IPA Payments Pod

Ep 189 Show Notes IPA's Government Update Podcast February 2026

In this episode, Brian Tate, the IPA's CEO, about the latest developments out of the executive branch.

Topics discussed include:

• the state of the union speech, including what was not mentioned,

• a new effort to recover pandemic funds,

• and the possible move to require citizenship for all bank account holders.

This podcast was recorded on February 25, 2026. Things may have changed by the time you hear it.

The IPA will be holding our 2026 Innovative Payments Conference, happening in Washington DC, April 29 through May 1. We will be discussing the future of payments and how it will be shaped by regulation with leaders from both the industry and the regulators. You can learn more and register here: Innovative Payments Conference.

Use the code: Podcast to get a discount on your registration.

In this episode, IPA CEO Brian Tate joins host Ben Jackson to break down the association's newly released annual report and explore the major regulatory and industry developments shaping payments in 2026 — the IPA's 20th anniversary year.

From the future of the CFPB to the accelerating shift from checks to electronic payments, to the emerging regulatory frameworks for stablecoins and digital assets, this conversation maps the landscape that payments companies must navigate in the year ahead.

Key Topics Discussed

• The New Administration's Regulatory Posture

• The Ongoing Transition from Checks to Electronic Payments

• Third-Party Relationships & Digitalization

• Key Issues for IPA Members

• Looking Ahead to 2026

• 2026 Innovative Payments Conference Preview

Links & Resources

• IPA Annual Report

• IPA Membership Information

• 2026 Innovative Payments Conference (April 29–May 1, Washington, DC)

Ep 187 Show Notes Attitudes on EWA Are Changing

In this episode, Brian Tate, the IPA's CEO, talks about a recent hearing in the House of Representatives that shows how the thinking about EWA has changed.

He discusses how the industry made its case for EWA, the reaction of members of Congress, and the possibility of federal legislation on EWA and other payments topics. You can watch the full hearing here:

Delivering for American Consumers: A Review of FinTech Innovations & Regulations... (EventID=118806)

This podcast was recorded on December 15, 2026. Things may have changed by the time you hear it.

As Brian mentioned, the IPA will be holding our 2026 Innovative Payments Conference, happening in Washington DC, April 29 through May 1. We will be discussing the future of payments and how it will be shaped by regulation with leaders from both the industry and the regulators. Early registration is now open: Innovative Payments Conference

In our last government update podcast for 2025, Brian Tate, the IPA's CEO, talks about the past year's regulatory activity and what to expect as we move into the new year.

He covers the revised advisory opinion for earned wage access products, opportunities to comment on the Prepaid Accounts Rule disclosures and the telephone consumer protection act opt out rules, and the 20th anniversary of the IPA.

This podcast was recorded on December 18, 2025. Things may have changed by the time you hear it.

Make sure to subscribe and leave us a review to help others find the show.

As Brian mentioned, the IPA will be holding our 2026 Innovative Payments Conference, happening in Washington DC, April 29 through May 1. We will be discussing the future of payments and how it will be shaped by regulation with leaders from both the industry and the regulators. Early registration is now open: Innovative Payments Conference

In this episode, Tyler Seydel, the Chief Fintech Officer of Sunrise Banks talks about how the bank launched debit rewards cards, a type of card many thought was impossible after the Durbin Amendment. He discusses at the economics of its new rewards cards and what they tell us about how banks can innovate in the card space.

He also discusses how debit rewards cards fit the mission of a community development bank, how mid-sized banks can use their size to work with big partners, and what principles banks need to keep in mind as they strategize for the future.

As Tyler mentions in the show, the IPA will be holding our 2026 Innovative Payments Conference, happening in Washington DC, April 29 through May 1. We will be discussing the future of payments and how it will be shaped by regulation with leaders from both the industry and the regulators. Early registration is now open: Innovative Payments Conference.

This podcast was recorded on December 12, 2025. Things may have changed by the time you hear it.

In this episode, Ben Jackson talks with Alexandra Barrage, a Washington D.C. based partner with Morrison Foerster, about how stablecoins are changing the payments business.

They talk about what the Genius Act means for stablecoin issuers and users, what the current stablecoin business looks like and where its going, and the similarities and differences between stablecoins and tokenized deposits.

This podcast was recorded on November 3, 2025. Things may have changed by the time you hear it.

In this episode of the IPA's monthly government update podcast, Brian Tate, the IPA's CEO, talks with Ben Jackson about the latest developments in regulations now that the government has reopened.

They discuss the future of the Consumer Financial Protection Bureau, and the court cases that could affect debit interchange.

IPA members working in the prepaid industry should make sure to register for the Prepaid Renaissance Webinar on December 10th here: The Prepaid Renaissance: Rethinking Payments Strategy.

This podcast was recorded on November 20, 2025. Things may have changed by the time you hear it.

Payments innovations are great, but they are only valuable if merchants accept them.

In this episode, Ben Jackson talks about addressing this issue with John Minor, executive vice president and chief product officer for PayNearMe, a payments acceptance technology provider.

They talk about the future of transactions as new payment types enter shoppers' wallets, why transaction fees are not the full picture of payments costs, and the future of cash.

This podcast was recorded on October 10, 2025. Things may have changed by the time you hear it.

IPA members should make sure that they are joining our weekly and monthly government relations calls. If you are not a member, you can learn about these and other benefits of membership at our Web, IPA.org.

Atlanta-based IPA members should be sure to register for a special event that the IPA will be hosting with InComm on November 12. You can learn more and register here.

Finally, if you have payments expertise that you would like to share with the industry, submit a proposal for our 2026 Innovative Payments Conference, happening in Washington DC, April 29 through May 1. You can submit proposals here.

In this episode of the IPA's monthly government update podcast, Brian Tate, the IPA's CEO, talks with Ben Jackson about the latest developments in regulations and court cases that could affect the payments industry.

They discuss the government shut down, the future of the Consumer Financial Protection Bureau, and the court cases that could affect debit interchange.

Listeners attending Money 20/20, should attend the IPA's reception sponsored by Cardaq, on Monday, Oct. 27. You can learn more and register here.

Atlanta-based IPA members should be sure to register for a special event that the IPA will be hosting with InComm on November 12. You can learn more and register here.

Finally, if you have payments expertise that you would like to share with the industry, submit a proposal for our 2026 Innovative Payments Conference, happening in Washington DC, April 29 through May 1. You can submit proposals here.

This podcast was recorded on October 17, 2025. Things may have changed by the time you hear it.

As our population ages, financial safety has become one of the most pressing issues in banking and fintech because seniors are one of the groups most vulnerable to scammers.

In this episode, host Ben Jackson sits down with Todd Rovak, Co-founder and CEO of Carefull, a financial safety platform used by banks to protect older adults and their families from scams, fraud, and costly mistakes.

They cover how Carefull uses AI and behavioral data to detect concerning patterns in financial activity—sometimes even spotting early signs of cognitive decline years before a medical diagnosis.

They also discuss:

• Why financial institutions should take aging financial risk seriously

• The critical role of trusted contacts and family engagement

• How technology can enable independence rather than take it away

Learn more about Carefull: https://www.getcarefull.com

This podcast was recorded on August 20, 2025. Things may have changed by the time you hear it.