Fi Plan Partners

Fi Plan Partners

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Fi Plan Partners episodes

  • The Triple Tax Advantage of an HSA

    Did you know Health Savings Accounts (HSAs) allow contributions to bypass payroll, federal, and state taxes. Watch this week’s Educational Insights episode as Mark Hume outlines how HSAs work, who is eligible, and why they are sometimes referred to as offering a “triple tax advantage.”

    Watch to learn more.

    Mark Hume, CFP®

    Senior Vice President
    Wealth Consultant
    Email Mark Hume here

     

    Fi Plan Partners is an independent investment firm in Birmingham, AL, with a team of professionals serving clients across the nation through financial planning, wealth management and business consulting. The team at Fi Plan Partners creates strategies in the best interest of their clients using fee based investing.

    The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

    Economic forecasts set forth in this presentation may not develop as predicted.

    No strategy can ensure success or protect against a loss.

    Stock investing involves risk including potential loss of principal.

    Securities and advisory services offered through LPL Financial, Member FINRA/SIPC and a registered investment advisor.

    The post The Triple Tax Advantage of an HSA first appeared on Fi Plan Partners.

    3 min
  • Full House

    Housing’s Key Role in the Economy

    Housing remains one of the most significant drivers of the U.S. economy, representing roughly 18% of GDP and more than one-third of consumer spending. Because of this outsized impact, it also serves as a critical indicator of economic activity and future trends. Recent Federal Reserve rate cuts have prompted questions about whether housing affordability may improve. Signs of a potential turning point are already emerging: new U.S. home sales have spiked while new home prices have trended lower. Lower prices and lower rates are stimulating activity, a positive development for both the housing market and the broader economy. Monitoring this trend throughout the rest of 2025 will be essential.

    Government Shutdown and Rate Cuts

    While the housing data is encouraging, potential headwinds remain. Congressional leaders are working to avoid a government shutdown, and although history shows such events have little lasting impact on GDP or markets, they can disrupt the flow of government-produced economic data. This disruption matters because the Federal Reserve has become highly data-dependent. For instance, a key jobs report scheduled for release may be delayed if a shutdown occurs. Without timely data, the Fed’s ability to gauge the economy, and determine whether further rate cuts are needed, becomes more difficult. Recent rate moves illustrate this uncertainty. Leading up to the Fed’s latest meeting, both 10-year Treasury yields and 30-year mortgage rates were falling. After the rate cut, they flattened and even edged higher. While not as dramatic as last year’s spike, the lack of continued downward movement raises questions about the trajectory of borrowing costs, and by extension, housing affordability and federal debt refinancing.

    The Strength of the U.S. Consumer

    Despite policy uncertainty, the American consumer continues to show resilience. The latest personal income and consumption report revealed that personal income rose 0.4% in August while spending climbed 0.6%, both exceeding expectations and building on strong June and July data. On a year-over-year basis, personal income is up over 5% and spending more than 5.5%, outpacing inflation running near 2.7%. This strength in household income and spending, which together account for about 70% of the U.S. economy, underscores a confident consumer base fueling growth. This momentum is especially important heading into the final quarter of 2025, when holiday shopping often sets the tone for broader economic activity. Maintaining consumer confidence will be key to sustaining expansion.

    Greg Powell, CIMA®

    President and CEO
    Wealth Consultant
    Email Greg Powell here

    Bobby Norman, CFP®, AIF®, CEPA®

    Managing Director
    Wealth Consultant
    Email Bobby Norman here

    Trey Booth, CFA®, AIF®

    Chief Investment Officer
    Wealth Consultant
    Email Trey Booth here

    Ty Miller, AIF®

    Vice President
    Wealth Consultant
    Email Ty Miller here

     

    Fi Plan Partners is an independent investment firm in Birmingham, AL, with a team of professionals serving clients across the nation through financial planning, wealth management and business consulting. The team at Fi Plan Partners creates strategies in the best interest of their clients using fee based investing.

    The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

    Economic forecasts set forth in this presentation may not develop as predicted.

    No strategy can ensure success or protect against a loss.

