Finance With Factor

In this crossover episode, I join Mike Sokolowski and Saad Munir's of Torrii Homes, for their "Storii Time" on IG Live to discuss getting out of your own head and taking small steps toward your goals. We share simple strategies for making marketing and social media less intimidating and more approachable—perfect for anyone feeling stuck or overwhelmed. If you like their vibe, follow @saadmun1r and @photolowski to catch Storii Time live Wednesdays at 5pm ET.

Angela Zullo, a realtor with Lamacchia Realty, discusses how her background as an architect helps homebuyers and sellers. Angela shares how her education and professional experience in architecture provides invaluable insights when navigating new construction projects or preparing homes for sale. Whether it's helping clients spot design potential or understanding the intricacies of construction, Angela's shares how hiring a realtor with an eye for detail gives clients a distinct advantage in the competitive real estate market.

Attention Finacial Advisors and Retirement Planning Specialists: Harlon Accola, National Director of Reverse Mortgages at Movement Mortgage, discuss how reverse mortgages can enhance retirement planning. Recorded during a workshop for Sykon Capital's team of financial advisors, we cover the basic uses and real-world case studies of reverse mortgages. Learn how financial advisors can integrate this product into their overall planning strategies to help clients leverage their home's equity to increase cash flow & flexibility, build wealth, and secure a legacy for their family while aging in place.

Movement Mortgage, LLC supports Equal Housing Opportunity. Movement Mortgage NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org). Additional information is available at movement.com/legal. Interest rates and products are subject to change. Borrowers must qualify at closing for all benefits. Always speak with a licensed lending professional and secure a Loan Estimate or Good Faith Estimate before moving forward with any mortgage.

Jane Barry, from South Shore Bank, joins me to discuss the latest bank safety measures and security threats facing our customers. From real estate transactions to everyday banking, Jane shares practical tips for realtors, attorneys, and small business owners on how to protect client information. We dive into safeguarding against common scams, AI-driven fraud, solicitation calls, and other financial security risks. Tune in to learn how to stay ahead of potential threats and keep your personal and professional data safe in an increasingly digital world.

Ryan Hayes, President of the Massachusetts Mortgage Bankers Association, discusses the key market dynamics shaping real estate and mortgage trends. From the impact of elections to the shifting bond markets, Ryan offers expert insights into what homebuyers, realtors, financial advisors, and mortgage professionals might expect in the final months of 2024 and into 2025. With a volatile market ahead, we also share practical tips and advice for financial advisors, loan officers, realtors, and homebuyers on how to navigate the ups and downs. Tune in for valuable strategies to stay ahead of the curve and make the most of upcoming opportunities.

In the world of real estate, where dreams are bought and sold, some stories linger long after the deal is done. These are not the tales of open houses or closing costs. These are the real-life stories of real estate professionals. From eerie encounters to late-night showings to mysterious whispers echoing through empty properties...realtors and real estate professionals see everything...and today, we share our most heralding and spine-tingling tales on this Halloween themed episode of "Finance with Factor" we hear of an accidental kidnapping, red flags gone ignored, and a real-life haunted house too chilling to be real...but all of these real-life ‘scary’ stories reveal the true and scary side of real estate.

Unlock the secrets of effective social media marketing with Ken Ferris, Realtor with Pelletier Properties at Keller Williams! In this episode, Ken shares how his "WTF Wed" posts have become a memorable marketing tool, providing personality, purpose, and prospects for his business. Discover valuable insights from Ken’s experience and learn how to enhance your own online marketing efforts. Tune in and elevate your social media game! Don’t forget to follow Ken on Instagram @ken.ferris.re for more tips, ideas, and laughs!

Ben Aiken, from The Agency, shares the value of assembling a trusted and well-coordinated homebuying team. He emphasizes how clear communication from the beginning of your search through closing can empower homebuyers to submit more competitive offers and navigate the process with confidence. We discuss valuable tips and tricks for both homebuyers and realtors on how to build the right team for a successful home search. Listen for insights that could make your offer "safe bet" in your homebuying journey!

The college admission season has begun. With the anxiety of "getting in" comes the angst of how do we pay for it!?! Nod DaSilva-Kilgore, of Personal College Counseling, Inc, joins the podcast to share how she helps students and families prepare, search, and finance their educational goals. We expire the FASFA, merit scholarships, parent loans, home equity, and how all of these can fit within your family's short and long term budgets and finance goals.

The Friends of Boston Homeless is a non-profit "housing first" organization dedicated to assisting our most vulnerable neighbors find safe, sustainable housing solutions. Volunteer Board Member Darren Lee shares his personal childhood story about overcoming homelessness. We discuss how fast stable can turn to tragic and the roll of organizations, like the Friends, can be part of the path back to "normalcy" for people in need.

To learn more, donate, or volunteer, visit www.fobh.org.