FinAi Podcast

Bank Innovation's end-of-week update with breaking news and key trends.

In this episode of Fintech Unfiltered, we sit down with OnDeck CEO Noah Breslow to talk about the small business lending company's goal of becoming a full-service bank. Breslow touches on the company's vision of a 'mom and pop' bank of the future, what steps the company is taking to get a bank charter and some of the challenges involved in the process.

Bank Innovation's end-of-week update with breaking news and key trends.

On this episode of Fintech Unfiltered, sponsored by Blend, we spoke to Unconventional Ventures founder Theodora Lau on the lack of diversity in fintech and startups. She argues that better representation leads to better innovation for new products and services.

On this episode of Fintech Unfiltered, sponsored by Q2 {open}, we spoke to Digit founder and CEO Ethan Bloch on Digit's next steps and the future of personal finance. Bloch emphasized the goal is not to replace the bank but to help customers manage their money better through automation. This is an excerpt from a phone interview.

August de los Reyes, Varo's new chief design officer, brings a resume that includes head of design at Xbox, head of design at Pinterest and director of user experience at Google. We sat down with de los Reyes to learn more about his future plans for the banking startup's design.

Credit Sesame, which raised $43 million last week, provides free credit scores and insights into how to improve those scores. The company also suggests loans and credit cards that could help. We interviewed Credit Sesame CEO Adrian Nazari for a story this week. This is an excerpt from that phone interview.

The key benefit of using programming language Scala to build a digital platform is a feature called Type Safety, which allows for better and faster testing because it allows detecting "errors while writing the code," before running it, according to Jason Brown, CEO and co-founder of fintech Tally.

In this latest episode of Fintech Unfiltered podcast, Brown explained that Scala is an important, but underrated, layer to develop a cloud-based platform for financial services because of its ability to allow for "faster and better," testing, efficient code compiling and scalability.

This "modern programming language," is designed to work within the Java script ecosystem, and although it is not meant to replace Java, it can enhance many features of programming and coding including accuracy and testing, he said.

The volatile markets in 2018 were hard for many investors to grasp. Gal Krubiner, CEO of Pagaya, discusses how his algorithms looked at the year that was and the year ahead on behalf of the company's institutional clients. Krubiner still spends much of his time evangelizing how AI is a better way for managing fixed income assets. How will the wealth management space handle the disruption heading its ways? And where will the smart money be in 2019? Listen to Krubiner's take here.