Listener Shaun asks: Can you explain the terminology bull and bear markets? The ASX has been hitting records left right and centre - so are we in a bull market?

Join Sean Aylmer & Michael Thompson as they answer listener questions.

If you have your own question for Ask Fear & Greed, get in touch via our website, LinkedIn, Instagram or Facebook!

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HOW DO THEY AFFORD THAT? is a weekly podcast produced by Fear & Greed, exploring ways to make your money work harder for you. Check out the full catalogue of episodes on APPLE, SPOTIFY, or anywhere you listen to podcasts.

Episode #121

The six most common questions clients ask a financial adviser

Canna Campbell spent many years helping clients as a financial planner. Join Canna and Michael as they go through the six most common questions worried clients asked Canna in their first meeting. 

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Listener Joshua asks: Where do banks get their money from? When you get a loan, where do they source the cash?

Join Sean Aylmer & Michael Thompson as they answer listener questions.

If you have your own question for Ask Fear & Greed, get in touch via our website, LinkedIn, Instagram or Facebook!

Find out more: https://fearandgreed.com.au/

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Listener Arabella asks: You guys talk about headline inflation and underlying inflation. Can you give a simple explanation of the difference between the two, and why it matters?

Join Sean Aylmer & Michael Thompson as they answer listener questions.

If you have your own question for Ask Fear & Greed, get in touch via our website, LinkedIn, Instagram or Facebook!

Find out more: https://fearandgreed.com.au/

See omnystudio.com/listener for privacy information.

Listener James asks: I don't think I've actually heard a clear case for why anyone would want to invest in cryptocurrency (other than 'number go up'). Perhaps you could talk about some of these (eg Bitcoin re potential alternative to grow into Gold's market capitalisation and/or to become another global reserve currency)? And the dangers of memecoins (Doge included, sorry Elon).

Join Sean Aylmer & Michael Thompson as they answer listener questions.

If you have your own question for Ask Fear & Greed, get in touch via our website, LinkedIn, Instagram or Facebook!

Find out more: https://fearandgreed.com.au/

See omnystudio.com/listener for privacy information.

Listener Ryan asks: As you know the AUD/USD has been going down (losing around 10% since the start of October). And now with oil prices going up the past month, does this have a double whammy at the bowser because we purchase oil in USD?

Join Sean Aylmer & Michael Thompson as they answer listener questions.

If you have your own question for Ask Fear & Greed, get in touch via our website, LinkedIn, Instagram or Facebook!

Find out more: https://fearandgreed.com.au/

See omnystudio.com/listener for privacy information.

Listener Ruth asks: A couple of times recently I've heard a Santa rally mentioned. Is this a formal thing? Is there a definition / criteria? Or is it just a trend?

Join Sean Aylmer & Michael Thompson as they answer listener questions.

If you have your own question for Ask Fear & Greed, get in touch via our website, LinkedIn, Instagram or Facebook!

Find out more: https://fearandgreed.com.au/

See omnystudio.com/listener for privacy information.

Listener Lew asks: This might be a stupid question but can unemployment ever get close to 0%? Wouldn’t that be classed as ‘full employment’? Would appreciate a simplified explanation, if there is one.

Join Sean Aylmer & Michael Thompson as they answer listener questions.

If you have your own question for Ask Fear & Greed, get in touch via our website, LinkedIn, Instagram or Facebook!

Find out more: https://fearandgreed.com.au/

See omnystudio.com/listener for privacy information.

Listener Andy asks: I work very hard, you work very hard, pretty much everyone I know works very hard. Can you tell my why Australia's productivity levels are considered very low please?

Join Sean Aylmer & Michael Thompson as they answer listener questions.

If you have your own question for Ask Fear & Greed, get in touch via our website, LinkedIn, Instagram or Facebook!

Find out more: https://fearandgreed.com.au/

See omnystudio.com/listener for privacy information.

Australia’s big banks are under pressure over their role in the energy transition - and fund manager Australian Ethical is now set to confront Westpac and NAB with resolutions at their AGMs.

Alison George, Head of Impact and Ethics at Australian Ethical, talks to Sean Aylmer about why the resolutions are necessary, suggesting Westpac has made no progress in the last 12 months.

Australian Ethical works with Blue Chip Communication, which is a supporter of this podcast.

Find out more: https://fearandgreed.com.au/

See omnystudio.com/listener for privacy information.