Financial Fluency: How Women Thrive Outside of the 9 to 5

Today on Financial Fluency, I am pleased to have Rachel Feldman on the show.  Rachel is works with lifestyle business coaches both online and brick and mortar in order to help them grow the business of their dreams, from the ground up, using free tools, and with little money.

In her prior life, Rachel was in Commercial Real Estate, a profession she loved.  When she began to have personal health issues, and realized that the health industry focuses on the one-cure-fits-all attitude, Rachel knew that one day she would be helping people in the health and lifestyle fields.   

Things took a turn for her when her family lost everything due to the crash in the stock market,  and she had a decision to make.  Go back to Commercial Real Estate, or find her passion and create something new.  Without any experience, she started building her health coach business with a website and videos, and because she was afraid to speak in public, YouTube.  Little did she know, she was building her online presence, and people were finding her via her online videos.  

She goes on to explain how to create your niche, by sharing your message, what problem are your solving, and how to express it in a way that others can relate to it, by sharing your story.

About a year ago, Rachel made the switch from being a health coach, to being a business launch coach.

For a successful sales funnel, here is Rachel’s list of must haves:

• Having 5-15 entry points, such as challenges, opt-in freebie, an audio, checklists,  giveaways, raffles etc. to diversify your message and delivery to appeal to as many people as possible.

Rachel Shares Her Message Here:

“You can build a leakfree sales funnel from your business, we can all be doers, but you do have to believe in what you are doing because people buy a journey, people buy you, and they buy your service.”

You can reach Rachel on her websites at www.rachelafeldman.com and www.healthcoachbiz.rachelswellness.com, on Facebook , on Twitter at @rachelafeldman, on Instagram, and on YouTube.  

Resources:

Rachel’s  “Done for You” Program:  http://yourhealthcoachbiz.com/

Fancy Hands:  https://www.fancyhands.com/

Hire My Mom:  https://www.hiremymom.com/

Rachel Feldman is a wellness momma and business launch coach. After only earning 13K her first year in coaching, she knew she needed to learn how to create a sustainable business built with a solid sales funnel. Rachel went from making 13K to 72K by year 2 1/2 and then broke six figures in her third year of business. Rachel helps her clients to build profitable and sustainable businesses so they can build successful businesses online and offline.

She works with coaches in her private practice and is the creator of the Done For You Programs for Health Coaches. She created these programs for coaches so they could spend less time creating and more time marketing their business and brand. She knows the importance of saving time being a Mom and a CEO.

Today on Financial Fluency, I am pleased to have Yasemin Inal on the show.  Yasemin is a Certified High Performance Coach, the Founder of Amplify Your Dreams, Biz Strategist and International Speaker.

For Yasemin, High Performance means becoming your best version, becoming the person you were destined to become. In the Certified High Performance Coaching  world, the definition is  reaching and maintaining higher levels of clarity, energy, courage, productivity and influence - the five main pillars.  But life happens, and Yasemin emphasizes that it is not necessary to maintain high levels in the five pillars all the time, but instead do your best at your own pace, and take the steady road towards your goals.

Becoming a Certified Higher Performance Coach is a process that involves much more than an online course.  It is a comprehensive training that has taken several decades to develop and perfect.  Yasemin’s program is a 12 week program that she delivers over a period of 6 months -  1 week of heavy coaching alternating with a check-in week.  Her clients have full access to her during the six months.  Together, they go through the main five pillars and then go into the mastery of these areas.  She also encourages them to learn to self coach, both for themselves, and for others. Since high performance is intricately tied to mindset, there is a great deal of emphasis on this as well.    

Yasemin offers coaching 1:1 and in her group coaching program The high Performing Entrepreneur Mastermind.  

Yasemin is hosting a live event, Amplify Your Life, Your Business, Your Impact on April 20-21, 2017 in San Diego, California.  This is the first destination in a tour, with future dates planned.  While the event is mainly for entrepreneurs and visionaries, is also for anyone who is into personal growth.  She will be the main trainer, and also has an awesome line up of speakers.  

Those who sign up before March 27th can benefit from the early bird special which is $100 off General Admission.  There are also a limited number of VIP tickets with some great benefits,  which are sure to sell out quickly!  

