Financial Audit

Financial Audit

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  • Typical duration

    100 min

    per episode

  • If it hooks

    48%

    finish an episode

Based on Podcast App listening data

Financial Audit episodes

  • She Can't Stop Going Into Credit Card Debt

    Check out these fun things:

    Patreon: ⁠https://www.patreon.com/calebhammer⁠ 

    My socials: ⁠https://linktr.ee/calebhammer⁠ 

    Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]

    Sponsorship and business inquiries: [email protected] 

    _______________________ 

    Timestamps:

    00:00 YOU MAKE NO MONEY!
    05:00 Going into debt to have fun...
    06:41 Taking from her savings to survive
    08:04 DO YOU EVEN KNOW ANYTHING?!
    11:45 Spending everything on BS!!
    14:00 YOU ARE LYING!
    16:14 Credit card debts...
    21:09 Car debt...
    25:20 CLEAN THIS MESS UP
    25:55 Time to cut up the credit cards...
    29:15 Get on the right track!
    34:04 You need to make more money...
    44:49 Hammer Financial Score

    43 min
  • 25-Year-Old Has Over 20% Interest Car Debt

    Check out these fun things:

    Patreon: ⁠https://www.patreon.com/calebhammer⁠ 

    My socials: ⁠https://linktr.ee/calebhammer⁠ 

    Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]

    Sponsorship and business inquiries: [email protected] 

    _______________________ 

    Timestamps:

    00:00 In-between jobs
    02:27 Taking a major pay cut???
    04:50 Cosigning on terrible debts!!!
    07:00 Horrible at managing his money...
    08:44 FINANCING EVERY PURCHASE IN HIS LIFE
    11:26 Couse Careers
    12:43 This is so freaking bad!!!!!!
    17:06 Credit card debts...
    20:50 HORRIBLE CAR DEBT
    26:20 This might be impossible to get out of...
    29:14 YOU NEED TO GET RID OF THIS CAR
    35:26 Clean up this mess!!
    43:33 Hammer Financial Score

    45 min
  • 25-Year-Old Spends Everything On BS

    Check out these fun things:

    Patreon: ⁠https://www.patreon.com/calebhammer⁠ 

    My socials: ⁠https://linktr.ee/calebhammer⁠ 

    Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]

    Sponsorship and business inquiries: [email protected] 

    _______________________ 

    Timestamps:

    00:00 Has any progress been made?
    01:27 Job and income
    03:00 Getting rid of crazy personal loan for a car
    04:10 Looking down on lower-wage work?
    05:53 Checking nd savings accounts
    09:25 Spending A LOT of money!
    13:20 Expensive rent...
    14:10 Spending spending spending
    15:18 Falling behind on retirement p1
    17:10 Layoffs again?
    18:24 You can cut back a lot...
    19:20 Falling behind on retirement p2
    24:40 How to get start catching up!
    29:05 Hammer Financial Score

    30 min
  • 33-Year-Old With More Debt Than Anyone Should Ever Have

    Check out these fun things:

    Patreon: ⁠https://www.patreon.com/calebhammer⁠ 

    My socials: ⁠https://linktr.ee/calebhammer⁠ 

    Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]

    Sponsorship and business inquiries: [email protected] 

    _______________________ 

    Timestamps:

    00:00 Job and income
    01:32 Finances are a mess
    03:10 SPENDING EVERYTHING SHE MAKES!!!!
    06:10 Spending it all on gem games!!!!!!
    08:32 This is incredibly ridiculous...
    09:28 Absolutely no savings...
    11:02 401k
    13:30 INSANE credit card debt!!!!
    23:55 $75,000 in student loan debt!!!
    27:30 Kind of stupid to get a mortgage in your situation...
    28:50 She needs a new car...
    29:50 YOU SPEND 5/3 OF YOUR INCOME!!!!!!!!!
    33:00 You need to grow up...
    36:00 CLEAN UP THIS MESS
    38:40 You need to bring in more money!!!
    45:10 You are so far behind in life...
    49:09 Hammer Financial Score

    50 min
  • 24-Year-Old Is Drowning In Terrible Decisions
    Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected]  _______________________  Timestamps: 00:00 Job, income, and rent 01:45 EXPENSIVE public transportation 02:46 She has a spending addiction! 04:10 Spending EVERYTHING on Uber Eats!! 06:05 This is STUPID spending!!!!!!!!! 08:30 This is so unhealthy... 11:00 YOU NEED A WAKE-UP CALL 12:10 Taking out payday loans... 13:50 You need serious help 14:30 Credit score 14:50 Missing her credit card payments!!! 20:50 Student loans 22:15 STOPPED PAYING ON HER DEBT!!! 26:45 THIS IS INSANE 29:51 Time to clean up this MESS 32:25 Owing her mom THOUSANDS of dollars!!! 34:32 This is going to be so hard... 37:59 You need serious help 41:01 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    48 min
  • 29-Year-Old Owes Her Mom Thousands Of Dollars

