It's clearly the season for spending, but it arrives at a difficult time for both consumers and the global economy. Last year the buy-now, pay-later market was worth $132 billion. They forecast it will grow to nearly $4 trillion by 2030. And that's certainly something industry pioneer Klarna is looking to capitalize on. Klarna CEO Sebastian Siemiatkowski cofounded the company in 2005 and joins Julia to discuss. 

Also on today's show: Her Excellency Sarah Al Amiri, Minister of State for the UAE's Public Education and Future Technology.

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