Today, Philip Board and Jon Gay cover estate planning.

• Who should worry about estate planning?
• Why do you need estate planning?
• How do I get a trust?
• What are the types of trusts out there?
• Revocable Living Trust vs Irrevocable?
• What do trusts do?
• What is probate? How can I avoid it?
• How much do trusts cost?
• What happens if I die without a trust?

Ultimately, estate planning isn't about you - it's for the ones you care about. You want to make sure that they are in the best position possible - both financially and emotionally.

Resources:
1 on 1 Financial Website: https://www.1on1financial.com/
Email 1 on 1 Financial: [email protected]
Call 1 on 1 Financial at 909-981-1720

1 on 1 Financial Facebook page: https://www.facebook.com/1on1f/

With all the market volatility we've seen in 2020, we thought today would be a good day to look at financial planning overall.

• What is financial planning?
• Why is it beneficial?
• What are the different areas of financial planning?

1 on 1 recently hired a paraplanner to assist clients with creating financial plans, utilizing the most modern technology to keep them continuously updated.

Resources:
1 on 1 Financial Website: https://www.1on1financial.com/
Email 1 on 1 Financial: [email protected]
Call 1 on 1 Financial at 909-981-1720

1 on 1 Financial Facebook page: https://www.facebook.com/1on1f/

With so much heavy news around us in the age of Coronavirus, today, Philip Board and Jon Gay just had a casual conversation about what their day-to-day is looking like.  We also talk about how the world is changing, and what things may look like post-quarantine.

Philip talks about biking (virtually and in real world) and Zoom Happy Hours - Jon talks about a Zoom Bar Mitzvah and getting a dog.

Finally, we touch on a separately managed account  that 1 on 1 Financial  has been working on - trying to target companies that have a bright future in our changing world.

Today, Phillip Board from 1 on 1 Financial joins Jon Gay to break down the just-passed Coronavirus Aid, Relief, and Economic Securities (CARES) Act, including:

2020 Recovery Payments

Increased Unemployment Assistance

Tax Filing Deadline Delays

Retirement Account Changes

Enhanced Benefits for Charitable Gifts

Advantages for Student Loan Borrowers and Small Business Owners

Finally, Phillip takes a look ahead to what life may look like, post-quarantine.

Resources:
1 on 1 Financial Website
Email 1 on 1 Financial
Call 1 on 1 Financial at 909-981-1720

Everyone is talking about the coronavirus, or COVID-19, and the effect it's  having on our daily lives. But what happens when it's gone?  How will our daily lives - both work and personal - be forever changed?  Might some good come from this global catastrophe?  Philip Board and Jon Gay take a closer look.

Today, we take a look at the differences between traditional IRA's and Roth IRA accounts, exploring the positives and negatives of each.  We also cover:

• Tax Implications
• Roth 401Ks
• The "5 Year Rule"
• Contribution Limits

Resources:
1 on 1 Financial Website
Email 1 on 1 Financial
Call 1 on 1 Financial at 909-981-1720

Opportunity Zones are areas that are designated by mayors and other governmental agencies. From Boston's former "Combat Zone" to the area once known as "Skid Row" in Los Angeles, there are often vast tax incentives that come with investing in these under-performing areas. As a result, investing in Opportunity Zones can be a great way to build your portfolio.  Phillip Board explains in today's episode.

Resources:
1 on 1 Financial Website
Email 1 on 1 Financial
Call 1 on 1 Financial at 909-981-1720