By Charles Dzama
The objective of this podcast is to educate and enlighten you about your federal benefits and to guide you in creating a well-formed retirement income plan.
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The podcast currently has 90 episodes available.
This podcast was originally a YouTube video, you can watch that video here: https://youtu.be/DZNgg-ZoEeI
Remember, retirement is a new chapter in your life, and it's up to you to write its story. Follow our Medium Blog and schedule a consultation with Charles to tailor a plan that suits your unique financial goals: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
Connect with CD Financial for More Insights:
Twitter: /CDFinancial_LLC
Instagram: /CDfinancial.llc
Facebook: /CDFinancialLLC
LinkedIn: /cd-financial-llc
Visit our Website https://cdfinancial.org/
Subscribe and Stay Updated:
Don't miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to secure your retirement.
Get More from CD Financial:
Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation. https://calendly.com/charlesdzama/dza...
#RetirementPlanning #TSP #401K #FinancialAdvice #InvestmentStrategy
Support the Show.
This podcast was originally a YouTube video, you can watch that video here: https://youtu.be/6zPPOe6EowA
Remember, retirement is a new chapter in your life, and it's up to you to write its story. Follow our Medium Blog and schedule a consultation with Charles to tailor a plan that suits your unique financial goals: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube
On this video:
0:10 Eligibility to Withdraw: You can withdraw money from your TSP while still working if you meet specific qualifications.
0:15 Age Requirement: The primary qualification is that you must be at least 59 and a half years old.
0:43 Types of Withdrawals: You can either roll over or withdraw your money penalty-free if you are still in service and meet the age requirement.
0:50 Tax Implications: Direct withdrawals from TSP are taxable because most TSPs are tax-deferred.
1:03 Preferred Option - Rollovers: Most people prefer to roll over their TSP funds into an IRA to maintain the tax-deferred status. IRA Rollovers: Rolling over to an IRA is beneficial as it defers the tax liability to a later date.
1:25 Federal Policy: The federal government allows this rollover at 59 and a half because they understand people might need to access their money to secure their financial future.
1:48 Building a Financial Foundation: The video emphasizes the importance of building a solid financial foundation for retirement, akin to constructing a stable house.
2:55 Considerations Before Withdrawing: Before withdrawing or rolling over TSP funds, consider why you want to do it, where the money will go, and whether you can afford to retire.
Additional Resources: For further assistance, CD Financial offers complimentary consultations, which can be scheduled through the link provided in the video description.
Connect with CD Financial for More Insights:
Twitter: /CDFinancial_LLC
Instagram: /CDfinancial.llc
Facebook: /CDFinancialLLC
LinkedIn: /cd-financial-llc
Visit our Website https://cdfinancial.org/
Subscribe and Stay Updated:
Don't miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to secure your retirement.
#RetirementPlanning #TSP #401K #FinancialAdvice #InvestmentStrategy #FederalBenefits
Support the Show.
This podcast was originally a YouTube video, you can watch that video here:
https://youtu.be/d8AoQT-SrY0
Remember, retirement is a new chapter in your life, and it's up to you to write its story. Follow our Medium Blog and schedule a consultation with Charles to tailor a plan that suits your unique financial goals: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
Connect with CD Financial for More Insights:
Twitter: /CDFinancial_LLC
Instagram: /CDfinancial.llc
Facebook: /CDFinancialLLC
LinkedIn: /cd-financial-llc
Visit our Website https://cdfinancial.org/
Subscribe and Stay Updated:
Don't miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to secure your retirement.
Get More from CD Financial:
Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation. https://calendly.com/charlesdzama/dza...
#RetirementPlanning #TSP #401K #FinancialAdvice #InvestmentStrategy
Support the Show.
This podcast was originally a YouTube video, you can watch that video here: https://youtu.be/wwniNzlGsas
Are you a federal employee considering early retirement and wondering what will happen to your Social Security benefits? If you're 57 with at least 30 years of service, you might be curious about the impact on your retirement. Here’s a breakdown to help you understand the implications and ensure you make informed decisions about your future.
