So…Working Holiday Isn’t Just Apple Picking?! 🍎✈️I always thought a working holiday meant picking fruit in the countryside and travelling on weekends — turns out, it’s so much more than that! From paying taxes overseas to finding legit jobs outside of farms, there’s a whole side to working holidays no one really talks about 😳In this episode, we’re diving into everything you need to know before you pack your bags — including visa requirements, job types, what to expect day-to-day, and yes… how taxes work 😩---------------------------------------------------------------------------------------------------------------------------Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰! Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!Follow my accounts and FIO’s accounts on:Melody’s Instagram: https://www.instagram.com/sippin.lemonade/Instagram: https://www.instagram.com/figuringit_out.podReddit: https://www.reddit.com/r/FiguringItOut_FIO/hot/Apple Podcast: https://podcasts.apple.com/us/podcast/figuring-it-out/id1799922466Spotify: https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976Special thanks to: 🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel🎨 Design by Atap: https://finlit.my/atapco

So...We Answered Your Questions About Career 👀

From "How do I communicate with my boss to reduce my workload?" to "Is it okay to job hop early in your career?" — the questions you’ve been dying to ask but never knew who to turn to 👀In this episode, we did something a little different: we compiled your DMs and comments, and broke them down from both an employee’s perspective and an employer’s perspective — so you can finally hear the answers from both sides of the table.

Whether you're stuck at work, scared to speak up, or just want to understand how your boss actually thinks, this one's for you.

Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰! Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!Follow my accounts and FIO’s accounts on:

Melody’s Instagram: https://www.instagram.com/sippin.lemonade/

Instagram: https://www.instagram.com/figuringit_out.pod

Reddit: https://www.reddit.com/r/FiguringItOut_FIO/hot/

Apple Podcast: https://podcasts.apple.com/us/podcast/figuring-it-out/id1799922466

Spotify: https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976

----------------------------------------------------------------------------------------------------------------Follow my boss and his accounts at:

Peter's Instagram: https://www.instagram.com/peter.yong_mrmoney

MrMoneyTv's Instagram: https://www.instagram.com/mrmoneytv

Special thanks to:

🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome

🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel

🎨 Design by Atap: https://finlit.my/atapco

So...Why Is It SO HARD To Make Friends After Graduation? 😩Back in uni, it felt like making friends was effortless — whether it was through group projects, late-night mamak sessions, or random club events. But after graduating… it’s a totally different game. Suddenly, you’re busy with work, everyone’s on different schedules, and the chances to meet new people? Almost nonexistent 😔In this episode of Figuring It Out, we talk about the struggle of forming new friendships in your 20s, why it feels so much harder now, and how to rebuild your social life one small step at a time ❤️------------------------------------------------------------------------------------------------------------------------------------------------------------------Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰! Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!Follow my accounts and FIO’s accounts on:Melody’s Instagram: https://www.instagram.com/sippin.lemonade/Instagram: https://www.instagram.com/figuringit_out.podApple Podcast: https://podcasts.apple.com/us/podcast/figuring-it-out/id1799922466Spotify: https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976Special thanks to: 🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel🎨 Design by Atap: https://finlit.my/atapco

So…My Friend Thought I Was Ghosting Her 😞💬

When I started working full-time, I thought I could handle it all — career, social life, love life… easy, right? But I quickly realised how hard it actually is to make time for people you care about 😩. Schedules clash, plans fall through, and suddenly your closest friends feel like strangers. It even starts to strain romantic relationships — not because the love fades, but because time does.

In this episode, we’re talking all about maintaining your relationships as a working adult — how to stay close, show up, and communicate better when life gets busy 💛

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Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰!

Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!

Follow my accounts and FIO’s accounts on:Melody’s Instagram: https://www.instagram.com/sippin.lemonade/

Follow my boss and his accounts at:

Peter's Instagram: https://www.instagram.com/peter.yong_mrmoney

MrMoneyTv's Instagram: https://www.instagram.com/mrmoneytv

Instagram: https://www.instagram.com/figuringit_out.pod

Apple Podcast: https://podcasts.apple.com/us/podcast/figuring-it-out/id1799922466

Spotify: https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976Special thanks to:

🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome

🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel

🎨 Design by Atap: https://finlit.my/atapco

So...I Finally Understand Why So Many People End Up in Debt 💸I used to think, “Debt? That’s something you choose to get into.” But after hearing stories and breaking down the habits that lead to it... I finally get it. It’s not just about spending recklessly — it’s about how easy it is to fall into the trap without even realising it 😶‍🌫️.With credit cards, BNPL, and EPP plans everywhere, money feels less real. And before you know it, you’re not just overspending — you’re normalising being in debt.In this episode, we unpack the rise of debt in our generation and how these “convenient” tools could be the reason we’re losing control. Plus, we share practical tips on how to manage your finances before things spiral.Tune in to learn how to avoid falling into the debt trap!Follow my boss and his accounts at:Peter's Instagram: https://www.instagram.com/peter.yong_mrmoneyMrMoneyTv's Instagram: https://www.instagram.com/mrmoneytv---------------------------------------------------------------------------------------------------------------------------Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰! Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!Follow my accounts and FIO’s accounts on:Melody’s Instagram: https://www.instagram.com/sippin.lemonade/Instagram: https://www.instagram.com/figuringit_out.podApple Podcast: https://podcasts.apple.com/us/podcast/figuring-it-out/id1799922466Spotify: https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976Special thanks to: 🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel🎨 Design by Atap: https://finlit.my/atapco

So... I Almost Blew My Entire First Paycheck 😵‍💸

If you're a fresh grad who just started working, you probably know the rush of seeing your very first paycheck come in 💸. I was so excited, that I didn’t even realise how quickly I was spending it…but between spontaneous splurges, weekend plans, and treating myself a little too much… I didn’t realise how fast it was all disappearing 😮‍💨.

