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COVID VACCINATION: How choices can affect your paycheck and how to prepare

Check out our video on 3 financial tips you can do now, to prepare for your potential return to work.

We will be breaking down the article "Employees could be heading back to the office sooner than they think" posted by CNBC.

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$400 Million Ponzi Scheme EXPOSED!!!!

In this episode of Financial Advisors Say The Darndest Things we discuss the recent event, where a legitimate business woman gets caught up in a web of deceit, as she was taking the money of friends and family to fund her luxury lifestyle.

Looking for a Christian Financial Advisor? Schedule a no obligation free consultation: www.abrwealthmanagement.com/consultation

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Apple Podcast:

https://podcasts.apple.com/us/podcast/financial-advisors-say-the-darndest-things/id1546970147

Spotify:

https://open.spotify.com/show/0nkiUkwoJalvgFhZnsIbkk

Google Podcast:

https://podcasts.google.com/search/financial%20advisors%20say

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We are going to talk about Trust. A.B. Ridgeway is about full transparency. That is why I provide so much content. When most investment firms hide behind their big names and high minimums. Even though our firm’s average client as $250k or more, we still take the time to inform those who are working toward this goal. And not only that, protect those that have those assets from running towards the next get rich quick scheme. Because we see clients who come to us and say “Hey A.B. I’ll be retiring in a few years and I have about $500,000. And a friend of mine said there is a business where I can double my money in 3 years…”

So before you turn your back on your traditional financial planner for bigger returns, take listen to this.

“SAN DIEGO WOMAN SENTENCED FOR NEARLY $400M Ponzi Scheme”

The article by the Associated Press reads, that A San Diego Business woman whose Ponzi scheme bilked hundreds of people out of nearly $400 million was sentenced to 15 years in prison.

Here are a quote by the judge, “This went on for seven years. This wasn’t just strangers hoping to get rich, This is a level of deceit and betrayal I wasn’t fully aware of”

Gina Champion-Cain was behind this betrayal. She encouraged friends and families to invest in a business- American National Investments- that supposedly made high-interest loans to businesses seeking California liquor licenses. Now keep this in mind. She did have a legitimate Patio restaurant style business. I think she even had rental property.

Cheap plug. But earlier today I just spoke about leverage and the dangers and benefits of using it, to acquire more profit. But just as you can make more on leverage, you can also lose more. She was leveraging her debt by using other peoples money, HOPING that the success of her business would one day pay back the investors that initially trusted her.

So was it bad investment choices? Maybe. But the money was going to fuel her IMAGE. And that is something I want to tell my followers. Your image and who you think you want to be, can be detrimental to your actual finances.

Are you afraid to talk about your finances? We get that. Sometimes we are embarrassed about where we are financially. In this short 5 minute session we talk about making new decisions based on new information. Understanding who you are. Our guiding principle comes from 1 Samuel 16:7

Looking for a Christian Financial Advisor? Schedule a no obligation free consultation: www.abrwealthmanagement.com/consultation

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Apple Podcast:

https://podcasts.apple.com/us/podcast/financial-advisors-say-the-darndest-things/id1546970147

Spotify:

https://open.spotify.com/show/0nkiUkwoJalvgFhZnsIbkk

Google Podcast:

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Find us on LinkedIn:

https://www.linkedin.com/company/abrwm

Today we are going open up the discussion around one of our guiding principles. This is going to be ideas that you can share and pray over as you make your financial decisions. As a firm we use them to help our clients through challenging financial decisions. Whether it is from marriage, divorce, the birth of a child, the passing of a loved one, or even a major purchase. These guiding principles help us stay grounded and focused on God when the world wants to pull us away. I think every one’s favorite quote is “Money is the root of all evil”. But we all know that money is not evil, but it is saying that if you look at the motivation for the evil, at the core, you will see a monetary gain.