    Stock investing involves risk including potential loss of principal.

    Securities and advisory services offered through LPL Financial, Member FINRA/SIPC and a registered investment advisor.

    The post Full House first appeared on Fi Plan Partners.

    5 min
  • Introducing our New Marketing Manager

    We are thrilled to welcome Lexie Watts to the Fi Plan Partners team as our new Marketing Manager. In this episode of Team Strategies, she sits down with our President and CEO, Greg Powell, and our COO, Felicia Ludlum, to discuss her passion for using marketing to elevate the client experience and her vision amplifying the Fi Plan Partners brand. Lexie brings a desire for clear, impactful communication and a people-first approach to strategy, helping elevate the client experience across every platform.

    Watch to learn more.

    Greg Powell, CIMA®

    President and CEO
    Wealth Consultant
    Email Greg Powell here

    Felicia Ludlum

    Chief Operating Officer
    Email Felicia Ludlum here

    Lexie Watts

    Marketing Manager
    Email Lexie Watts here

     

    Fi Plan Partners is an independent investment firm in Birmingham, AL, with a team of professionals serving clients across the nation through financial planning, wealth management and business consulting. The team at Fi Plan Partners creates strategies in the best interest of their clients using fee based investing.

    The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

    Economic forecasts set forth in this presentation may not develop as predicted.

    No strategy can ensure success or protect against a loss.

    Stock investing involves risk including potential loss of principal.

    Securities and advisory services offered through LPL Financial, Member FINRA/SIPC and a registered investment advisor.

    The post Introducing our New Marketing Manager first appeared on Fi Plan Partners.

    9 min
  • 966 Days

    Navigating Today’s Bull Market

    The current bull market, which began on October 12, 2022, has now run for 34 months, well below the historical average of 59 months for bull markets since 1928. Although it may feel extended, the data suggests it is still relatively young compared to past cycles and has not yet delivered the triple-digit returns seen in some previous runs. Bull markets are periods characterized by rising prices and investor optimism, typically marked by gains of 20% or more. Historically, these markets must navigate a tug-of-war between positive developments, such as strong corporate earnings, solid consumer spending, and potential rate cuts, and headwinds like tariff concerns and valuation pressures. While there are no guarantees in investing, history indicates that bull markets can persist even amid uncertainty.

    Seasonal Trends and “966 Days”

    September has historically been the weakest month for the stock market. However, when September finishes positive, as it has this year, the fourth quarter of the S&P 500 has historically posted average gains of just over 4%, roughly triple the return seen in typical Septembers. While past performance does not guarantee future results, this seasonal trend suggests a constructive outlook for the remainder of the year. Momentum, however, has cooled somewhat. Only about 14% of stocks are currently above their 20-day highs, signaling some consolidation even as the S&P remains in an upward trend. Markets can pause for breath even in strong bull cycles before moving higher. The “966 days” headline underscores a milestone: the Russell 2000 small-cap index recently recorded its first all-time high in 966 days, the third longest gap on record. This marks a key moment in market rotation, as small-cap stocks rejoin the broader bull market. One catalyst has been lower interest expenses following a recent Federal Reserve rate cut, which typically benefits smaller companies that face less favorable credit terms than large-cap firms.

    The Power of Small Caps

    Many of today’s market leaders, Apple, Microsoft, Walmart, Amazon, once traded as small-cap stocks. Watching the performance of this segment offers insights into potential future leaders and acquisition targets. With small caps now showing renewed strength, investors gain another encouraging signal for market breadth heading into the fourth quarter.

     

    Greg Powell, CIMA®

    President and CEO
    Wealth Consultant
    Email Greg Powell here

    Bobby Norman, CFP®, AIF®, CEPA®

    Managing Director
    Wealth Consultant
    Email Bobby Norman here

    Trey Booth, CFA®, AIF®

    Chief Investment Officer
    Wealth Consultant
    Email Trey Booth here

    Ty Miller, AIF®

    Vice President
    Wealth Consultant
    Email Ty Miller here

     

    Fi Plan Partners is an independent investment firm in Birmingham, AL, with a team of professionals serving clients across the nation through financial planning, wealth management and business consulting. The team at Fi Plan Partners creates strategies in the best interest of their clients using fee based investing.

