Just a little addendum to my first two parts on the topic on the necessity of having a healthy fear of the Lord in our Christian walk. I truly believe that besides biblical ignorance...a LACK OF FEAR in Believers IS a big reason why God's people live lackadaisical, lukewarm Christain lives!  
Love! Love! Love! I we need is love!  Well, IF we lived in a perfect world that LOVE word would be relevant. However, sin has corrupted ALL of our 'loving' hearts to the point where the Lord considers are hearts wicked and evil! So, this is where the God 'fear factor' can 'help' us keep on the straight and narrow.  I don't know about you....but I do NOT like the idea of being 'punished' by My Heavenly Father. So the God 'fear-factor' 'encourages' me to stay focused when I start to wander spiritually.