So let’s dive into today’s guiding principles. This is one that is on our website. It is

Know Thyself

GIVING PEOPLE THE FREEDOM TO BE WHO THEY ARE

1 Samuel 16:7- For the Lord sees not as man sees: man looks on the outward appearance, but the Lord looks on the heart.”

We encourage everyone to be open and fear not judgement for being who they want to be. Because God loves all of his children. But in order for us to help you. You must be honest with yourself. Just as the scripture says. We look on the outside but the Lord can look on the heart. And who knows the heart better than you? When you are making financial decisions, those who are helping you needs to know your heart. In today’s society it is a little scary to expose yourself. We tend to put up this image of who we want people to see us as, as opposed to who we truly are out of fear of judgment. Because if they critique the image, our egos are protected because we feel that was not us in the first place. That is why we give people the freedom to be who they are. And this guiding principle is important because the moment our clients are not who they truly are, all of the other numbers go out of the window. If you tell me you save $400/month and I calculate that based on that total, you save $3600/year and a percentage of it can go into your contribution into your Individual Retirement Account for some tax deduction to your adjusted gross income…guess what?

Are you married or dating someone special but y'all just don't agree on money? Sometimes it feels that how they spend, save, and view money, that you two are from two different planets? Well don't worry...we have an event called Wealth Languages which I'm going to have as an open discussion event. We will go over the different types of Wealth Languages and answer some questions couples and those looking for their mate, might want to consider.

One of the major causes of divorce is money. We love our significant others. But sometimes when it comes to money, it feels as if we are talking to a stranger. Join us as we learn to break down these language barriers and learn the 4 Wealth Languages so you can have a happy relationship.

A study conducted by The Williams Group, surveyed over 3,000 wealthy families and concluded that 70% of those families lost their wealth by the end of the second generation. By the third generation, an incredible 90% of wealth had been lost. While those statistics are sobering, they don’t provide much context as to why this is happening. To answer that question, a follow-up study was conducted and the results were staggering. Less than 5% of the wealth loss across generations was due to poor investment, legal, or tax advice. In contrast, 95% of wealth loss was rooted in a breakdown of family communication and trust.

This will give you, a base on which you will be able to open up a conversation with your spouse and children about how you manage the blessings that God has put into your life. We will discuss opening the lines of communication with your heirs, discussing your wealth language with your spouse, and how to use discernment when expressing yourself.

Looking for a Christian Financial Advisor? Schedule a no obligation free consultation: www.abrwealthmanagement.com/consultation

Join our mailing list to receive more Christian Resources:

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Subscribe on your favorite platforms:

Apple Podcast:

https://podcasts.apple.com/us/podcast/financial-advisors-say-the-darndest-things/id1546970147

Spotify:

https://open.spotify.com/show/0nkiUkwoJalvgFhZnsIbkk

Google Podcast:

https://podcasts.google.com/search/financial%20advisors%20say

• How do you make financial decisions
• What changes do you see occurring in the next 5, 10, 15 years?
• Putting finances to the side, what is the one thing you want to accomplish in your life going forward?

These are just 3 of the 5 questions we review in helping you decide on which advisor is right for you. It's a hard choice, but you don't have to go into a meeting unequipped. Have a seat, sip some tea, and be prepared, to be prepared.

Looking for a Christian Financial Advisor? Schedule a no obligation free consultation: www.abrwealthmanagement.com/consultation

Join our mailing list to receive more Christian Resources:

http://eepurl.com/hnxGcD

Subscribe on your favorite platforms:

Apple Podcast:

https://podcasts.apple.com/us/podcast/financial-advisors-say-the-darndest-things/id1546970147

Spotify:

https://open.spotify.com/show/0nkiUkwoJalvgFhZnsIbkk

Google Podcast:

https://podcasts.google.com/search/financial%20advisors%20say

In this episode, A.B. Ridgeway talks about the honeymoon period. The time after the relationship is built. It takes time to learn a person. Don't make your first impression, the only impression. He teaches you to continue courting your advisor and figuring out if it is a good fit or not.

Looking for a Christian Financial Advisor? Schedule a no obligation free consultation: www.abrwealthmanagement.com/consultation

Join our mailing list to receive more Christian Resources:

http://eepurl.com/hnxGcD

Subscribe on your favorite platforms:

Apple Podcast:

https://podcasts.apple.com/us/podcast/financial-advisors-say-the-darndest-things/id1546970147

Spotify:

https://open.spotify.com/show/0nkiUkwoJalvgFhZnsIbkk

Google Podcast:

https://podcasts.google.com/search/financial%20advisors%20say