It hit me hard by the end of the month — and that’s when I knew I needed a system. A paycheck routine.

In this episode of Figuring It Out, Peter and I talk about how to build money habits that actually stick, how your lifestyle and spending should go hand-in-hand, and why budgeting isn’t just about saving, it’s about being intentional 🧠💸.

Tune in to learn how to make the most of your money without feeling like you’re depriving yourself!

Follow my boss and his accounts at:

Peter's Instagram: https://www.instagram.com/peter.yong_mrmoney

MrMoneyTv's Instagram: https://www.instagram.com/mrmoneytv

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Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰! 

Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!

Follow my accounts and FIO’s accounts on:
Melody’s Instagram: https://www.instagram.com/sippin.lemonade/

Instagram: https://www.instagram.com/figuringit_out.pod

Apple Podcast: https://podcasts.apple.com/us/podcast/figuring-it-out/id1799922466

Spotify: https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976
Special thanks to: 

🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome

🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel

🎨 Design by Atap: https://finlit.my/atapco

So... I Thought Avoiding Office Politics Was the Smart Move 😅

If you're new to the working world, you’ve probably heard people say "stay out of office politics"—and trust me, I thought that was the best way to survive too. But then... I realized that ignoring office politics doesn’t make them disappear. In fact, it might even put you at a disadvantage 😳.

The truth is, office politics aren’t just about gossip or backstabbing. When handled the right way, they can actually help you build strong relationships, earn respect, and create opportunities for yourself 💼✨.

If you want to thrive in the corporate world, this episode is a must-watch!
Follow my boss and his accounts at:

Peter's Instagram: https://www.instagram.com/peter.yong_mrmoney

MrMoneyTv's Instagram: https://www.instagram.com/mrmoneytv

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Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰! 

Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!

Follow my accounts and FIO’s accounts on:
Melody’s Instagram: https://www.instagram.com/sippin.lemonade/

Instagram: https://www.instagram.com/figuringit_out.pod

Apple Podcast: https://podcasts.apple.com/us/podcast/figuring-it-out/id1799922466

Spotify: https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976
Special thanks to: 

🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome

🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel

🎨 Design by Atap: https://finlit.my/atapco

So… No One Told Me Taxes Were This Complicated?! 😩

If you’re a fresh grad who just started working, you’ve probably heard about income tax—but what does it actually mean for us? And why does everyone keep talking about tax reliefs? 🤔

Well… I recently went through my first tax season, and let’s just say—I had no clue what I was doing. From figuring out if I even needed to pay tax to learning about all the ways I could save money (why did no one teach us this?!), it was overwhelming. But after breaking it all down, I realized it’s not as scary as it seems!

In this episode of Figuring It Out, we’re diving into:
💰 What personal income tax actually is & why it matters
📑 How tax reliefs work (and how to maximize them!)
🚀 Tips to make tax season way less stressful

If taxes have ever confused you (same, bestie), this episode is for you!

Follow my boss and his accounts at:

Peter's Instagram: https://www.instagram.com/peter.yong_mrmoney

MrMoneyTv's Instagram: https://www.instagram.com/mrmoneytv

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Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰! 

Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!

Follow my accounts and FIO’s accounts on:
Melody’s Instagram: https://www.instagram.com/sippin.lemonade/

Instagram: https://www.instagram.com/figuringit_out.pod

Apple Podcast: https://podcasts.apple.com/us/podcast/figuring-it-out/id1799922466

Spotify: https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976

Who knew you would still need insurance even though your parents bought it. 👀If you’re a fresh grad and recently started working, you’ve probably heard people telling you you need insurance ASAP. And it got me thinking—why is it necessary when I’m young and healthy? Can’t it wait until later? 🤔I used to think insurance was just something “older” people worried about. But the more I learned, the more I realized how important it is—especially when life throws unexpected surprises your way.In this episode, we’re sitting down with @Peter Yong to break down everything insurance:· What is insurance, really, and why do fresh grads need it?· How do you choose the right insurance for you?· Common myths and misconceptions—debunked!If you’ve ever been confused about insurance or wondered if you really need it, this episode is for you!📢 Tune in now and learn how to get insured according to your needs! 💖Follow my boss and his accounts at:Peter's Instagram:   / peter.yong_mrmoney  MrMoneyTv's Instagram:   / mrmoneytv  ---------------------------------------------------------------------------------------------------------------------------Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰! Don't forget to tune into Figuring It Out's first-ever episode and remember that at the end of the day, we're all just figuring it out 🫶!Follow my accounts and FIO’s accounts on:Melody’s Instagram:   / sippin.lemonade  Instagram:   / figuringit_out.pod  Apple Podcast: https://podcasts.apple.com/us/podcast...Spotify: https://open.spotify.com/show/2WKPQqU...

My Boss Asked Me To STOP Bringing My Lunchbox To Work 🥲 Are you a fresh graduate about to start your career? Well... I'm a fresh graduate who began my career not too long ago, and I remember feeling anxious and worried about everything I did. I was concerned about the way I dressed, if I was speaking right, or even if I was responding to a message too informally. However, I soon learned that we tend to care about everything but overlook the one key skill: people skills! I never realized how important it was until I sat down with my boss and started to break down the DO's and DON'Ts of your first week at your first job.

This is Figuring It Out.