From the 1p savings challenge to the 50-30-20 budgeting rule, the internet is brimming with advice on how to save pennies and turn them into pounds - but do they actually work? To separate fact from fad, Holly and Lucy are joined by Beth Snow from Beth's Budget Diary to discuss saving tips and tricks that make a difference.

Listen: Getting started with investing

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Driving lessons and car insurance costs are rising, but there are ways to cut costs. Holly and Lucy dive into the rising costs of driving with Julie Daniels from Compare The Market and Seb Goldin from Red Driving School. They reveal smart ways to save - from cutting insurance costs to avoiding scams that target learner drivers.

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Holly and Lucy are joined by Kat Denham, champion champion for The Times and The Sunday Times, as they navigate the tricky world of bank accounts mishaps. From Frozen accounts, lost payments & dormant savings, Kat shares the best ways to protect yourself from losing money.

Contact Holly and Lucy: [email protected]

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Romance scams are on the rise with victims losing an average of £10,000. And with AI making fraudsters more convincing than ever, how can you protect yourself? Holly and Lucy are joined by Simon Miller from fraud prevention service Cifas and Becky Holmes, author of Keanu Reeves Is Not in Love with You, to find out about the latest scam tactics, the warning signs, and what to do if you or someone you love is a victim. 

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Many renters, it seems, are changing homes every year - we find out why. It's a rapidly changing rental market and the Renters Rights Bill could potentially be made law this year bringing more transformation. So Holly and Lucy are joined by Anna Ambrose, National Head of Lettings at Strutt & Parker estate agency to find out how to rent better, and why December is a key month to remember.

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Many people it seems prefer saving over investing their cash. But is that always the best way to grow your money? To dispel investing myths and to see whether investing can be made comprehensible to all, this week, Holly is joined by investment experts Tom Stevenson and Alexandra Jackson who answer questions gathered by Lucy from ordinary commuters. Did they ask what you would ask? Find out!

Guests:

• Tom Stevenson, Investment director for Personal Investing at Fidelity International. 
• Alexandra Jackson, Fund manager at Rathbones Asset Management.

Contact: Lucy and Holly at: [email protected]

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For many, paying off a mortgage is one of their biggest financial goals. So, this week Holly and Lucy are joined by mortgage expert, Sarah Tucker from The Mortgage Mum and Leigh Macfarlane, a content creator documenting her journey to becoming mortgage free. They share practical tips and strategies to make your dream of financial freedom a reality.

Contact: Lucy and Holly at: [email protected]

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January is the peak time for many Brits to either book or start planning their next getaway. To help you get the best deals and savings, Holly and Lucy get expert advice from Claire Irvin, Head of Travel at The Times and The Sunday Times. She shares her top travel hacks to save you some cash on your next trip.

Contact: Lucy and Holly at: [email protected]

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January is the time of year when couples are most likely to split up. So, what's the best way to navigate through a divorce? And how can you deal with your finances when splitting up? Sara Davison and Matthew Taylor offer expert advice.

Guests:

• Sara Davison, Divorce coach.
• Matthew Taylor, financial specialist, Stowe Family Law.

Listen: Take charge of your finances in 2025

Contact: Lucy and Holly at: [email protected]

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New year, new you and new money resolutions. Holly and Lucy are joined by personal financial advisor, Myron Jobson, to navigate all the key dates in 2025 to stay on top of your finances.

Guest: Myron Jobson, Senior Personal Finance Analyst, Interactive Investor.

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