Remember, retirement is a new chapter in your life, and it's up to you to write its story. Follow our Medium Blog and schedule a consultation with Charles to tailor a plan that suits your unique financial goals: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
Connect with CD Financial for More Insights:
Twitter: /CDFinancial_LLC
Instagram: /CDfinancial.llc
Facebook: /CDFinancialLLC
LinkedIn: /cd-financial-llc
Visit our Website https://cdfinancial.org/
Subscribe and Stay Updated:
Don't miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to secure your retirement.
Get More from CD Financial:
Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation. https://calendly.com/charlesdzama/dza...
#RetirementPlanning #TSP #401K #FinancialAdvice #InvestmentStrategy
Support the Show.
This podcast was originally a YouTube video, you can watch that video here:
Remember, retirement is a new chapter in your life, and it's up to you to write its story. Follow our Medium Blog and schedule a consultation with Charles to tailor a plan that suits your unique financial goals: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
Connect with CD Financial for More Insights:
Twitter: /CDFinancial_LLC
Instagram: /CDfinancial.llc
Facebook: /CDFinancialLLC
LinkedIn: /cd-financial-llc
Visit our Website https://cdfinancial.org/
Subscribe and Stay Updated:
Don't miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to secure your retirement.
Get More from CD Financial:
Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation. https://calendly.com/charlesdzama/dza...
#RetirementPlanning #TSP #401K #FinancialAdvice #InvestmentStrategy
Support the Show.
You don’t need to work longer, you just need a better plan. Schedule a consultation with Charles to tailor a plan that suits your unique financial goals: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
In this episode of the CD Financial Podcast, Marcus and Chuck discuss the importance of having a plan and sticking to it, using baseball as an analogy. They emphasize the concept of moderation and balance in investing, using dollar cost averaging to take advantage of market fluctuations. They also discuss the need to pull back from the stock market as retirement approaches and the importance of having a diversified portfolio. In the health tip of the day, Chuck shares the benefits of using apple cider vinegar in a bath to detoxify the body.
Having a plan and sticking to it is crucial in both investing and life.
Moderation and balance are key principles in financial planning.
Taking advantage of market fluctuations with dollar cost averaging.
00:00 Introduction and Greeting
04:04 The Concept of Dollar Cost Averaging
08:24 Preparing for Retirement: Pulling Back and Diversifying
28:38 Health Tip: Detoxifying the Body with Apple Cider Vinegar
33:34 Conclusion
Connect with CD Financial for More Insights:
Twitter: /CDFinancial_LLC Instagram: /CDfinancial.llc
Facebook: /CDFinancialLLC
LinkedIn: /cd-financial-llc
Visit our Website https://cdfinancial.org/
Subscribe and Stay Updated
Don't miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to secure your retirement.
Get More from CD Financial: Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation. https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
#RetirementPlanning #TSP #401K #FinancialAdvice #InvestmentStrategy #languagepreservation in #culture #steelindustry #marketfluctuations #healthbenefits
Support the Show.
You don’t need to work longer, you just need a better plan. Schedule a consultation with Charles to tailor a plan that suits your unique financial goals: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
In this episode we talked about:
+Preserving language and culture is important for maintaining identity and heritage.
+Having a solid retirement plan is crucial, and it's important to not be overly concerned with short-term market fluctuations.
+Being connected to nature and being exposed to dirt and natural elements can have health benefits.
+Taking the win in retirement planning means making conservative financial decisions as you approach retirement to ensure a stable financial foundation.
0:01 Introduction
04:15 Preserving Language and Culture
08:25 The Impact of the Steel Industry on Pittsburgh
Connect with CD Financial for More Insights:
Twitter: /CDFinancial_LLC
Instagram: /CDfinancial.llc
Facebook: /CDFinancialLLC
LinkedIn: /cd-financial-llc
Visit our Website https://cdfinancial.org/
Subscribe and Stay Updated
Don't miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to secure your retirement.
Get More from CD Financial: Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation. https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
#RetirementPlanning #TSP #401K #FinancialAdvice #InvestmentStrategy #languagepreservation in #culture #steelindustry #marketfluctuations #healthbenefits
Support the Show.
