Finance & Affirmations

On this episode we discuss the ways to determine if you have an income or a spending issue. I provide some suggestions on how you can increase your income and more tips on saving money and cutting your expenses.

Hosted by Katherine Lankford Produced by Sam Graber Music by Sam Reeves

I speak to RL Davis the creator of the RighteouSouls Apparel company that inspires and promotes uplifting messages. Over 10 years ago RL had three traumatic events happen in a 3-month period. During his period of healing and self-discovery, RL tried different methods of finding balance and meaning in life. In 2016 he decided to combine his interests and founded RighteouSouls. RL wanted to build a business that was strongly rooted in spirituality and mental health and spread the messages of hope, peace and love in the community. RL believes that each of his business experiences lead him to where he is supposed to be. RL speaks of learning the benefits of sourcing out some of his business functions and how music has influenced his artistic expression.

https://righteousouls.com/ https://www.instagram.com/righteousouls/ https://www.facebook.com/righteousouls

Hosted by Katherine Lankford Produced by Sam Graber Music by Sam Reeves

On this episode we discuss how to determine your discretionary income, what is included in a bare bones budget, and a few tips to cut your monthly expenses.

Hosted by Katherine Lankford Produced by Sam Graber Music by Sam Reeves

After George Floyd was murdered last year, I took some time to meditate on how the early childhood field, where I work in, was complicit in this...

On this episode I speak with Dianne Haulcey who has over 25 years' experience in the Early Childhood nonprofit arena. Dianne explains how families in Hennepin and Ramsey counties (MN) can qualify for early learning scholarships, and how earning a living wage affects children's educational and academic foundation. Dianne and I discuss navigating a career in a non-profit, how nonprofits are funded and the marketable skills it takes for advancement in a non-profit. Dianne and I also discuss her new podcast which in light of George Floyd's murder offers resources on how to talk to small kids about race.

Think Small locations - https://www.thinksmall.org/home/locations/ Little Moments Count - https://www.littlemomentscount.org/ Early Risers : NPR - https://www.npr.org/podcasts/983816754/early-risers

Hosted by Katherine Lankford Produced by Sam Graber Music by Sam Reeves

On this episode we discuss the money going out of your budget each month, which are your expenses. I discuss the 4 types of expenses you incur, and the importance of identifying the difference between a need and a want.

Hosted by Katherine Lankford Produced by Sam Graber Music by Sam Reeves

On this episode I discuss marriage and finance with Rhonda Brown and Samantha Hall. We are all educated African American church women in our fifties. We discuss the marrying of two sets of financial beliefs and if having one account or separate accounts work in our marriages. We also talk about what we have learned from our husbands and what we hope our husbands have learned from us about finances.

Hosted by Katherine Lankford Produced by Sam Graber Music by Sam Reeves

I discuss the first component in developing a budget - determining how much money you bring home each month. I discuss the most common pay cycles for wage earners, the difference between gross and net income and why knowing the amount of your take home pay is a vital part of creating a budget.

Hosted by Katherine Lankford Produced by Sam Graber Music by Sam Reeves

I speak to James Henderson, an HBCU graduate of Morgan State who wanted his son to consider HBCUs as well as Ivy League schools. As a result, James created college tours so that all African-American students could see the benefits of both sets of institutions. James and I discuss his passion for wanting kids to know all of their options, and his desire that they receive business creation and financial literacy education.

The MTM foundation also provides college prep courses along with SAT and ACT classes. Statistically African American students still score lower on SAT and ACT test as compared to their white counterparts. James and his MTM foundation are helping to close that gap.

The MTM Foundation sponsors college tours that allow aspiring college students to visit college campuses and receive an introduction to college life.

MTM Foundation College Tours - https://mtm1foundation.org/ MTM College Tours and Entrepreneurship - https://www.mtmcollegetours.org/ The Black Experience in Higher Education - https://www.insidehighered.com/the-black-experience-in-higher-education

Hosted by Katherine Lankford Produced by Sam Graber Music by Sam Reeves

New content for the podcast! It's called "Finance in Five" because I will break down a financial topic within five minutes or less. You will hear about why I'm motivated to do financial literacy and affirmations and a bit about my personal financial journey.

Hosted by Katherine Lankford

Produced by Sam Graber

Music by Sam Reeves

I speak to Garrett McQueen, a classically trained musician and discuss his efforts to decolonize the word classical as it relates to music.

Garrett shares his background and his vision for musical instruction and programming that includes all the cultures present in a community. We explore how race informs the composition of orchestral music, how it plays a part in how media playlists are created as well as how it informs who the musicians are and the audiences who listen. Garrett shares how he has had to be mindful of his spending and hold down multiple side gigs at times to supplement himself financially. Garrett also offers inspiration and encouragement to pursue our visions and dreams and affirms us in that process.

More about Garrett McQueen: ‎TRILLOQUY on Apple Podcasts - https://podcasts.apple.com/us/podcast/trilloquy/id1516628654 https://www.trilloquy.org/ Trilloquy | Facebook - https://www.facebook.com/TRILLOQUY Garrett McQueen (@garrettmcqueen) • Instagram photos and videos

Hosted by Katherine Lankford Produced by Sam Graber Music by Sam Reeves