Financial Finesse

Cathy interviews Joy Lere, Psy.D., a licensed clinical psychologist and behavioral finance consultant with a practice in Napa, California, about the parallels between our psychology and money habits. 

In this episode, Cathy and Joy touch on:

How setting clear boundaries for ourselves and living our lives authentically can actually improve our financial outcomes.

Why spending our time and money in line with our personal values makes us happier and more fulfilled.

And the psychological reason budgeting is so hard for so many people. 

Enjoy!

For more information and resources related to this episode, please visit the show notes.

Cathy Curtis interviews long-term care insurance and planning specialist Liz Eshleman about the benefits and drawbacks of long-term care insurance, who should consider it, and why it's an important financial planning topic for women in particular.

Episode Highlights:
[04:00] Who is long-term care insurance for?
[07:38] The impact the coronavirus pandemic has had on long-term care planning for those who have tested positive.
[08:58] The surprising issues that may make you ineligible for long-term care insurance.
[14:50] Types of long-term care insurance products on the market today.
[20:12] What triggers an insurance claim?
[26:00] Additional benefits of long-term care insurance.
[40:38] Potential drawbacks of long-term care insurance and why it's a retirement planning risk for women.

For episode notes and links mentioned in this discussion, visit: https://curtisfinancialplanning.com/2021/02/08/long-term-care-insurance-for-women/

For more information and resources related to this episode, please visit the show notes.

Cathy discusses why it's so important for single women to have an estate plan, which documents make the most sense given your financial circumstances, and who to consider asking to execute your wishes in the event of incapacity or death.

For show notes and important links, visit: https://curtisfinancialplanning.com/2020/12/01/s2-e3-estate-planning-must-haves-for-single-women/

For more information and resources related to this episode, please visit the show notes.

Uncertainty and volatility typically go hand-in-hand when it comes to the stock market. In this episode, Cathy explains why investing in stocks is so important despite the inevitable periods of volatility, and how having an investment plan and sticking to it can save you from unnecessary, permanent loss of capital or running out of money in retirement.

For show notes and important links, visit: https://curtisfinancialplanning.com/2020/11/10/s2-e2-sticking-to-your-investment-plan-in-times-of-uncertainty/

Any performance figures mentioned in this episode are historical and for illustrative purposes only. Please remember that past performance does not guarantee future results. 

For more information and resources related to this episode, please visit the show notes.

In this short but insightful episode, Cathy kicks off Season 2 of the Financial Finesse podcast by discussing the potential outcomes of the upcoming presidential election and the impact they may have on the stock market and your investments. This is the first episode of Season 2: What Keeps You Up At Night? Stay tuned all season as Cathy tackles the financial planning issues that tend to cause us the most anxiety.

For show notes and important links, visit: https://curtisfinancialplanning.com/2020/10/20/s2-e1-will-the-upcoming-presidential-election-impact-your-investments/

For more information and resources related to this episode, please visit the show notes.

Cathy talks to three women who own boutique retail businesses in the Rock Ridge neighborhood of Oakland, CA:

• Joyce Gardner, Owner of Fit Clothing Boutique
• Johnelle Mancha, Owner of Mignonne Decor
• Andrea Serrahn, Owner of Serrahna Boutique

They share their experiences operating local retail businesses in the midst of a pandemic, and how they’re tapping into their creativity to find new ways to serve their customers and generate revenue. Whether you’re a business owner yourself or looking for ways to support your local businesses, you’ll find their tenacity and commitment to their community and customers inspiring. For show notes and important links, visit: https://curtisfinancialplanning.com/2020/08/26/episode-7-the-challenge-of-running-a-small-retail-business-during-covid/

For more information and resources related to this episode, please visit the show notes.

Do you still feel vulnerable and unsure of yourself when posting to social media? Is imposter syndrome keeping you from even getting started? If so, you're going to love this episode's guest, Courtney McQuade (@CourtMcQuade), who shares her expert advice with Cathy for overcoming the limiting beliefs so many of us have around social media and developing a successful and authentic social media strategy. For show notes and important links, visit: https://curtisfinancialplanning.com/2020/08/17/episode-6-social-media-therapy-overcoming-the-awkward-and-vulnerable-feelings-that-can-come-with-posting/

For more information and resources related to this episode, please visit the show notes.

Cathy welcomes the brilliant ladies of her Financial Advisor Mastermind Group: Maura Griffon of Blue Spark Financial, Beverly Cox of B. Cox Planning, Stephanie Bruno of Sea To Peak Financial Advisors, and Tanya Nichols of Align Financial. The women share their client success stories, giving you a deeper understanding of how exceptional financial advisors help their clients while also demonstrating how participating in a peer-to-peer mentoring group elevates the level of service they provide. For show notes and important links, visit: https://curtisfinancialplanning.com/2020/08/04/episode-5-what-advisors-do-for-their-clients/

For more information and resources related to this episode, please visit the show notes.

Cathy reconnects with four of her former personal finance students from Mills College. Tune in as Joy, Tori, Rebecca and Reshonda share their experiences and lessons learned navigating their financial lives as four independent women of color. At the end of the episode, they shift the focus of the conversation to the Black Lives Matter movement and the ladies' hopes for what it means for all minorities and people of color going forward. For show notes, visit: https://curtisfinancialplanning.com/2020/07/20/episode-4-young-women-money-and-black-lives-matter/

For more information and resources related to this episode, please visit the show notes.

Cathy interviews expert guest Haleh Modasser, Sr. Vice President at Stearns Financial in Chapel Hill, North Carolina. Haleh is the author of Women on Top: Women, Wealth & Social Change, which makes a case for women to leverage their wealth to propel the changes we want to see in the world while also benefiting financially. The vehicle: ESG (Environmental, Social & Governance) Investing. Haleh claims that this is the real Women’s Empowerment Movement and offers compelling reasons for both advisors and women to adopt this investment strategy. For show notes and important links, visit: https://curtisfinancialplanning.com/2020/07/06/episode-3-women-wealth-and-social-change/

For more information and resources related to this episode, please visit the show notes.