    Check out these fun things:

    Patreon: ⁠https://www.patreon.com/calebhammer⁠ 

    My socials: ⁠https://linktr.ee/calebhammer⁠ 

    Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]

    Sponsorship and business inquiries: [email protected] 

    _______________________ 

    Timestamps:

    00:00 Lots of jobs
    01:40 Saving money aside for taxes???
    02:56 How do you think your finances are?
    03:34 Lots in, lots out...
    04:20 Predatory private college...
    06:00 Buying a home with her FRIENDS?!?!?
    10:30 Credit cards
    13:43 Financing through Affirm
    14:40 Ubering for all transportation
    15:48 NO SAVINGS!!!!!!!!!!!!!!
    17:14 You need to save money!!!
    18:39 It's called SACRIFICE
    19:59 You need to pay your mom back...
    21:00 Is there anything invested??
    22:00 Risky single stocks
    24:30 You're far behind...
    28:15 Hammer Financial Score

    29 min
  • 24-Year-Old Is Throwing Away His Entire Future
    Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected]  _______________________  Timestamps: 00:00 His "business" 02:30 Owning just a tiny % 03:50 Are you even making money?!?! 05:10 Does this business make money? 07:30 How are you even surviving?! 08:36 Betting everything on his business 10:10 Is there a plan?? 11:10 Throwing away your retirement!!! p1 13:07 Don't compare yourself to others!!!! 14:22 Throwing away your retirement!!! p2 15:30 What are you guys even doing?! 19:37 YOU HAVE NO MONEY!!!!!!!!!!!!!! 23:05 STUPID CREDIT CARD DEBT 25:50 YOU CANNOT AFFORD FOOD!!!!! 27:14 Credit score 27:45 On a MORTAGE with your FAMILY?! 31:00 His car is ruined and needs a new one... 32:10 It's time to SACRIFICE!! 36:00 The ignorance of personal finances 39:13 Clean this up... 43:03 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    50 min
  • 46-Year-Old Takes From Charities To Survive

    Check out these fun things:

    Patreon: ⁠https://www.patreon.com/calebhammer⁠ 

    My socials: ⁠https://linktr.ee/calebhammer⁠ 

    Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]

    Sponsorship and business inquiries: [email protected] 

    _______________________ 

    Timestamps:

    00:00 No job, no income
    02:10 Cell service cut off
    02:50 Living with 15 other dudes!!
    04:50 CourseCareers
    06:00 He can't survive with no money...
    06:47 Taking from charities and churches to survive.
    07:45 WHY DO YOU NOT WORK!!!???!!!???
    14:30 Want to work in comedy.... or algae fuels?
    14:55 You will never be able to retire...
    15:40 It's going to be hard to do what you "want"
    16:50 How could you bring VALUE?
    19:27 Again, WHY ARE YOU NOT WORKING?!?!?!
    22:00 Do you have GOALS?!
    23:00 This is going to be INCREDIBLY hard...
    27:20 Time to clean up this mess...
    29:00 98 cents to his name
    31:30 It's time to WORK!!!
    36:55 Are you actually going to turn your life around?
    39:28 Hammer Financial Score

    41 min
  • 27-Year-Old With More Debt Than Anyone Should Ever Have

    Check out these fun things:

    Patreon: ⁠https://www.patreon.com/calebhammer⁠ 

    My socials: ⁠https://linktr.ee/calebhammer⁠ 

    Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]

    Sponsorship and business inquiries: [email protected] 

    _______________________ 

    Timestamps:

    00:00 Spiritual coach and income
    01:27 Drowning in credit card debt!
    02:33 Do you even know how much you make???
    03:35 Why are you even in debt?!
    05:00 Checking account mess
    08:20 Draining savings to survive...
    11:10 About to enter a TAXPOCALYPSE
    15:40 Terrible with her money!
    17:13 Should you even be coaching people?!
    18:55 INSANE CREDIT CARD DEBT
    28:12 IT'S TIME TO STOP!!!!!
    30:50 Thousand in interest LOST
    31:52 Credit score...
    33:15 Disgusting car DEBT
    37:45 It's time to get on a budget now!!!
    42:10 Time to clean up your mess...
    47:10 this is going to take a LONG time
    49:20 There is a bright end to the tunnel!
    50:50 What are you actually going to do?...
    52:55 IT'S TIME TO GROW UP
    59:33 Hammer Financial Score

    1 hr 1 min

About Financial Audit

From the publisher's feed

Personal finance nerd at heart! Making content to entertain and educate. Want to be on the show? Email us at [email protected] Sponsorship and business inquiries: [email protected]

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