Finance Girlies: Money Conversations for Gen Z and Millennial Women

Moving across the country is expensive enough — but what happens when you decide to sell literally everything you own and start completely over? That's exactly what Cassidy did when she moved from Washington to Minnesota after her divorce.

Instead of renting a $2,500 pod, her mom had a wild idea: What if she just kept what fits in her car and sold everything else? Three weeks later, Cassidy had somehow turned her stuff into $7,500 cash. But here's the thing — starting fresh meant buying everything new, from silverware to a $1,700 mattress. 

This episode breaks down every dollar she spent (and made) plus all the feelings that come with these kinds of major money decisions.

✨ Episode Highlights ✨

• [02:00] Why Cassidy scrapped her original moving plan
• [08:00] Using ChatGPT to price everything on Facebook Marketplace
• [16:00] Moving day disaster: kitchen scissors vs. memory foam mattress
• [20:00] The emergency Home Depot van rental solution
• [23:00] What it actually costs to buy everything new
• [28:00] Why a $1,700 mattress was worth every penny
• [32:00] The psychology of starting fresh and buying intentionally
• [38:00] Would Cassidy do it this way again?

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WTF! Women Talk Finance breaks down the world of money. No jargon, no...

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Hey Girlies,

ICYMI, Cassidy just relocated from Washington to Minnesota after her divorce. And in today’s episode, she's breaking down every single dollar she spent (and made) in the process.

This isn't your typical moving budget episode. We're talking about the decision to sell everything you own, start completely fresh, and what that actually looks like financially and emotionally.

Listen in for:

💰 How she turned her entire household into $7,500 cash in three weeks

🏠 What it actually costs to start completely over — we're talking every single purchase from silverware to a mattress

🛏️ Where Cassidy splurged and where she saved (thank you, Facebook Marketplace!)

Like any big financial event, Cassidy’s move wasn’t just about the numbers. There were also some logistical and emotional hurdles she needed to tackle, like:

The terror of selling nearly everything you own.

The stress of handling last-minute logistics (think pruning shears, a king-sized mattress, and some good old-fashioned problem-solving).

The guilt and excitement wrapped up in furnishing a new place.

The unexpected joy of creating a space that's completely, intentionally yours.

✨The most fascinating part? How the opportunity to start fresh completely changed the way Cassidy thinks about buying stuff.

Many of us may never experience a move like this. But Cassidy's experience shows what's possible when you get really honest about what you actually value — and that it’s okay to think outside the box when faced with a major life transition. 📦

Whether you're planning a move, going through a big life change, or just curious about what this type of move actually costs, this episode is equal parts strategy and entertainment.

Plus, this may be the most detailed breakdown of anyone’s moving budget you’ve ever seen. (That’s Cassidy for ya! 😜)

Until next week,

Emily + Cassidy

P.S. Is this the first time you’re hearing about Cassidy’s big move? In our most recent Insider-only episode, we covered her divorce and decision to move cross-country in full detail — we’re talking about how she split assets, how her net worth changed, and how she built the confidence to start over in Minnesota. For this episode and more, become an Insider.

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Support the show

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Today's episode is different. Cassidy gets incredibly vulnerable and walks us through the real process of untangling completely merged finances after divorce — and we mean completely merged. Joint everything, shared goals, nearly $700k in combined assets.

This isn't just about the logistics (though she shares every spreadsheet detail). Cassidy gets honest about the emotional rollercoaster: feeling "sneaky and slimy" during the research phase, the paralysis of being a "procrastinating perfectionist," and what it actually felt like to watch her net worth get "chopped in half."

