My guest today is Amitabh Guha Roy, currently working as the General Manager at Bkash, a company that transformed the payment service industry of Bangladesh. He is in charge of the department which drives bKash’s annual revenue plans and yearly budget, through pricing, analysis and analytics. Previously he used to work as a Product Manager at Standard Chartered Bank. He graduated (With director’s honor) from IBA, University of Dhaka, majoring in Finance. During his undergraduate years, he represented the champion teams in Battle of Minds, Masters of Ideation and many other business competitions, both national and international. Professionally, he is a Certified Supply Chain Analyst and also in the final stage of earning his CFA degree.

The discussion points are mentioned below:

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My guest in this Podcast is Mr. Sadekur Rahman. He has over 10 years of experience in banking. His area of specialty includes Relationship Management of large Corporate clients, Credit Analysis, Financial Analysis, Credit Monitoring, etc. Today, we will discuss the current financing landscape of Bangladesh with special attention to the banking sector. We will also discuss post-COVID challenges for the economy in general and banking sector in particular. I and Sadek bhai are designing a course on "Credit Risk Management". It will be a small group of people and interested participants can pre-book their participation by contacting us. 

In this podcast, we discussed the following topics on the economy and the banking sector.

Thanks to Mr. Sadekur Rahman. And many thanks to the listeners.

My guest in Episode 4 is Mr. Shahriar Azad Shashi who is currently working as Fund Manager at LankaBangla Securities Limited. He is a CFA level 3 candidate in December 2020. He completed his BBA in Finance from the University of Dhaka which is my Alma Mater also. He has also done his MBA from IBA, University of Dhaka. Prior to working at LBSL he worked at BRAC EPL Stock Brokerage, LankaBangla Investments Limited, EBL Securities Limited, and Royal Capital Limited. He discussed the following issues of Bond Market.

The last question is regarding a career in Finance: What do you suggest to a young grad who is preparing oneself for a career in Finance in Bangladesh? Or to anyone who wants to change their industry in favor of the financial services industry?

This podcast discusses the drivers of economic growth under the Neoclassical growth theory.

The economic output represents the aggregated activity of billions of people, influenced by forces seen and unseen. Despite the difficulties, economists cannot resist trying.

Forecasters usually rely on two different predictive approaches.

The simplest of the theoretical bunch is the Solow growth model, named for Robert Solow, a Nobel-prize winning economist.

Robert Solow developed a model that explained the contribution of labor, capital, and technology (total factor productivity) to economic growth.  The model shows that the economy’s productive capacity and potential GDP increase for two reasons:

Solow's growth accounting equation shows that the rate of growth of potential output equals growth in technology plus the weighted average growth rate of labor and capital.

He also said that if capital grows faster than labor, capital will become less productive, resulting in slower and slower growth. According to his model, there are two major implications of potential GDP:

I have discussed some excerpts from the book ““Good Economics for Hard Times” by Abhijit V. Banerjee and Esther Duflo. Listeners might learn a lot by reading the book. In this podcast, I tried to relate the Neoclassical growth theory with the empirical evidence shown in the book.

This podcast discusses on the topic "Crowding Out Effect". When government budget deficits rise too much, government borrowing may divert private sector investment from taking place. This effect is known as the “Crowding Out” effect. So, the crowding out refers to how fiscal deficits impact the economy, financial system, interest rates, and inflation. When the government spends money, it must compete with the private sector to get its hands on whatever it is trying to buy.  The term crowding out refers specifically to how the government extracts resources from the private sector to pay its bills and what the consequences are.

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