In today's episode, Mel O dives into the evolving financial landscape that is 2025. She also discusses minors on social media generating income from explicit content while navigating the complexities of parental consent and ethical implications. Tax code changes and increased standard deductions.  Is it more intersting than it sounds!

Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time.

To learn about money without out the pretentious Bu!!sh%t give me a follow here.

Want to talk to Mel about money? Schedule a call with her directly: https://hotmoonfinancial.com/ 🔗 Stay Connected Facebook: https://www.facebook.com/financestheotherfword Instagram: https://www.instagram.com/financestheotherfword/ TikTok: https://www.tiktok.com/@ftofw_podcast? Call or Text: 775-537-4352 📕Finances the Other “F” Word-Another “F” Word to Love Amazon: https://www.amazon.com/FINANCES-Other-F-Word-Mel/dp/1733665927

Walmart: https://www.walmart.com/ip/FINANCES-The-Other-F-Word-Paperback-9781733665926/361773875 🔊 Other Ways to Listen Apple Podcasts: https://podcasts.apple.com/us/podcast/finances-the-other-f-word/id1460418731 iHeart: https://www.iheart.com/podcast/263-finances-the-other-f-word-47519083/ Spotify: https://open.spotify.com/show/78TrGiNHzzlIfXVY9INbdl

Swag & Merch: https://financestheotherfword.com/ Questions, comments, or want to be on the show? Contact us at [email protected]

Is MAGA right?

Today, I discuss the complex interplay between demographics, economy, and global politics in "Makin Babies." I explore how historical and current trends impact our financial landscape. 

The conversation delves into the power dynamics of declining birth rates, the strain on social security systems, and the critical importance of women's participation in the workforce. 

Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time.

To learn about money without out the pretentious Bu!!sh%t give me a follow here.

Want to talk to Mel about money? Schedule a call with her directly: https://hotmoonfinancial.com/ 🔗 Stay Connected Facebook: https://www.facebook.com/financestheotherfword Instagram: https://www.instagram.com/financestheotherfword/ TikTok: https://www.tiktok.com/@ftofw_podcast? Call or Text: 775-537-4352 📕Finances the Other “F” Word-Another “F” Word to Love Amazon: https://www.amazon.com/FINANCES-Other-F-Word-Mel/dp/1733665927

Walmart: https://www.walmart.com/ip/FINANCES-The-Other-F-Word-Paperback-9781733665926/361773875 🔊 Other Ways to Listen Apple Podcasts: https://podcasts.apple.com/us/podcast/finances-the-other-f-word/id1460418731 iHeart: https://www.iheart.com/podcast/263-finances-the-other-f-word-47519083/ Spotify: https://open.spotify.com/show/78TrGiNHzzlIfXVY9INbdl

Swag & Merch: https://financestheotherfword.com/ Questions, comments, or want to be on the show? Contact us at [email protected]

Today, I discuss the dangers of election betting and how it can change election outcomes for you adn me.  We discuss the dangers of foreign interfernece in our election process and how we are literally turning over the keys to let them do so.  

Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time.

To learn about money without out the pretentious Bu!!sh%t give me a follow here.

Want to talk to Mel about money? Schedule a call with her directly: https://hotmoonfinancial.com/ 🔗 Stay Connected Facebook: https://www.facebook.com/financestheotherfword Instagram: https://www.instagram.com/financestheotherfword/ TikTok: https://www.tiktok.com/@ftofw_podcast? Call or Text: 775-537-4352 📕Finances the Other “F” Word-Another “F” Word to Love Amazon: https://www.amazon.com/FINANCES-Other-F-Word-Mel/dp/1733665927

Walmart: https://www.walmart.com/ip/FINANCES-The-Other-F-Word-Paperback-9781733665926/361773875 🔊 Other Ways to Listen Apple Podcasts: https://podcasts.apple.com/us/podcast/finances-the-other-f-word/id1460418731 iHeart: https://www.iheart.com/podcast/263-finances-the-other-f-word-47519083/ Spotify: https://open.spotify.com/show/78TrGiNHzzlIfXVY9INbdl

Swag & Merch: https://financestheotherfword.com/ Questions, comments, or want to be on the show? Contact us at [email protected]

Welcome to episode 2 of the Startupz.ai podcast.

In this episode yours truly, Mel O, continues to struggle with finding a way to curb people's money anxieties.  Grayson and I delve into the world of finance, strategy, and personal growth.

Your host, Mel O, a Certified Financial Planner, is joined by business strategist Grayson Scott, who shares his journey of tackling both physical and business hurdles. 

