FinanceX Magazine

 The trailer for the new FinanceX Magazine Podcast: in-depth conversations with leaders across banking, fintech and payments. Coming up: 
- Rob Leslie, CEO, Sedicii, on why the criminal economy is booming and how AI is fuelling fraud 
- Adhil Shetty, CEO, BankBazaar, on personalised financial advice at scale with AI 
- Gino Cayanan, President & CEO, Noble Credit Union, on fraudsters exploiting the trust members place in their institution 
- John Taylor Garner, CEO, Odynn, on why loyalty programmes are worth more than the businesses behind them 
- Maria Harris, Chair, Open Property Data Association, on how home buying will change by 2029 Full episodes coming soon. 

Unit21's first internal AI feature invented fake download links with total confidence. Three years later, the company has rebuilt its entire platform around AI agents, raised $92 million from Tiger Global, Gradient Ventures and ICONIQ, and rebranded as "AI Risk Infrastructure" serving 200+ fintechs, banks and crypto firms including Chime, Intuit and Crypto.com.

So why is Chief Product Officer Kunal Datta tired of being asked about hallucinations?

In this interview from FinanceX Magazine edition 23, Datta walks through the four layers that keep AI honest in fraud and AML investigations: eval sets built on eight years of human analyst decisions, structured output where the model writes queries instead of answers, context engineering across specialized parallel workers, and why temperature zero is the least important of the four. Plus the engine-versus-car argument for why most fintechs bolting LLMs onto old stacks are getting it wrong, and where the human stays in the loop.

From FinanceX Magazine, edition 23: Beyond Banking & Sustainability. Read the full edition at financexmagazine.com. Narrated by AI.