In this episode of Fitness Finesse Fridays, JaeVic tackles the confusing and costly U.S. healthcare system, sharing personal struggles with unexpected medical bills and lack of transparency. Highlighting alarming statistics and real-life examples, including the tragic story of Alec Smith, the episode critiques the system’s profit-driven approach and compares it to global standards. JaeVic offers practical advice on handling medical bills and navigating insurance codes, urging listeners to turn their frustration into action for meaningful change.

Resources

• Impacts of Medical Debt: National Survey

Social Media:

• F^3 Website

Audio:

• Fashion House - Short Version by Scott Holmes Music, Free Music Archive, (CC BY-NC)

In this episode of More Money Mondays, JaeVic guides us into the world of credit, exploring its history, the role of credit cards in our economy, and practical advice on choosing the right card. JaeVic covers the confusing but essential topics like credit scores, utilization ratios, and the difference between APR and APY. Listeners will learn about the importance of paying off balances in full, avoiding the minimum payment trap, and options like secured and student credit cards for building credit. JaeVic also addresses the consequences of not managing credit wisely while emphasizing that with the right approach, credit can be a powerful financial tool.

Resources

• You’re Such a Loaner 

• • Listen on Apple Podcasts

Social Media:

• • Connect with JaeVic!

Audio:

• Money Roll by Mr Smith; (Free Music Archive); license type (CC BY)

• Credit Score: A numerical expression based on an analysis of your credit files, representing your creditworthiness.

• Credit Report: A detailed report of your credit history prepared by a credit bureau.

• APR (Annual Percentage Rate): The annual rate charged for borrowing or earned through an investment, expressed as a percentage.

• Credit Utilization Ratio: The ratio of your credit card balances to credit limits, expressed as a percentage.

• Hard Inquiry: A credit report check that occurs when a financial institution checks your credit for a lending decision.

• Soft Inquiry: A credit report check that does not affect your credit score, often done by you or a potential employer.

• Secured Credit Card: A type of credit card that is backed by a cash deposit from the cardholder.

• Unsecured Credit Card: A credit card that doesn’t require a security deposit and is based on the cardholder’s creditworthiness.

• Credit History: A record of a borrower’s responsible repayment of debts.

• Debt-to-Income Ratio (DTI): A measure of your monthly debt payments compared to your monthly gross income.

Welcome to part one of exploring something we use every day and can’t live without: food and money. Stay tuned for part two, where we dive deeper into the financial dimensions and long-term impacts of eating disorders.

Resources:

Social Media:

Music:

In this Fitness Finesse Fridays episode, JaeVic explores the critical connection between financial wellness and physical health. Discover how financial stress can lead to serious health issues such as chronic conditions and mental health struggles, creating a vicious cycle of stress and poor health. JaeVic also highlights the impact of financial instability on access to nutritious food and healthcare, and emphasizes that true wealth is about balancing financial success with physical well-being. Tune in to learn more about why health is wealth.

Social Media:

• F^3 Website

Resources:

• How Can Financial Wellness Affect Your Health?

Book of the Episode:

• The Body Keeps the Score

Audio:

• Fashion House - Short Version by Scott Holmes Music, Free Music Archive, (CC BY-NC)

In this episode of More Money Mondays, JaeVic demystifies the confusing world of loans, explaining their origins, types, and key terms. From personal and business loans to auto and student loans, we  cover how they work, who offers them, and the ties to them. Practical tips are provided to help you navigate loans responsibly and make informed financial decisions. Whether you're considering borrowing for education, a car, or a business, this episode provides essential insights to help you make informed financial decisions.  Tune in to elevate your financial wellness!

Resources:

• Private vs. Federal College Loans: What's the Difference?: Investopedia

Social Media:

• • Connect with JaeVic!