You can reach Yasemin via Instagram at @yasemin.amplify, on Facebook at https://www.facebook.com/borntomakeadifference/posts/1070957299604418, on Twitter at @amploifytothrive and on her website:  www.YaseminInal.com

Resources:

Amplify Your Life, Your Business, Your Impact Live Event:  http://amplifyyourdreams.com/amplifytour/

The Thriving Entrepreneur Podcast:  https://itunes.apple.com/ca/podcast/the-thriving-entrepreneur/id1108274479?mt=2

You can find out more about Yasemin’s Group Coaching Program The high Performing Entrepreneur Mastermind on her facebook page at https://www.facebook.com/borntomakeadifference/posts/1070957299604418

Today on Financial Fluency I am pleased to have Heather DeSantis on the show. Heather does Public Relations for small and mid-size companies, in particular entrepreneurs that would like to be internationally known for their cause and mission.  

Heather is currently working on a variety of different PR projects including several big media tours for clients.  As well, in honor of Random Acts of Kindness Week, she has created a media campaign contest to drive awareness for a group called In between Girls, which raises awareness for Tween Girls and will allow its founder to share her message nationally and locally in a big way during a period of two weeks.

She also is attending two of the largest media conferences in order to meet some people in the media to best serve her clients.  

Having a great passion for working with people who have a great purpose, Heather is growing a Facebook group called Publicity with Purpose.  This group will be posting free media leads.  Members of the group can comment on the lead links that they feel might be a good fit for them, and Heather and her team will give them free publicity.  

Her start in PR began when she worked at an advertising agency for three years.  There she was involved in media promotions for food brands, NFL networks and Yahoo sports.   She left in June 2015 with full intentions of becoming an entrepreneur.  She began her business in earnest in April 2016.  While there has been great ease in her first year in terms of referrals and growth, there have also been challenges specifically in learning what works for her, controlling her spending, not doing what everyone else is doing just because and so on.  

Her model focuses on discovering her client’s key message, who is their ideal consumer, buyer and follower, and find out the most direct way to serve that person.  With the online market being oversaturated, Heather brings her clients together with people who really resonate with their message and need them in person.  She also gets her clients’ calendars booked with interviews, and writes their content as well.

Heather offers a number of packages that are tailored to where her clients are starting from and where they want to go.  You can reach out to Heather via her website at  www.desantispr.com on Twitter at @HeatherDeSantis, on Facebook at https://www.facebook.com/DeSantisPR and on IG: prgirlboss.

Heather Shares her Message Here:  

Purpose Before Profit -- If you focus on your MISSION and your WHY, your story and product will improve the lives of others. Then the profit will come!

Resources:

In Between Girls Organization:  http://inbetweengirls.org/

Heather has been in the Public Relations Industry for 5+ years and has worked with nationally known experts in the fields of Finances, Taxes, Entrepreneurship, Personal Productivity, Self Love, Positively Impacting Teen Girls, Executive Coaching, Leadership Development, Strategic Planning, Alzheimer's and Aging, Sex Trafficking, Women In Tech, Christianity, Medical Devices, Mompreneurs, Food, Charities amongst many other topics.

Since beginning her own business in March of 2016 she has worked with over 1,500 media members and has learned how to authentically connect with them.

All experts now have a strong following AND have already been featured in outlets such as The Huffington Post, US News & World Report, The Washington Post, CBS, FOX and ABC and have more than 100+ opportunities that will come to fruition in the next 2 months.

Today on Financial Fluency I am excited to have Carolien Mertens on the show.  Carolien is a live event planner based in Brussels who has has an extensive background in conference planning and has an ever expanding network of contacts around the world.  She plans everything from large group events, right down to smaller retreats with groups of 10-12 participants.

Carolien also hosts an Introduction to the Online World event  for local entrepreneurs so she has been on both sides of event planning.

When planning an event for someone, Carolien offers a variety of services, according to the needs of her client. Her fees are based on either a per person flat rate for the management of the event, with a per person fee added on for additional services.  

When starting to plan an event, Carolien interviews her client, going over everything from the vision they have, who the participants are, what the agenda is, and the desired outcome.  Location, and budget are major components of the planning, as well as timelines and suppliers needed to bring everything together. 

Carolien shares how entrepreneurs often have great outcomes when they host low cost events, and upsell to a more expensive product, such as 1:1 coaching sessions.  If profit from the event itself is the goal, she suggests having regular tickets that cover the cost of the event, as well as premium tickets where the profit is made.   