You don’t need to work longer, you just need a better plan. Schedule a consultation with Charles to tailor a plan that suits your unique financial goals: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
Summary:
In this conversation, Marcus shares a story about preparing a high-quality meal for his 20th anniversary, emphasizing the importance of starting with good ingredients. They also talk about the benefits of dry-aged steak and the pairing of Spanish wine with food. The conversation transitions to Chuck's experience raising chickens and using their fresh eggs in cooking with his father-in-law. They highlight the significance of using high-quality ingredients in simple dishes. The conversation covers various topics related to food and finance. The hosts discuss the importance of high-quality ingredients in both food and financial planning. They also touch on the effects of high fructose corn syrup and the benefits of organic and locally sourced food. In terms of finance, they talk about the impact of interest rates on investments and the need for a solid retirement income plan. The conversation concludes with a mention of Ollie Pop soda and the importance of choosing natural ingredients.
Takeaways:
Starting with high-quality ingredients is essential for creating a delicious meal.
Dry-aged steak and Spanish wine make for a great pairing.
Raising chickens and using fresh eggs can enhance the quality of dishes.
Using fewer ingredients in a dish can still result in a flavorful and satisfying meal. High-quality ingredients are important in both food and financial planning.
High fructose corn syrup can have negative health effects.
Organic and locally sourced food is beneficial for health.
Interest rates can impact investments.
A solid retirement income plan is crucial.
Choosing natural ingredients is important in food and beverages.
Sound Bites
"I went to a local place that ages their own beef"
"They dry age those steaks a minimum of a month"
"It's all about sharing."
"The Chuck Retirement Course CRC"
"Mexican Coke, the best choice of sweetener."
Chapters
00:00 Podcast intro
09:21 The Importance of Starting with Good Ingredients
26:00 The Benefits of Organic and Locally Sourced Food
32:07 The Need for a Solid Retirement Income Plan
Connect with CD Financial for More Insights:
Twitter: /CDFinancial_LLC
Instagram: /CDfinancial.llc
Facebook: /CDFinancialLLC
LinkedIn: /cd-financial-llc
Visit our Website at https://cdfinancial.org/
Subscribe and Stay Updated:
Don't miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to secure your retirement.
Get More from CD Financial:
Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation. https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
#RetirementPlanning #TSP #401K #FinancialAdvice #InvestmentStrategy #high-qualityingredients #dry-agedsteak #Spanishwine #highfructosecornsyrup
Support the Show.
Understanding FEHB and Medicare Part B in Retirement
This podcast was originally a YouTube video, you can watch that video here:
Remember, retirement is a new chapter in your life, and it's up to you to write its story. Follow our Medium Blog and schedule a consultation with Charles to tailor a plan that suits your unique financial goals: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
Connect with CD Financial for More Insights:
Twitter: /CDFinancial_LLC
Instagram: /CDfinancial.llc
Facebook: /CDFinancialLLC
LinkedIn: /cd-financial-llc
Visit our Website https://cdfinancial.org/
Subscribe and Stay Updated:
Don't miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to secure your retirement.
Get More from CD Financial:
Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation.
https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
#RetirementPlanning #TSP #401K #FinancialAdvice #InvestmentStrategy
Support the Show.
This podcast was originally a YouTube video, you can watch that video here: https://www.youtube.com/watch?v=TFXOJL8_fZ4&feature=youtu.be
Remember, retirement is a new chapter in your life, and it's up to you to write its story. Follow our Medium Blog and schedule a consultation with Charles to tailor a plan that suits your unique financial goals: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
Connect with CD Financial for More Insights:
Twitter: /CDFinancial_LLC
Instagram: /CDfinancial.llc
Facebook: /CDFinancialLLC
LinkedIn: /cd-financial-llc
Visit our Website https://cdfinancial.org/
Subscribe and Stay Updated:
Don't miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to secure your retirement.
Get More from CD Financial:
Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation. https://calendly.com/charlesdzama/dza...
#RetirementPlanning #TSP #401K #FinancialAdvice #InvestmentStrategy
Support the Show.
The podcast currently has 90 episodes available.