• Insta/Facebook: @financefitnessfinesse 

Audio:

• Money Roll by Mr Smith; (Free Music Archive); license type (CC BY)

In part 2 of this episode of Finance, Fitness & Finesse, we sit down with Savvy Sunday Scholar, Chaazè Roberts, founder of CPR Counseling and a licensed marriage and family therapist. With degrees from Northwestern University and the University of Illinois, Chaazè brings a wealth of expertise in dealing with various family and relationship issues. Join us as we explore the impact of financial strain on family dynamics, discussing how financial stress can affect couples and parent-child relationships, and learning practical strategies for managing these pressures. Tune in for valuable advice on navigating financial challenges and maintaining healthy family relationships.

Resources:

• Social Security Overpayments: CBS News

Get in touch with the Savvy Scholar: Chazzè Roberts

• Instagram: @chaaze.cpr

Social Media:

• Connect with JaeVic!

Music:

• Fashion House - Short Version by Scott Holmes Music; Free Music Archive (CC BY-NC)

In this episode of Fitness Finesse Fridays, JaeVic goes into how our money identity evolves throughout our lives. Discover the difference between financial independence and financial freedom, and how our childhood experiences, personal values, and societal expectations shape our financial behaviors. Learn practical tips for aligning your financial decisions with your true self and start building a more empowered connection with money. Join in on this journey to understanding and transforming your financial identity.

Resources:

• Possessiveness, Money, and Their Roots in Childhood

Social Media:

• F^3 Website: https://financefitnessfinesse.podbean.com/

Audio:

• Fashion House - Short Version by Scott Holmes Music, Free Music Archive, (CC BY-NC)

In this episode of Finance Fitness & Finesse, JaeVic delves into the complexities of inflation and practical strategies to protect your finances from rising prices. Learn about inflation’s causes, impacts, and how central banks and government policies influence these phenomena. Additionally, JaeVic introduces the concept of Money Dysmorphia, explaining its effects on mental health and offering tips for managing financial stress. Tune in for insights on understanding inflation, safeguarding your money, and addressing financial anxieties.

Resources:

• Inflation explained: Everything to know in 3 minutes or less.

Social Media/Contact:

• F^3 Website

Audio:

• Money Roll by Mr Smith; (Free Music Archive); license type (CC BY)

In part 1 of this episode of Finance, Fitness & Finesse, JaeVic sits down with Savvy Sunday Scholar, Chaazè Roberts, founder of CPR Counseling and a licensed marriage and family therapist. With degrees from Northwestern University and the University of Illinois, Chaazè brings a wealth of expertise in dealing with various family and relationship issues. Join us as we explore the impact of financial strain on family dynamics, discussing how financial stress can affect couples and parent-child relationships, and learning practical strategies for managing these pressures. Tune in for valuable advice on navigating financial challenges and maintaining healthy family relationships.

• 3:00 - Educational Background/Relationship w/Money in Young Adulthood 

Resources:

Get in touch with the Savvy Scholar: Chazzè Roberts

• Instagram: @chaaze.cpr

Social Media:

• F^3 Website: https://financefitnessfinesse.podbean.com/

Music:

• Fashion House - Short Version by Scott Holmes Music; Free Music Archive (CC BY-NC)

• Honey by Serge Quadrado; Free Music Archive (CC BY-NC)

In this episode of Fitness Finesse Fridays, JaeVic dives into the intriguing relationship between our emotions and our financial decisions. Discover how stress, anxiety, happiness, and excitement can influence spending habits, investment choices, and debt management. Learn the importance of emotional intelligence and emotional maturity in making thoughtful financial decisions, avoiding impulse buys, and maintaining healthy financial goals. JaeVic shares practical techniques to build emotional skills, including stress management, active listening, and grounding techniques. Tune in to understand how embracing emotional wealth can lead to a more balanced and prosperous life. Don’t forget to subscribe, rate, and review, and join us next time for more insights on holistic well-being.

“With each breath I am a new me.”― Buddha

Resources

• 5 Senses Grounding Technique

Social Media:

• https://financefitnessfinesse.podbean.com/

• Insta/Facebook: @financefitnessfinesse 

Audio:

• Fashion House - Short Version by Scott Holmes Music, Free Music Archive, (CC BY-NC)