Together, they explore the pervasive issue of financial anxiety and its impact on personal and professional life. With Grayson's emphasis on identifying core problems before rushing to solutions, this episode uncovers the nuances of financial literacy, the misconceptions around venture capital, and the personal anecdotes that shape one's approach to money and business. As

Mel O reveals the challenges of her entrepreneurial venture, Grayson provides valuable advice on managing anxiety, and creating strategies that resonate with genuine needs. 

To reach Grayson email [email protected], Visit startupz.ai to find his software for entrepreneurs to test their business ideas, and strategies.  

**********

Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time.

To learn about money without out the pretentious Bu!!sh%t give me a follow here.

Want to talk to Mel about money? Schedule a call with her directly: https://hotmoonfinancial.com/ 🔗 Stay Connected Facebook: https://www.facebook.com/financestheotherfword Instagram: https://www.instagram.com/financestheotherfword/ TikTok: https://www.tiktok.com/@ftofw_podcast? Call or Text: 775-537-4352 📕Finances the Other “F” Word-Another “F” Word to Love Amazon: https://www.amazon.com/FINANCES-Other-F-Word-Mel/dp/1733665927

Walmart: https://www.walmart.com/ip/FINANCES-The-Other-F-Word-Paperback-9781733665926/361773875 🔊 Other Ways to Listen Apple Podcasts: https://podcasts.apple.com/us/podcast/finances-the-other-f-word/id1460418731 iHeart: https://www.iheart.com/podcast/263-finances-the-other-f-word-47519083/ Spotify: https://open.spotify.com/show/78TrGiNHzzlIfXVY9INbdl

Swag & Merch: https://financestheotherfword.com/ Questions, comments, or want to be on the show? Contact us at [email protected]

Welcome to the inaugural episode of Startupz.ai.

Join me, Mel O CFP® and business strategist Grayson Scott from Startupz.ai as I navigate the world of business strategy.

This podcast is designed for aspiring entrepreneurs and small business owners who are either just getting started or working through the challenges of growing a business. If you're figuring out your path or looking for guidance, this is the podcast for you.

I’ll be sharing my personal business journey, including the ups and downs, with the goal of helping you avoid common pitfalls and make your path to success a little smoother.

As the podcast grows, we'll be inviting questions from our audience, giving Grayson and me the chance to provide personalized suggestions to help you on your business journey.

I hope you find this helpful.  Feel free to email comments to [email protected] or email [email protected] 

Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time.

To learn about money without out the pretentious Bu!!sh%t give me a follow here.

Want to talk to Mel about money? Schedule a call with her directly: https://hotmoonfinancial.com/ 🔗 Stay Connected Facebook: https://www.facebook.com/financestheotherfword Instagram: https://www.instagram.com/financestheotherfword/ TikTok: https://www.tiktok.com/@ftofw_podcast? Call or Text: 775-537-4352 📕Finances the Other “F” Word-Another “F” Word to Love Amazon: https://www.amazon.com/FINANCES-Other-F-Word-Mel/dp/1733665927

Walmart: https://www.walmart.com/ip/FINANCES-The-Other-F-Word-Paperback-9781733665926/361773875 🔊 Other Ways to Listen Apple Podcasts: https://podcasts.apple.com/us/podcast/finances-the-other-f-word/id1460418731 iHeart: https://www.iheart.com/podcast/263-finances-the-other-f-word-47519083/ Spotify: https://open.spotify.com/show/78TrGiNHzzlIfXVY9INbdl

Swag & Merch: https://financestheotherfword.com/ Questions, comments, or want to be on the show? Contact us at [email protected]

Today, I discuss the ins and outs of tipping in America and how it came to be.  Should we tax peoples tips? or are we just subsidizing the resturants employee pay roll?

When there is automatic gratuity does the server get the full tip?  You'd be surprised!

Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time.

To learn about money without out the pretentious Bu!!sh%t give me a follow here.

Want to talk to Mel about money? Schedule a call with her directly: https://hotmoonfinancial.com/ 🔗 Stay Connected Facebook: https://www.facebook.com/financestheotherfword Instagram: https://www.instagram.com/financestheotherfword/ TikTok: https://www.tiktok.com/@ftofw_podcast? Call or Text: 775-537-4352 📕Finances the Other “F” Word-Another “F” Word to Love Amazon: https://www.amazon.com/FINANCES-Other-F-Word-Mel/dp/1733665927

Walmart: https://www.walmart.com/ip/FINANCES-The-Other-F-Word-Paperback-9781733665926/361773875 🔊 Other Ways to Listen Apple Podcasts: https://podcasts.apple.com/us/podcast/finances-the-other-f-word/id1460418731 iHeart: https://www.iheart.com/podcast/263-finances-the-other-f-word-47519083/ Spotify: https://open.spotify.com/show/78TrGiNHzzlIfXVY9INbdl

Swag & Merch: https://financestheotherfword.com/ Questions, comments, or want to be on the show? Contact us at [email protected]

Today, we explore the aftermath effect of 9-11 on financial markets and the insurance sector.  We also discuss why mass shootings are not considered domestic terrorism.  

Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time.

To learn about money without out the pretentious Bu!!sh%t give me a follow here.

Want to talk to Mel about money? Schedule a call with her directly: https://hotmoonfinancial.com/ 🔗 Stay Connected Facebook: https://www.facebook.com/financestheotherfword Instagram: https://www.instagram.com/financestheotherfword/ TikTok: https://www.tiktok.com/@ftofw_podcast? Call or Text: 775-537-4352 📕Finances the Other “F” Word-Another “F” Word to Love Amazon: https://www.amazon.com/FINANCES-Other-F-Word-Mel/dp/1733665927

Walmart: https://www.walmart.com/ip/FINANCES-The-Other-F-Word-Paperback-9781733665926/361773875 🔊 Other Ways to Listen Apple Podcasts: https://podcasts.apple.com/us/podcast/finances-the-other-f-word/id1460418731 iHeart: https://www.iheart.com/podcast/263-finances-the-other-f-word-47519083/ Spotify: https://open.spotify.com/show/78TrGiNHzzlIfXVY9INbdl

Swag & Merch: https://financestheotherfword.com/ Questions, comments, or want to be on the show? Contact us at [email protected]

Today, I discuss the massive social security and data breach that is NPD.  2.9 billion people have had their data stolen, you and I are probably one of them.

Here are some good resources for you after you tunein. 

Freeze Your Credit: 

• Equifax: Call 1-888-378-4329 or visit Equifax's website

• Experian: Call 1-888-397-3742 or visit Experian's website

• TransUnion: Call 1-800-916-8800 or visit TransUnion's website

Dispute Information on Your Credit Report: 

• Equifax: Visit Equifax's Dispute Center. 

• Experian: Visit Experian's Dispute Center. 

• TransUnion: Visit TransUnion's Dispute Center. 

Get Your Free Annual Credit Report: 

You can request your free annual credit report from all three bureaus at AnnualCreditReport.com. 

Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time.

To learn about money without out the pretentious Bu!!sh%t give me a follow here.

 Want to talk to Mel about money? Schedule a call with her directly: https://hotmoonfinancial.com/ 🔗 Stay Connected Facebook: https://www.facebook.com/financestheotherfword Instagram: https://www.instagram.com/financestheotherfword/ TikTok: https://www.tiktok.com/@ftofw_podcast? Call or Text: 775-537-4352 📕Finances the Other “F” Word-Another “F” Word to Love Amazon: https://www.amazon.com/FINANCES-Other-F-Word-Mel/dp/1733665927

Walmart: https://www.walmart.com/ip/FINANCES-The-Other-F-Word-Paperback-9781733665926/361773875 🔊 Other Ways to Listen Apple Podcasts: https://podcasts.apple.com/us/podcast/finances-the-other-f-word/id1460418731 iHeart: https://www.iheart.com/podcast/263-finances-the-other-f-word-47519083/ Spotify: https://open.spotify.com/show/78TrGiNHzzlIfXVY9INbdl Swag & Merch: https://financestheotherfword.com/ Questions, comments, or want to be on the show? Contact us at [email protected]

In the latest episode Mel O CFP delves into the complex world of Disney's influence on media, consumer rights, privacy, finance and BINDING arbitration clauses, even in cases of wrongful death!

Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time.

To learn about money without out the pretentious Bu!!sh%t give me a follow here.

Want to talk to Mel about money? Schedule a call with her directly: https://hotmoonfinancial.com/ 🔗 Stay Connected Facebook: https://www.facebook.com/financestheotherfword Instagram: https://www.instagram.com/financestheotherfword/ TikTok: https://www.tiktok.com/@ftofw_podcast? Call or Text: 775-537-4352 📕Finances the Other “F” Word-Another “F” Word to Love Amazon: https://www.amazon.com/FINANCES-Other-F-Word-Mel/dp/1733665927

Walmart: https://www.walmart.com/ip/FINANCES-The-Other-F-Word-Paperback-9781733665926/361773875 🔊 Other Ways to Listen Apple Podcasts: https://podcasts.apple.com/us/podcast/finances-the-other-f-word/id1460418731 iHeart: https://www.iheart.com/podcast/263-finances-the-other-f-word-47519083/ Spotify: https://open.spotify.com/show/78TrGiNHzzlIfXVY9INbdl

Swag & Merch: https://financestheotherfword.com/ Questions, comments, or want to be on the show? Contact us at [email protected]