Directing dollars into specific spending channels can benefit consumers, program managers, and payments companies.

FIS has been providing filters for government programs for some time, and it is now expanding the technology so that it can be used for other applications. The company plans to offer filtered cards that run on open networks for private businesses to use for things like incentives and budgeting.

In this episode, we talk with Deirdre Ives, general manager of prepaid at FIS, about how filtering works, how it has been used, and where it might go in the future.