    The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

    Economic forecasts set forth in this presentation may not develop as predicted.

    No strategy can ensure success or protect against a loss.

    Stock investing involves risk including potential loss of principal.

    Securities and advisory services offered through LPL Financial, Member FINRA/SIPC and a registered investment advisor.

    The post 966 Days first appeared on Fi Plan Partners.

    5 min
  • Hidden Tax of Market Volatility

    Market ups and downs don’t cancel each other out the way you might think. Watch this week’s Educational Insights episode as Trey Booth explains the “hidden tax” of volatility and why focusing on downside protection can make a major difference in your long-term returns.

    Watch to learn more.

     

    Trey Booth, CFA®, AIF®

    Chief Investment Officer
    Wealth Consultant
    Email Trey Booth here

     

    Fi Plan Partners is an independent investment firm in Birmingham, AL, with a team of professionals serving clients across the nation through financial planning, wealth management and business consulting. The team at Fi Plan Partners creates strategies in the best interest of their clients using fee based investing.

    The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

    Economic forecasts set forth in this presentation may not develop as predicted.

    No strategy can ensure success or protect against a loss.

    Stock investing involves risk including potential loss of principal.

    Securities and advisory services offered through LPL Financial, Member FINRA/SIPC and a registered investment advisor.

    The post Hidden Tax of Market Volatility first appeared on Fi Plan Partners.

    3 min
  • Fed Meeting? Government Shutdown?

    The Federal Reserve’s Decision and Market Impact

    The Federal Reserve is scheduled to meet on September 16–17, with markets largely expecting a 25-basis-point rate cut. While the size of the cut may already be priced in, the real question is how markets will respond afterward.
    Two areas are especially important:

    • Long-term interest rates: The Fed directly controls short-term rates but yields on 10- and 30-year Treasuries and mortgage rates are set by the broader market. Last year, when the Fed cut rates by 50 basis points in September, long-term rates unexpectedly rose. For monetary easing to stimulate the economy, long-term rates also need to move lower. Early signs of declining long-term rates are emerging ahead of this meeting, and their follow-through will be critical.
    • Financial sector performance: This is only the third time in history the Fed has cut rates while financial stocks remained near highs. In past cycles, rate cuts typically came after financial stocks had already sold off. The last time rate cuts coincided with a strong financial sector, 1992, 1995 and 1996, markets remained resilient and performed well. Monitoring both long-term rates and the financial sector will indicate whether today’s environment resembles those mid-90s scenarios.

      • Government Shutdown Risk and Market Concentration

      Beyond monetary policy, the probability of a government shutdown on October 1 has risen sharply, from about 35% in June to roughly 73% today, according to prediction markets. Yet historical data show that shutdowns have had little measurable effect on GDP growth or stock market performance, either during the event or in the months immediately after. Another frequently discussed theme is the concentration of large-cap stocks in the U.S. market. The top 10 U.S. stocks currently make up about 38% of the market index. Although that figure may sound high, it is far lower than in many other countries: Taiwan and Switzerland both exceed 70%, and Australia and Germany are above 60%. The U.S. ranks near the bottom among major markets for index concentration, just above Japan, offering important context when evaluating concentration risk.

       

      Greg Powell, CIMA®

      President and CEO
      Wealth Consultant
      Email Greg Powell here

      Bobby Norman, CFP®, AIF®, CEPA®

      Managing Director
      Wealth Consultant
      Email Bobby Norman here

      Trey Booth, CFA®, AIF®

      Chief Investment Officer
      Wealth Consultant
      Email Trey Booth here

      Ty Miller, AIF®

      Vice President
      Wealth Consultant
      Email Ty Miller here

       

      Fi Plan Partners is an independent investment firm in Birmingham, AL, with a team of professionals serving clients across the nation through financial planning, wealth management and business consulting. The team at Fi Plan Partners creates strategies in the best interest of their clients using fee based investing.