Time stamps: 

[03:00] Setting the scene: How merged their finances really were 

[07:00] The subconscious and conscious prep work Cassidy did 

[10:00] Being a "procrastinating perfectionist" and when to stop planning 

[13:00] The logistics: How they actually divided $700k in assets 

[19:00] Splitting their joint investment account without triggering taxes 

[21:00] How splitting up credit cards hurt Cassidy’s credit score

[25:00] What it felt like to see her net worth get "chopped in half" 

[32:00] How it feels to manage money solo after a decade of joint decisions 

[35:00] What Cassidy would (and wouldn't) do differently 

[36:00] Advice for anyone starting to prepare financially for separation

📩 Join The Finance Girlies on Substack: https://thefinancegirlies.substack.com/ 

💖 Email us your money questions: [email protected] 

📸 Follow us on Instagram: https://www.instagram.com/thefinancegirlies/

🎉 Join The Finance Girlies Insiders by upgrading on Substack and enjoy:

Bonus episodes, starting with anonymous wedding confessions, money drama, and a full script workbook

Juicier convos that are too real (or too spicy) for the main feed

Real listener coaching sessions + deeper stories from our lives

Early access to Q&As, exclusive polls, and discounts on future events and products

Plus, surprise extras we're cooking up behind the scenes

Support the show

📩 Join The Finance Girlies email list:
https://www.thefinancegirlies.com/email-sign-up

💻Visit The Finance Girlies website:
https://www.thefinancegirlies.com/

💖Email us your money questions:
[email protected]

📸Follow us on Instagram:
https://www.instagram.com/thefinancegirlies/

Whether you're navigating divorce, supporting someone who is, or just ready to stop being a financial spectator in your own life, this conversation can help. Myra Alport is an accredited financial coach with over 20 years of experience who, after her own "gray divorce" following a 27-year marriage, helps women become their own CFOs with confidence, clarity, and humor.

This episode gets personal as Cassidy opens up about her divorce journey, adding some perspective to Myra's expert insights. We dive into why so many women end up on the financial sidelines, practical steps to take control of your money (whether you're married, single, or somewhere in between), and why avoiding one specific word might be the most powerful financial move you can make.

✨ Episode Highlights ✨

• [02:00] Myra's journey from traditional financial planning to divorce coaching
• [04:00] Why women become financial spectators in their own lives
• [08:00] How financially prepared are women for divorce?
• [10:00] The emotional and mental challenges of untangling finances
• [12:00] How to financially prepare for a looming divorce
• [14:00] What it really means to become your own CFO
• [17:00] Financial coach vs. financial advisor: Which one do you need?
• [19:00] What it means to pair spending with values
• [22:00] Why you need to think about yourself at age 90 (and beyond)
• [26:00] The one word Myra wishes every woman would stop using
• [33:00] Rapid fire: Myra's coaching style, favorite tools, and recent splurge

✨ Resources ✨

Connect with Myra: 

• 🌐 Visit her website
• 🔗 Connect on LinkedIn
• 📧 Send her an email at [email protected]

Send us Fan Mail

WTF! Women Talk Finance breaks down the world of money. No jargon, no...

Listen on: Apple Podcasts   Spotify

📩 Get The Finance Girlies newsletter: 
https://www.thefinancegirlies.com/newsletter

💻Visit The Finance Girlies website: 
https://www.thefinancegirlies.com/

💖Email us your money questions: 
[email protected]

📸Follow us on Instagram:
https://www.instagram.com/thefinancegirlies/

Life has a way of throwing you some curveballs, especially when you’re least expecting it. And when life changes in a big way, your financial landscape usually does, too.

Whether you're navigating divorce, supporting someone who is, or just ready to stop being a financial spectator in your own life, this conversation can help. Myra Alport is an accredited financial coach with over 20 years of experience who, after her own "gray divorce" following a 27-year marriage, helps women become their own CFOs with confidence, clarity, and humor.

This episode gets personal as Cassidy opens up about her divorce journey, adding some perspective to Myra's expert insights. We dive into why so many women end up on the financial sidelines, practical steps to take control of your money (whether you're married, single, or somewhere in between), and why avoiding one specific word might be the most powerful financial move you can make.

Episode Timestamps: 

[02:00] Myra's journey from traditional financial planning to divorce coaching

[04:00] Why women become financial spectators in their own lives

[08:00] How financially prepared are women for divorce?

[10:00] The emotional and mental challenges of untangling finances

[12:00] How to financially prepare for a looming divorce

[14:00] What it really means to become your own CFO

[17:00] Financial coach vs. financial advisor: Which one do you need?

