FI Talk Podcast

In this episode, AJ and Pa talked to a special guest, Mr Ebou Cham. Ebou Cham had $200K of student loans after graduate school. He did not want to keep paying the minimum payments for the rest of his life. So he made the decision to pay it off as soon as possible. It took him less than 3 years to pay it off. How did he do that? He explained that in this episode. He also talked about his money mindset and his love for travel. I am sure you will enjoy this conversation with Ebou Cham.

Can you still travel while saving for Financial Independence? In this episode, Pa and AJ share their summer travels. They discussed the details of their travels including how they paid for it. They also talked about travel rewards using credit card points.

In this episode, AJ and Pa talked about how to choose the funds that you invest in. They discussed the main things to look for when choosing your index funds such as the category of funds, the expense ratio, inception date and dividend yield.

This is part two of a three part series on investing. In this episode, Pa walks you through opening an investment account. We mainly use three brokerages: Vanguard, Fidelity and Charles Schwab. Pa takes you step by step on how to open a brokerage account with Fidelity, but this information is helpful regardless of where you want to open your investment account.

This is the first part of a three part series on investing for beginners

In this episode, Pa and AJ had a wonderful conversation with their guest Awa Sissoho Njie. The conversation was around the topic of Women and money. Awa answered several questions when it comes to money from a woman's perspective. Should you combine your finances with your spouse? Should you use a budget? How to teach kids about money. Should you save or invest? 

Awa shared her story about money including her money mistakes. She also shared her money tips for couples and younger generation.

She can be reached at:

www.primerica.com/awanjie

https://www.facebook.com/awa.sissohonjie

In this episode, AJ and Pa discuss the options of buying a house versus renting, specifically in the Seattle area. We also discussed the pros and cons of both options. Since the real estate market is going up like crazy, this is a question in a lot of people's minds. This episode is just a quick discussion weighing the options of buying versus renting in this hot real estate market.

In this Episode, Pa and AJ answer some questions that Pa has come up with. These questions expand over several topics; from what we do on our leisure time to who our dream dinner guests are. We also talked about our favorite past vacations and our dream vacations. One of the topics you definitely like is our most impactful financial and none financial books.

The idea is to start bringing guest to the podcast and have some random questions asked at the end of the interview. What better way to polish these questions than to answer them our selves?

In this episode, we answer your questions. We have gotten several questions from our audience since starting this podcast. In this episode, we answer your questions about Roth IRA for minors, the differences between UTMA and 529 accounts and what to do with your 401K when you leave a job. We also talked about life insurance, term vs whole life.