      The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

      Economic forecasts set forth in this presentation may not develop as predicted.

      No strategy can ensure success or protect against a loss.

      Stock investing involves risk including potential loss of principal.

      Securities and advisory services offered through LPL Financial, Member FINRA/SIPC and a registered investment advisor.

      The post Fed Meeting? Government Shutdown? first appeared on Fi Plan Partners.

      5 min
    • Rates are the Story

      Falling Rates and Market Implications

      Recent jobs data came in weaker than expected, which pushed long-term interest rates lower. The 10-year Treasury yield dropped from around 4.3% to below 4.1%, a significant move that reflects market forces rather than direct Federal Reserve action. This decline is important because most businesses and households rely on long-term borrowing. When long-term rates fall, mortgages and housing markets can benefit, creating positive momentum for the broader economy. In contrast, last year when the Fed cut rates, long-term yields rose, limiting the intended economic boost. Markets are now pricing in two to three potential rate cuts before year-end. However, this outlook is highly dependent on upcoming data, particularly the Consumer Price Index (CPI) and Producer Price Index (PPI). The Fed’s dual mandate, promoting full employment and keeping inflation under control, creates a balancing act. Weak jobs data supports cutting rates, but stubbornly high inflation could limit the Fed’s flexibility. The results of this week’s economic reports will be crucial in determining whether falling yields have staying power.

      September Market Seasonality

      September is historically considered the most challenging month for market performance. Since 1950, average returns in September have been negative more than half the time. However, when markets enter September trading above their 200-day moving average, as they are today, the picture looks much brighter. In those instances, the S&P 500 has historically averaged a 1.3% gain in September and posted positive returns more than 60% of the time. With markets currently above their long-term moving average, combined with falling rates and steady earnings growth, there is reason to believe this September could defy the negative seasonal trend.

      Consumer Spending Trends

      Consumer spending remains a critical driver of the U.S. economy, accounting for roughly 70% of GDP. Back-to-school shopping provided encouraging signs, with spending up 2.5% year-over-year positive indicator heading into the holiday season. That said, not all data points are optimistic. A recent PwC survey of 4,000 U.S. consumers indicated that holiday spending may fall 5.3% this year, averaging about $1,500 per person. If realized, this would represent the sharpest decline since the pandemic. Concerning concerns about inflation, economic outlook, and generational differences in spending patterns, particularly among Gen Z, are cited as contributing factors. Taken together, the consumer picture is mixed. Back-to-school data points to resilience, while survey data signals caution. With the holidays approaching, tracking consumer behavior will be essential to gauge the health of the economy.

       

      Greg Powell, CIMA®

      President and CEO
      Wealth Consultant
      Email Greg Powell here

      Bobby Norman, CFP®, AIF®, CEPA®

      Managing Director
      Wealth Consultant
      Email Bobby Norman here

      Trey Booth, CFA®, AIF®

      Chief Investment Officer
      Wealth Consultant
      Email Trey Booth here

      Ty Miller, AIF®

      Vice President
      Wealth Consultant
      Email Ty Miller here

       

      Fi Plan Partners is an independent investment firm in Birmingham, AL, with a team of professionals serving clients across the nation through financial planning, wealth management and business consulting. The team at Fi Plan Partners creates strategies in the best interest of their clients using fee based investing.

      The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

      Economic forecasts set forth in this presentation may not develop as predicted.

      No strategy can ensure success or protect against a loss.

      Stock investing involves risk including potential loss of principal.

      Securities and advisory services offered through LPL Financial, Member FINRA/SIPC and a registered investment advisor.

      The post Rates are the Story first appeared on Fi Plan Partners.

      5 min
    • Fed Comments, Market Response

      Fed Hints at Rate Cuts

      Federal Reserve Chairman Jerome Powell made statements last Friday that strongly hinted at a potential interest rate cut in September. This would mark the first rate cut since December 18, 2024, when the Fed reduced rates by 25 basis points. If implemented, the September cut would come after a nine-month gap, the longest pause between cuts in recent history. Historically, extended gaps between rate cuts have often signaled positive long-term outcomes for markets. However, short-term volatility remains a key concern. September and October have traditionally been challenging months for stocks, and given signs of economic slowing, the next three months could be bumpy. Despite this, historical data suggests that the S&P 500 has ended higher 12 months after similar periods nearly 91% of the time. Lower interest rates typically help stimulate economic activity and market growth, but patience and careful planning remain essential during this transition period.