[19:00] What it means to pair spending with values

[22:00] Why you need to think about yourself at age 90 (and beyond)

[26:00] The one word Myra wishes every woman would stop using

[33:00] Rapid fire: Myra's coaching style, favorite tools, and recent splurge

Connect with Myra: 

🌐 Visit her website

🔗 Connect on LinkedIn

📧 Send her an email at [email protected]

Support the show

📩 Join The Finance Girlies email list:
https://www.thefinancegirlies.com/email-sign-up

💻Visit The Finance Girlies website:
https://www.thefinancegirlies.com/

💖Email us your money questions:
[email protected]

📸Follow us on Instagram:
https://www.instagram.com/thefinancegirlies/

Money conversations don't have to feel awkward or create drama — they just require a little honesty and practice. In today's Q&A episode, we're tackling all the relationship scenarios that make your palms sweaty: navigating different income levels with friends, splitting costs with a new partner, handling family gift expectations, and everything in between.

Whether you're wondering how to tell your bestie you can't afford that girls trip or figuring out finances with someone you just started dating, we've got some ideas for keeping your relationships strong while protecting your financial boundaries.

This one's for anyone who's ever smiled and nodded through expensive plans while internally panicking about their budget — we see you, and we've got your back.

✨ Episode Highlights ✨

•  [03:00] When one partner gets a big raise, should you lifestyle creep together or separately?
•  [05:00] How to split expenses without Venmoing each other constantly
•  [08:00] Should you tell your partner about every purchase?
•  [11:00] When should you tell your partner about debt?
•  [13:00] How should you split travel expenses when you’re in a new relationship?
•  [17:00] How should you handle a restaurant tab with friends?
•  [20:00] What to do when friends suggest expensive plans you can't afford
•  [26:00] How to maintain friendships across different financial stages
•  [27:00] Is it weird to talk about your salary with friends?
•  [31:00] How to handle holiday gift expectations
•   [38:00] Should you give unprompted financial advice to family members?
•  [42:00] Who pays for family trips? (And what if you don't even want to go?)
•  [49:00] Should you ever loan money to a family member?

Send us Fan Mail

WTF! Women Talk Finance breaks down the world of money. No jargon, no...

Listen on: Apple Podcasts   Spotify

📩 Get The Finance Girlies newsletter: 
https://www.thefinancegirlies.com/newsletter

💻Visit The Finance Girlies website: 
https://www.thefinancegirlies.com/

💖Email us your money questions: 
[email protected]

📸Follow us on Instagram:
https://www.instagram.com/thefinancegirlies/

Money conversations don't have to feel awkward or create drama — they just require a little honesty and practice. In today's Q&A episode, we're tackling all the relationship scenarios that make your palms sweaty: navigating different income levels with friends, splitting costs with a new partner, handling family gift expectations, and everything in between.

Whether you're wondering how to tell your bestie you can't afford that girls trip or figuring out finances with someone you just started dating, we've got some ideas for keeping your relationships strong while protecting your financial boundaries.

This one's for anyone who's ever smiled and nodded through expensive plans while internally panicking about their budget — we see you, and we've got your back.

Episode Timestamps: [03:00] When one partner gets a big raise, should you lifestyle creep together or separately?[05:00] How to split expenses without Venmoing each other constantly[08:00] Should you tell your partner about every purchase?[11:00] When should you tell your partner about debt?[13:00] How should you split travel expenses when you’re in a new relationship?[17:00] How should you handle a restaurant tab with friends?[20:00] What to do when friends suggest expensive plans you can't afford[26:00] How to maintain friendships across different financial stages[27:00] Is it weird to talk about your salary with friends?[31:00] How to handle holiday gift expectations[38:00] Should you give unprompted financial advice to family members?[42:00] Who pays for family trips? (And what if you don't even want to go?)[49:00] Should you ever loan money to a family member?

