IPA Payments Pod

In this episode, Brian Tate, the IPA's CEO, talks about the latest developments in payments regulation out of Washington DC.

He discusses the status of the Clarity Act in the wake of its cloture vote, the work to confirm a new head of the Consumer Financial Protection Bureau, and what we might expect out of Congress between the midterms and the end of the year.

This podcast was recorded on September 17, 2026. Things may have changed by the time you hear it.

The IPA's upcoming Webinars offer a chance for members to learn more about how the economy is affected the world of payments. Experts from NERA, National Economic Research Associates, will do a deep dive on how payments choices are driven by income on September 23. In October, experts from the R&P Group will be presenting on how best to build your company's human capital. You can learn more about these events at our Web site, IPA.org.

In this episode of the IPA's Monthly Government Update podcast, Brian Tate, the IPA's CEO, discusses where the regulatory action will happen throughout the rest of 2026.

He talks about the possibilities for payments legislation in Congress, the CFPB's Unified Agenda, and the changing of the guard at the Bureau.

This podcast was recorded on July 30, 2026. Things may have changed by the time you hear it.

The IPA is holding our Compliance Boot Camp at Discover's Headquarters outside of Chicago on September 10th. Attendees can learn about topics such as third party compliance, regulation and AI, and what the Roman Senator Cicero can teach today's compliance experts.

Continuing education credits are available to attendees. The Boot Camp has been approved for 9.75 CRCM and 2.5 CERP credits through ABA Professional Certifications, plus up to 7 CLE credits in IL, GA, FL, NY, AL, and TX.

Agenda Preview

• Tectonic Shift in Payments - Are Stablecoins Stable?

• Rules, Rewrites, and Litigation - Open Banking US Journey

• Earned Wage Access is Front and Center

• Timeless Rules: What an Ancient Roman Lawyer Can Teach Us About Modern Ethics

• Me, You, and AI

• Third Party Relationships and Oversight - No Way Out

• Bank Charter Expansion: Opportunities and Key Regulatory Considerations

• Fight For Your Rights! Why Reg. E Will Always Matter

View the full agenda to see every session and speaker, then register to save your seat. Space is limited, so don't wait to lock in your spot.

ABA Professional Certifications is dedicated to promoting the highest standards of performance and ethics within the financial services industry. The Compliance Boot Camp has been approved for 9.75 CRCM and 2.5 CERP credits. This statement is not an endorsement of this program or its sponsor. Certification holders must report these credits at aba.csod.com.

In this episode, Brian Tate, the IPA's CEO, about the latest developments in payments regulation out of Washington DC.

We discuss OMB director Russel Vought's testimony in front of Congress, what's next for open banking, and Brian gives his current vibe on the midterm elections.

This podcast was recorded on July 17, 2026. Things may have changed by the time you hear it.

If you want to keep up on developments in payments regulation and innovations in the industry, make sure to subscribe to this podcast and share it with colleagues who might be interested.

The IPA is once again running its Summer of Learning Webinar series including one on the Atlanta Fed's payments research and another how Regulation E applies to stable coins. You can learn more about these events at our Web site, IPA.org.

If you are responsible for compliance, then join us at our Compliance Boot Camp being held at Discover's Headquarters outside of Chicago on September 10th. Attendees can earn CLE credits and learn about topics such as third-partycompliance, regulation and AI, and what the Roman Senator Cicero can teach today's compliance experts.

In the latest episode of the IPA Payments Pod, Ben Jackson talks with Tal Clark, the CEO of Instant Financial, about its recent survey of restaurant workers and their financial health.

The company surveyed all levels of restaurant staff – servers, cooks, and managers – and heard their stories about how they manage their financial lives, and the sacrifices they make to make ends meet.

You can download the full study here: 2026 State of the Industry – Restaurants | Instant Financial

This podcast was recorded on June 24, 2026. Things may have changed by the time you hear it.

Listeners can learn more about the evolving world of payments and the regulations that govern it at the IPA's IPA Payments Policy Briefing being held at the Bancorp's Offices in Sioux Falls, South Dakota on July 9.

Listeners who are responsible for regulatory compliance can build their skills and earn CLEs at the IPA's Compliance Boot Camp being held at Discover's Headquarters outside of Chicago on September 10th.

In this episode, Brian Tate, the IPA's CEO, discusses the Federal Reserve's proposal for a new kind of payments account, the executive order about bank customer citizenship, and the new California agency that will headed by former CFPB director Rohit Chopra.

This podcast was recorded on May 28, 2026. Things may have changed by the time you hear it.

Listeners can learn more about the world of payments by attending one of our upcoming events, including our IPA Payments Policy Briefing being held at the Bancorp's Offices in Sioux Falls, South Dakota on July 9 and our upcoming Compliance Boot Camp being held at Discover's Headquarters outside of Chicago on September 10th.

If you are interested in closed-loop cards, then join Ben Jackson at the 2026 Education Forum Hosted by the Retail Gift Card Association and Best Buy on June 10th at Best Buy Headquarters in Richfield, Minnesota. He will be speaking about the role of gift cards in the world of Shopping 3.0 and there will be sessions on the future of the gift card industry with speakers addressing how artificial intelligence will affect the future of shopping, fraud prevention, and the world as a whole.

