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By Innovative Payments Association
4.9
99 ratings
The podcast currently has 150 episodes available.
In this episode. episode, Brian Tate, CEO of the IPA, discusses the latest regulatory proposals from the FDIC, the Consumer Financial Protection Bureau, and the Federal Reserve
He considers how they might change the relationships between fintechs and issuing banks, and how they might change the operations of both kinds of companies. This episode was recorded on September 23, 2024, so keep in mind that things may have changed by the time you hear it.
Important Update: Since the recording of this podcast, the IPA has learned that the SHIELD Act – the bill mentioned in the show pertaining to political donations – has been pulled from the schedule.
For IPA Members: Did you know the Association recently published a compliance guide to help fintechs, banks, and other companies ensure their compliance programs are up to date? You can find it in the members-only section of our website.
Not a Member Yet? Learn more about the benefits of IPA membership at IPA.org.
In this episode, Dr. Angela Murphy, vice president of marketing and solution at Pidgin, discusses the revenue opportunities that instant payments offer financial institutions. She also discusses why banks and credit unions need to develop a payments strategy that reaches across their organizations.
You can find the white paper discussed in the show here: Whitepages (pidgin.net). You can find her YouTube channel here: Payments Elsa Intro (youtube.com) and her Instagram page here: https://www.instagram.com/paymentselsa/ .
This podcast was recorded on August 30, 2024. Things may have changed by the time you hear it.
Apparently, regulators don’t take summer vacations. While August is normally quiet in Washington DC, a slew of proposals have come out that could affect everything about the way the fintechs do business.
In the past month, proposed rules on brokered deposits and earned wage access products could change the way many fintechs do business. In addition, a request for information by the Federal Reserve may foreshadow bigger changes ahead for industry players across the fintech value chain.
In the latest episode of the IPA Payments Pod, Brian Tate, the IPA’s CEO, and Ben Jackson, the COO discuss the various regulatory proposals that have come out in the past month and what they might mean for the industry.
This podcast was recorded on August 26, 2024. Things may have changed by the time you hear it.
Workers may have a harder time getting access to money when they need it, if a new interpretive rule from the Consumer Financial Protection Bureau goes into effect.
The Bureau released an interpretive rule on Thursday that classifies all earned wage access products as credit and therefore subject to certain disclosures and underwriting rules.
I’m Ben Jackson and in this episode, I talk with Brian Tate, the IPA’s CEO, about what the proposed rule and what it might mean for the industry and workers.
This podcast was recorded on July 18, 2024. Things may have changed by the time you hear it.
You can find the text of the interpretive rule here: Consumer Credit Offered to Borrowers in Advance of Expected Receipt of Compensation for Work | Consumer Financial Protection Bureau (consumerfinance.gov)
The second half of 2024 promises to be a wild ride with court cases, bankruptcies, and potential policy changes likely to have wide ranging effects on the industry.
In this episode, Brian Tate, the IPA’s CEO, and Ben Jackson, the IPA’s COO, talk about what has happened so far in 2024 and what is coming up in the second half of the year that will affect the payments industry.
They discuss the Synapse bankruptcy, the Supreme Court’s Chevron decision, the Congressional Review Act, the election, and how all of these things will affect the payments industry.
You can find the IPA’s Blog on the Congressional Review Act at: Blog | Innovative Payments Association - Innovative Payments Association (ipa.org).
This podcast was recorded on July 3, 2024. Things may have changed by the time you hear it.
In this episode Brian Tate, the IPA’s CEO, the emcees from the 2024 Innovative Payment Conference, Tim Sloane and Lorain Debonis, discuss the recent conference and how the presentations there relate to developments in the payments industry.
We talk about artificial intelligence, embedded finance, banking as a service, and how the industry can prepare for what’s next.
This podcast was recorded on June 17, 2024. Things may have changed by the time you hear it.
In this episode Brian Tate, the IPA’s CEO, discusses recent developments with the regulatory agencies and why that could lead to a flurry of activity through the rest of the year.
We talk about personnel changes at the regulatory agencies, the long ranging effects of the Supreme Court’s CFPB Decision, and how the industry can prepare for what’s next.
This podcast was recorded on June 13, 2024. Things may have changed by the time you hear it.
In this episode Brian Tate, the IPA’s CEO, Eli Rosenberg of Baird Holm, and Brian Axel, the managing partner of Axel Law discuss the Supreme Court’s Decision in Consumer Financial Protection Bureau vs. Community Financial Services Association of America. They cover what it means for the future of the Bureau and for regulatory lawsuits.
This podcast was recorded on May 17, 2024. Things may have changed by the time you hear it.
In this episode Ben Jackson, the IPA’s COO, discusses the future of fintech and payments with some of the people who will make it happen. He is joined by Scott Thompson and Garam Mansour, two current students with a strong interest in Fintech, and Laura Gibson, the executive director of the Georgia fintech Academy. They talk about how college students think about payments, the future of Fintech, and why financial literacy is so important for fintech founders as well as fintech users.
This podcast was recorded on April 26, 2024. Things may have changed by the time you hear it.
In this episode John Lowe, CPI Card Group Inc.’s new president and CEO, discusses the future of the company and the future of the way people pay. We talk about the importance of physical payments cards for fintechs and banks, the role of digital cards for a card manufacturer, and CPI’s approach to integrating both.
This podcast was recorded on April 9, 2024. Things may have changed by the time you hear it.
The podcast currently has 150 episodes available.
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