Finance In A Flash

In this episode of Finance In A Flash, we begin our Insurance Planning Series by discussing Life Insurance. We believe that life insurance serves an integral role in a family's overall financial health and answer important questions about life insurance including:

• What are some reasons someone would need life insurance?
• How much life insurance does someone need and what are factors when determining this?
• Why is it a good idea to get life insurance sooner rather than later?
• What is the difference between term and permanent life insurance?

We hope you enjoy this episode and if you want to learn more about the podcast or our company, go to BeaconFinancialStrategies.com.

In this episode of Finance In A Flash we discuss a simple, yet popular question; "Should I buy dividend-paying stocks to supplement my income?" The answer to this question varies on a person-by-person basis, but for most, the answer is a resounding no. Let us explain on this podcast!

On this episode of Finance In A Flash Nick & Chip discuss Financial Jargon. They break down common words used in the finance industry, that people may have heard before, but don’t actually know what they mean!

They go over terms such as asset allocation, stocks, risk tolerance, personal brokerage accounts, and market capitalization just to name a few!

We hope you enjoy this episode and if you want to learn more about us our podcast go to BeaconFinancialStrategies.com

In this episode of Finance In A Flash, Nick & Chip discuss the most popular types of investment vehicles in the world, Mutual Funds & ETFs. What are the differences between the two and are there advantages or disadvantages to using them? In addition, they spend a lot of time talking about the tax efficiency of ETFs and how Mutual Funds can be incredibly tax-inefficient at times.
We hope you enjoyed this episode and if you want to learn more about us or our podcast, please visit BeaconFinancialStrategies.com.

On this episode of Finance In A Flash, we discuss our education planning philosophy, as well as details of a 529 Education Plan.

Our recommendations for saving for a child’s education are based on our belief that parents should focus on improving their personal financial situation prior to concentrating on saving for their children’s college costs.  We then dive into the details of 529 Education Plans because they are the most common and used education plans used today.

This week we tackle a very important and popular question people are asking: "Is there a bubble in stocks or the stock market?" 
We also discuss various strategies you should take and questions you should ask yourself when feeling uncertain about the future of the stock market.
We hope you enjoy this episode and if you want to learn more about us or our company go to BeaconFinancialStrategies.com

In this episode of Finance In A Flash, Nick & Chip discuss the story of Gamestop and how it has captivated the world over the past week. 

Thanks to a Reddit thread pointing out that a large hedge fund had a massive short position on Gamestop, the stock price rose almost 2,000% within a week! We break down how this happened and the important lessons everyone should take away from these recent events.

If you want to learn more about us or our podcast, please go to BeaconFinancialStrategies.com

Welcome back to Finance In A Flash, this week we bring back our investment expert, Chip Hymiller to discuss Target Date Funds.

We have a detailed discussion about Target Date Funds, the pros and cons of having them in your portfolio, and what to consider when choosing this type of investment. 

We hope you enjoy this episode, and if you want more information about this podcast or our company, go to BeaconFinancialStrategies.com!

• Today on Finance In A Flash, Nick & Erin discuss pension plans. Not many people have Pensions anymore, but we do see a fair amount in the federal and state retirement system as well as some holdovers from private companies.
  • We are going to go over topics such as Annuity Style vs. Lump-sum pension
  • Survivor Options as it relates to pensions 
  • And we also discuss leaving pensions to your spouse,
  • We hope you all enjoy this episode and if you want to learn more about us go to BeaconFinancialStrategies.com

What do we think about when doing a Retirement projection? Someone walks into our office and says to us"I want to retire" or "I want to prepare for retirement", what do we do from there?  In this episode of Finance In A Flash, Erin Campbell joins Nick Faulkner to walks us through this process and discuss the details of how we prepare a retirement plan.

To learn more about us or our company go to BeaconFinancialStrategies.com