      Consumer Prices: What to Expect

      Understanding where inflation may appear next is critical. Economic data like CPI (Consumer Price Index), PPI (Producer Price Index), and jobs numbers are often backward-looking. To gauge future trends, analysts have examined recent corporate earnings calls for forward-looking insights. Consumer staples, everyday essentials like soap, paper products, and food, showed a below-average number of mentions regarding price increases. This suggests that price hikes in staples are unlikely in the near term, which is good news for consumers. However, the outlook for consumer discretionary items, non-essential goods such as entertainment, apparel, and luxury items, is different. Mentions of planned price increases in this category spiked significantly, indicating that companies believe consumers may tolerate higher costs for discretionary purchases. This trend creates a unique dynamic: while everyday goods may remain stable, luxury and non-essential items could see price hikes, partially influenced by tariffs and lingering inflationary pressures. Monitoring these shifts will be critical for understanding where inflation impacts consumer wallets next.

      Market Moves After Powell’s Speech

      Leading up to Powell’s comments, markets experienced a five-day losing streak, reflecting investor uncertainty over the Fed’s stance. At the start of the week, the probability of a September rate cut stood at roughly 83%, but midweek fears of a more hawkish position pushed those odds down to nearly 55%. When Powell confirmed a willingness to cut rates and emphasized the need to support a weakening labor market, investor confidence returned. By Friday, the probability of a September cut rose back to 84–85%, and markets rallied sharply, recovering nearly half of the week’s earlier losses. Despite the overall volatility, underlying market activity revealed an important trend: the majority of weakness came from the year’s best-performing stocks, while lagging stocks saw gains. This rotation suggests that investors are repositioning portfolios rather than exiting markets altogether. The bond market echoed this sentiment. The two-year Treasury yield climbed through the week, reflecting uncertainty, before dropping after Powell’s comments signaled a dovish stance. This illustrates how closely markets are tied to Fed guidance and why investor sentiment can swing dramatically based on policy expectations.

       

      Greg Powell, CIMA®

      President and CEO
      Wealth Consultant
      Email Greg Powell here

      Bobby Norman, CFP®, AIF®, CEPA®

      Managing Director
      Wealth Consultant
      Email Bobby Norman here

      Trey Booth, CFA®, AIF®

      Chief Investment Officer
      Wealth Consultant
      Email Trey Booth here

      Ty Miller, AIF®

      Vice President
      Wealth Consultant
      Email Ty Miller here

       

      Fi Plan Partners is an independent investment firm in Birmingham, AL, with a team of professionals serving clients across the nation through financial planning, wealth management and business consulting. The team at Fi Plan Partners creates strategies in the best interest of their clients using fee based investing.

      The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

      Economic forecasts set forth in this presentation may not develop as predicted.

      No strategy can ensure success or protect against a loss.

      Stock investing involves risk including potential loss of principal.

      Securities and advisory services offered through LPL Financial, Member FINRA/SIPC and a registered investment advisor.

      The post Fed Comments, Market Response first appeared on Fi Plan Partners.

      5 min
    • Out-Earning Inflation

      Labor Market Resilience

      Recent updates on inflation highlight important trends for consumers. While headline inflation remained relatively tame in July, the Producer Price Index (PPI) told a different story. The PPI for final demand, which measures average price changes received by domestic producers, showed that companies are increasingly passing cost increases along to consumers. Despite these pressures, retail sales data indicates that consumers remain willing to spend. This resilience is largely supported by the labor market, which continues to show strength. Although hiring has slowed, layoffs remain minimal. Importantly, CEO hiring forecasts have improved since April, when tariff concerns spooked employers. At that time, 39% of CEOs planned to reduce hiring; today, that number has dropped to just 21%. This matters greatly, as consumer spending fuels corporate earnings, and earnings, in turn, drive stock prices. For now, the stability of the labor market is proving strong enough to offset rising inflationary pressures.

