Financial Conversation Podcast

In this episode we are talking about strategies to save time and money. Because let's face it, time is money and we could all use some more of both! So lets start putting more dollars in the bank with less time on the clock.

In this episode we discuss:

• 1:15 – Is the phrase "Your Time is Your Money" really true?
• 8:50 – How to be more efficient with your time
• 18:15 – How to stay ahead of deadlines
• 23:30 – Benefits of tracking your time
• 35:30 – Staying sane with a busy schedule

Related links to check out:

• How to Budget Your Time Like You Budget Your Money
• The 4 hour Work Week

Enjoy!

In this episode, we are talking about groceries and dining out, and pros and cons of both. We are also discussing money saving tips for both options. So stock your shelves, and stow your wallets, because we are feeding you the facts.

In this episode we discuss:

• 1:45 – What does your grocery budget look like?
• 3:10 – Do you track what you spend dining out?
• 10:35 – Balancing dining out and grocery spending
• 18:15 – Eating healthy and how it affects your budget
• 24:50 – Tips to save while dining out
• 44:50 – Are coupons worth it?
• 49:10 – Thoughts on budget changes and life changes

Related links to check out:

• Swagbucks
• Groupon
• Zaycon
• Card Pool
• Gift Card Granny

Enjoy!

In this episode, we did things a little differently. We decided to tackle some of the most popular personal finance questions from Quora.

These are things you might have always wanted to know about money but were a little afraid to ask. #nojudgement

In future episodes of Things You Always Wanted to Know About Money, we'd love to tackle questions from our readers, so be sure to send us questions if you want us to answer them.

In this episode we discuss:

• 2:00 – What is the best way to start investing in your early 20's?
• 6:00 – Why is buying a house a good investment?
• 8:15 – What do finance experts thing about buying vs. renting a house?
• 10:30 – What are the best ways to invest money?
• 17:20 – Will closing old credit cards and setting up a new one hurt my credit score?
• 24:30 – Can you withdraw money from a credit card?

Related links to check out:

• Ep.10 – Real Estate: Should You Rent or Buy?
• Afford Anything - Renting is Throwing Money Away … Right?
• AnnualCreditReport.com

Enjoy!

On this week's episode of the Financial Conversation Podcast, the girls chat about how they've dealt with haters when it comes to their financial choices, and the strategies you can use to deal with those who aren't supportive.

Hopefully it's no secret, but everyone has haters, and there's a proper way to deal with them.

When you're on your financial journey whether it's paying off debt, living frugally, or starting a side business to increase your income, haters and their negativity can really throw you off. Let's find out if you hustle as hard as you hate!

In this episode we discuss:

• 1:20 – We all have haters
• 2:05 – Different types of haters
• 7:50 – Dealing with a negative Nancy
• 10:20 – Dealing with actual haters
• 13:45 – Exploring our Financial Journeys
• 16:50 – The accountability buddy system
• 22:15 – Accountability Partners

Enjoy!

In this week's episode, we tackled a topic that we are all very passionate about because in a round about way, it brought us all together in the world of personal finance: debt!

We also have a special guest joining us to talk about how she paid off her debt last year: Kara, from the blog From Frugal to Free!

Find out different strategies you can use to pay off your debt and live a debt free life by listening to the episode below.

In this episode we discuss:

• 2:45 – Kara's story: Crying in Cars
• 5:15 – Kara's Debt approach
• 7:20 – Erin's Debt approach
• 9:00 – Chonce's Debt approach
• 11:00 –Kayla's Debt approach
• 18:45 – Budget hacks to avoid burnout
• 27:15 – Tips to stay motivated
• 45:45 – What we think debt freedom will look like, and the reality Kara experienced

Enjoy!

In this week's episode of Financial Conversation, the girls chat about their past (and current) shopping addictions, and how they've overcome them.

We discussed tips and strategies to avoid or cure yourself of your shopping addictions. We also talked about the difference between a shopping addiction and a shopping habit.

In this episode we discuss:

• 1:15 – Shopping addictions versus shopping habits
• 6:10 – Have you had a shopping habit?
• 14:00 – Specific tips to cure shopping habits
• 27:45 – Chonce's Club Story (Wherein we learn that females going to clubs must wear heels)
• 37:00 – Replacing one addiction with another one

Enjoy!

The topic in this episode of the Financial Conversation Podcast is one that you might consider a little controversial.

We discussed millennials and money, including many of the stereotypes and negative connotations associated with the term "millennials," and whether or not we even identify as one.

In this episode we discuss:

1:15 – What are millennials? The official definition of millennials.8:50 – Do you think you fall into any of the common stereotypes for millennials?21:30 – Resources to learn new skills without spending a fortune23:35 – Are millennials the "app generation"?30:30 – How can millennials avoid living up to negative stereotypes?

Enjoy!

In this episode we discussed something that all of us have had to deal with at one time or another in our online businesses - burnout.

Business burnout is a serious problem when you are a business owner, especially if you are a solopreneur, or if you are working your business as a side hustle alongside a full-time career and other life responsibilities.

Here are some tips on how to recognize business burnout and how you can deal with it when you inevitably experience it in your business.

In this episode we discuss:

1:50 – Business burnout stories and recognizing business burnout6:10 – Tips for dealing with business burnout22:35 – Setting boundaries with clients33:10 – Handling sickness as a business owner40:40 – Balancing personal needs and business needs52:15 – How to cut a client

Enjoy!

The only bad thing about Spring making a re-appearance is that we are more tempted to spend money on certain aspects of our budgets as the weather warms up.

This seems like an issue that a lot of people have, so we thought we’d share some of our struggles and tips with you so you can hopefully keep your spring spending temptations to a minimum.

In this episode we discuss:

• 1:50 – What are our spring temptations
• 6:15 – Kristi talks about gardening
• 11:10 – Frugal Easter
• 13:00 – Memorial Day cookouts
• 16:00 – Spending areas to avoid
• 18:30 – Thermostat hacks
• 20:50 – Saving money in the spring

Enjoy!

In this episode we will be talking about one of our favorite topics - travel!

You may be wondering why we are talking about travel on our podcast about money since travel tends to be a pretty expensive interest for some people. Luckily, we’ve got some tips we’ve picked up about how to save money on travel.

In this episode we discuss:

• 2:00 – Travel stories
• 7:10 – Favorite travel destinations
• 9:45 – Why do people think travel is so expensive
• 14:15 – Traveling while in debt
• 15:00 – You can't put your life on hold
• 20:45 – Unless you can enjoy all the experiences on a trip, save until you can
• 24:45 – Saving on places to stay
• 27:15 – Don't get trapped in the tourist district
• 37:00 – Worst travel mistakes we've made
• 40:45 – Airlines to avoid

Enjoy!