In this episode, Rory Wilson, a consultant with Rebel, and Annalise Czerny, a payments lead for Rebel, talk about how their company works at the intersection of payments and mobility.

They discuss how helping customers pay for getting around, whether by bus, train, or even rental scooters can help issuers build their payments program. They also cover why open-loop payments are an increasing part of fare payments in transit, and how these payments can help with financial inclusion.

This podcast was recorded on May 12, 2026. Things may have changed by the time you hear it.

The IPA plans to have Rebel back as part of our summer of learning webinar series, so be on the look out for future announcements.

In the meantime, if you want to learn more about the world of payments by attending one of our upcoming events, including our IPA Payments Policy Briefing being held at the Bancorp's Offices in Sioux Falls, South Dakota on July 9 and our upcoming Compliance Boot Camp being held at Discover's Headquarters outside of Chicago on September 10th.

If you are interested in closed-loop cards, then join Ben Jackson at the 2026 Education Forum Hosted by the Retail Gift Card Association and Best Buy on June 10th at Best Buy Headquarters in Richfield, Minnesota. He will be speaking about the role of gift cards in the world of Shopping 3.0 and there will be sessions on the future of the gift card industry with speakers addressing how artificial intelligence will affect the future of shopping, fraud prevention, and the world as a whole.

In this episode, Brian Tate, the IPA's CEO, discusses the California Department of Financial Protection and Innovation's recent consent order against Yotta Technologies.

He covers what led up to the order, how it might herald a new age of regulation for Fintechs, and why it shows that companies shouldn't do business with jerks.

This podcast was recorded on May 19, 2026. Things may have changed by the time you hear it.

Listeners can learn more about the world of payments by attending one of our upcoming events:

• 2026 Education Forum Hosted by the Retail Gift Card Association and Best Buy, June 10, 2026, at Best Buy Headquarters in Richfield, Minnesota

• IPA Payments Policy Briefing , July 9, 2026, at Bancorp's Offices in Sioux Falls, South Dakota

• Compliance Boot Camp, September 10, 2026, at Discover's Headquarters in Riverwoods, Illinois, on September 10

The IPA recently wrapped up its annual conference last week. While payments has a bright future, industry players will need to navigate a complex landscape.

In this episode, Brian Tate, the IPA's CEO, talks about the conference and the lessons learned there.

He discusses what the audience heard from the regulators who spoke, the trends that emerged during the sessions, and what was on attendees' minds as they networked during informal gatherings at the conference.

As Brian mentioned, listeners can learn more about the world of payments by attending one of our upcoming events, including our IPA Payments Policy Briefing being held at the Bancorp's Offices in Sioux Falls, South Dakota on July 9 and our upcoming Compliance Boot Camp being held at Discover's Headquarters outside of Chicago on September 10th.

If you are interested in closed-loop cards, then join Ben Jackson at the 2026 Education Forum Hosted by the Retail Gift Card Association and Best Buy on June 10th at Best Buy Headquarters in Richfield, Minnesota. He will be speaking about the role of gift cards in the world of Shopping 3.0 and there will be sessions on the future of the gift card industry with speakers addressing how artificial intelligence will affect the future of shopping, fraud prevention, and the world as a whole.

This podcast was recorded on May 7, 2026. Things may have changed by the time you hear it.

A myriad of forces reshape the payments industry everyday.

Whether it is new technology, new regulations, or new attacks by fraudsters, it can be tough to keep up with the ever-changing landscape.

In this episode, we discuss how payments professionals can learn about all of these factors and more at the Innovative Payments Conference, taking place at the Mayflower Hotel in Washington DC, April 29 through May 1.

Brian Tate, the IPA's CEO, talks about what's on the agenda for the upcoming conference, including:

• Russell Vought, head of OMB and acting director of CFPB, talking about the future of the Bureau and Regulation, and

• David Wasserman, of the cook Political Report, providing a nonpartisan analysis of the upcoming Midterms.

We will also have sessions on things like AI, EWA, Fraud, and Open Banking. Additionally, the IPA has also arranged a special tour of The FBI Experience immediately after the conference for those interested in learning about the history of the Bureau.

This podcast was recorded on March 26, 2026. Things may have changed by the time you hear it.

Registration is now open at this link: Innovative Payments Conference. Listeners can get $25 off the price of registration when they use the code Podcast. Make sure to capitalize the first letter.

Every payment has a context and intention that goes with it. Transactions seem like a simple movement of funds, but things like donations and incentives carry more weight than just the money they move.

In this episode Marina Hodges, the executive vice president of Merchant and Payments at SKUx, explains how the company tries to honor the intentions behind payments by filtering transactions.

She discusses how transaction filtering works, what kinds of companies are using it today, and why it matters for payments providers.

This podcast was recorded on March 11, 2026. Things may have changed by the time you hear it.

The IPA will be holding our 2026 Innovative Payments Conference, happening in Washington DC, April 29 through May 1.

Featured speakers include OMB Director Russell Vought discussing the future of the CFPB and David Wasserman of the Cook Political Report discussing the midterm elections. Registration is now open.

Listeners can get $25 off the price of registration when they use the code Podcast. You can learn more and register here: Innovative Payments Conference