      Strong Earnings Despite Tariff Pressures

      Second-quarter earnings, covering April through June, provide another encouraging signal. During a period filled with uncertainty around tariffs and higher input costs, many expected corporate America to struggle. Instead, the opposite occurred. Earnings expectations for the S&P 500 initially fell to $62.48 but rebounded sharply to $66.84 as companies reported results. To date, 80% of companies have reported, and nine of eleven sectors have exceeded expectations. On a year-over-year basis, earnings grew nearly 13%, a significant achievement given the challenges. This outcome demonstrates the adaptability of U.S. corporations. Many feared tariffs would serve as an excuse for disappointing results, yet companies were able to pivot and deliver stronger-than-expected performance. This innovation not only supports earnings today but also signals potential for continued growth. Since stock valuations are tied to earnings, strong earnings growth helps justify higher market levels. What some call an “expensive” market may quickly look reasonable if earnings continue to expand at current rates.

      Fed Policy and Rate Cut Expectations

      The Federal Reserve remains in focus as markets await updates from its Jackson Hole conference. At its last meeting, the Fed opted to keep rates steady, though two members dissented in favor of a rate cut. Attention now turns to whether cuts are imminent. Markets are currently pricing in about an 85% chance of a rate cut in September, down from nearly 98% after hotter than expected PPI data. The Fed has pointed to tariffs as a key driver of inflation, though this explanation remains debated. Beyond policy decisions, the composition of the Fed itself could soon change. President Trump is expected to nominate Stephen Miran to fill a vacant seat. While this would initially be a temporary role, Miran could later become a permanent member, depending on Chairman Jay Powell’s tenure. Future leadership possibilities include Kevin Warsh, Christopher Waller, or Kevin Hassett, underscoring the many moving parts in Fed decision-making.

       

      Greg Powell, CIMA®

      President and CEO
      Wealth Consultant
      Email Greg Powell here

      Bobby Norman, CFP®, AIF®, CEPA®

      Managing Director
      Wealth Consultant
      Email Bobby Norman here

      Trey Booth, CFA®, AIF®

      Chief Investment Officer
      Wealth Consultant
      Email Trey Booth here

      Ty Miller, AIF®

      Vice President
      Wealth Consultant
      Email Ty Miller here

       

      Fi Plan Partners is an independent investment firm in Birmingham, AL, with a team of professionals serving clients across the nation through financial planning, wealth management and business consulting. The team at Fi Plan Partners creates strategies in the best interest of their clients using fee based investing.

      The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

      Economic forecasts set forth in this presentation may not develop as predicted.

      No strategy can ensure success or protect against a loss.

      Stock investing involves risk including potential loss of principal.

      Securities and advisory services offered through LPL Financial, Member FINRA/SIPC and a registered investment advisor.

      The post Out-Earning Inflation first appeared on Fi Plan Partners.

      5 min
    • Life Estates

      Blended families can present unique estate planning challenges, especially when it comes to housing. Watch this week’s Educational Insights episode as Mark Hume explains how a life estate strategy, triggered by a will, could help ensure a surviving spouse has housing security while preserving the inheritance for biological children.

      Watch to learn more.

       

      Mark Hume, CFP®

      Senior Vice President
      Wealth Consultant
      Email Mark Hume here

       

      Fi Plan Partners is an independent investment firm in Birmingham, AL, with a team of professionals serving clients across the nation through financial planning, wealth management and business consulting. The team at Fi Plan Partners creates strategies in the best interest of their clients using fee based investing.

      The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

      Economic forecasts set forth in this presentation may not develop as predicted.

      No strategy can ensure success or protect against a loss.

      Stock investing involves risk including potential loss of principal.

      Securities and advisory services offered through LPL Financial, Member FINRA/SIPC and a registered investment advisor.

      The post Life Estates first appeared on Fi Plan Partners.

      5 min

    About Fi Plan Partners

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