📩 Join The Finance Girlies on Substack: https://thefinancegirlies.substack.com/ 

💖 Email us your money questions: [email protected] 

📸 Follow us on Instagram: https://www.instagram.com/thefinancegirlies/

🎉 Join The Finance Girlies Insiders by upgrading on Substack and enjoy:

Bonus episodes, starting with anonymous wedding confessions, money drama, and a full script workbook

Juicier convos that are too real (or too spicy) for the main feed

Real listener coaching sessions + deeper stories from our lives

Early access to Q&As, exclusive polls, and discounts on future events and products

Plus, surprise extras we're cooking up behind the scenes

Support the show

📩 Join The Finance Girlies email list:
https://www.thefinancegirlies.com/email-sign-up

💻Visit The Finance Girlies website:
https://www.thefinancegirlies.com/

💖Email us your money questions:
[email protected]

📸Follow us on Instagram:
https://www.instagram.com/thefinancegirlies/

Summer is for slowing down, not stressing about money. In this episode, we're sharing our favorite chill money moves that you can do while lounging poolside, waiting in line at the farmer's market, or taking a sunset stroll. We're talking about financial progress that doesn't require spreadsheets, complicated budgets, or giving up everything that makes summer fun. These are small, meaningful steps you can take without disrupting your hammock time or beach day plans.

If you're not trying to do a full financial overhaul in July but still want to feel more in control without sacrificing what makes summer special, this one's for you, girlies.

✨ Episode Highlights ✨

• [01:00] Why Emily's summer mindset inspired this whole episode
• [02:30] Quick awareness wins you can do anywhere
• [05:00] Impulse control tactics that actually work
• [07:30] Temperature-based savings game
• [08:30] Cassidy's Facebook Marketplace empire (and what people actually buy!)
• [11:30] Fun that won't break the bank: creative summer ideas
• [12:00] That amazing beach birthday party story
• [15:30] Set-it-and-forget-it growth moves
• [17:00] Creating your "Someday" list for financial tasks

✨ Resources ✨

• Summer Finance Checklist 😎

Send us Fan Mail

📩 Get The Finance Girlies newsletter: 
https://www.thefinancegirlies.com/newsletter

💻Visit The Finance Girlies website: 
https://www.thefinancegirlies.com/

💖Email us your money questions: 
[email protected]

📸Follow us on Instagram:
https://www.instagram.com/thefinancegirlies/

Summer is for slowing down, not stressing about money. In this episode, we're sharing our favorite chill money moves that you can do while lounging poolside, waiting in line at the farmer's market, or taking a sunset stroll. We're talking about financial progress that doesn't require spreadsheets, complicated budgets, or giving up everything that makes summer fun. These are small, meaningful steps you can take without disrupting your hammock time or beach day plans.

If you're not trying to do a full financial overhaul in July but still want to feel more in control without sacrificing what makes summer special, this one's for you, girlies.

Episode Timestamps:

[01:00] Why Emily's summer mindset inspired this whole episode[02:00] Quick awareness wins you can do anywhere[05:00] Impulse control tactics that actually work[07:00] Temperature-based savings game[08:00] Cassidy's Facebook Marketplace empire (and what people actually buy!)[11:00] Fun that won't break the bank: creative summer ideas[12:00] That amazing beach birthday party story[15:00] Set-it-and-forget-it growth moves[17:00] Creating your "Someday" list for financial tasks

😎 Free Download:

Get all these chill money moves in a handy Summer Finance Checklist so you don't have to take notes while listening.

📩 Join The Finance Girlies on Substack: https://thefinancegirlies.substack.com/ 

💖 Email us your money questions: [email protected] 

📸 Follow us on Instagram: https://www.instagram.com/thefinancegirlies/

🎉 Join The Finance Girlies Insiders by upgrading on Substack and enjoy:

Bonus episodes, starting with anonymous wedding confessions, money drama, and a full script workbook

Juicier convos that are too real (or too spicy) for the main feed

Real listener coaching sessions + deeper stories from our lives

Early access to Q&As, exclusive polls, and discounts on future events and products

Plus, surprise extras we're cooking up behind the scenes

Support the show

📩 Join The Finance Girlies email list:
https://www.thefinancegirlies.com/email-sign-up

💻Visit The Finance Girlies website:
https://www.thefinancegirlies.com/

💖Email us your money questions:
[email protected]

📸Follow us on Instagram:
https://www.instagram.com/thefinancegirlies/