There are many benefits that come out of hosting live events.  For the participants, and host alike, a deeper connection is obtained from face to face contact.  Live events also provide an amazing venue for learning a new skill, without interruptions.  And for participants, connecting in person with an influencer is a huge honor, and often life-changing.     

You can connect with Carolien on her website at www.carolienmertens.com , on Facebook at , and on LinkedIn at https://be.linkedin.com/in/carolienmertens  

Resources:

Carolien’s free actionable guide, The Starter Guide to Planning Your Event, is available for download HERE.  

About Carolien:

Carolien Mertens is a live event planner who helps entrepreneurs create their dream one-day live event, multi-day conference, or premium mastermind retreat.

Carolien has planned over 100 events for Fortune 500 companies like World Bank, the World Health Organisation, and several European Governments and Ministerial Cabinets -- serving over 10,000 participants.

She works with entrepreneurs in Europe as well as worldwide to bring their event vision to life -- taking care of every last detail, negotiating on the best prices, and creating an incredible participant experience.

Today on Financial Fluency I am excited to have Regina Huber on the show.  Regina is the founder of Transform Your Performance.  

Regina hosted a talk entitled Choreograph Your Success, in which she shares her passion for dance.  For Regina, dance enhances confidence and presence, and also the relationship between leader and follower. In her system, Transform Your Performance, she speak of an empowering mindset, a body conscious presence, distinctive uniqueness and effective action.  When you have all of these, you can be an effective leader, both in dance, and in business.  

A very large part of her teaching and coaching involves helping women be visible, and empowers them to be able to speak up and contribute, by exploring all facets including positioning, energy levels and .  She also delves into the subconscious mind, where 95%+ of our behaviour comes from.

Regina has a book called  Speak up, Stand up and Shine which contains 26 tools that help anyone show up with more power.   

Regina shares her life experience which has taken her from her native small town in Germany, to Spain, Portugal, Argentina, and Brazil, and now speaks 5 languages (5 ½ if she is in Italy!  :-)).  Throughout all of these moves, dance was always an important part of her work.  

She shares stories of the bureaucracy surrounding having a business abroad, and the challenges she faced. She is now back in Munich after having a less than pleasant experience with a business partnership in Brazil.   She attributes this devastating event as a trigger for an amazing mindset shift, and ultimately the program she has created which encompasses all of her life experience.   She has aim to visit Africa in the near future, and has developed some contacts there.  She would eventually like to teach and speak there and make use of the many languages she has learned.   

Regina shares her message here:

As powerful leaders, we women can make a bigger impact and generate more wealth for our companies, clients, and ourselves. We must access our full potential to become effective and respected leaders. This requires focusing on an empowering mindset and a compelling, confident presence, enabling us to accelerate our business and career, while making an outstanding contribution to our communities.

We all benefit when we have more female leaders: as individuals and as a society. I personally believe that world peace ultimately depends on whether we achieve more balance of yin and yang. That's why I have made it my mission to support female advancement and aspiring female leaders.

You can connect with Regina on her website at  www.transformyourperformance.com,  on LinkedIn at www.linkedin.com/in/reginahuber, on Twitter at @transformdance and on Facebook at www.facebook.com/transformyourperformance.

Regina’s Program Transform Your Performance, is available at :  www.transformyourperformance.com/pltvideos

Quotes:

I think 90% is how we show up. - Regina

Our body is an integral part of who we are in this material world.  - Regina

Resources:

Regina’s Program Transform Your Performance, is available at :  www.transformyourperformance.com/pltvideos

Financial Women’s Association: http://fwa.org/

Choreograph your Success Talk: https://www.youtube.com/watch?v=PUPMGXk1Bc8

Regina’s book:   https://www.amazon.com/gp/product/0988921227/ref=as_li_tl?ie=UTF8&camp=1789&creative=9325&creativeASIN=0988921227&linkCode=as2&tag=babyracer-20&linkId=2d6c60b393b1cf77532942a71befcbcb

Regina Huber, Transformational Leadership Coach for Business Women, Power Shifter and Career Accelerator, Diversity Advocate, Speaker with a Passion for Dance and Author of Speak up, Stand out and Shine – Speak Powerfully in Any Situation (Amazon).

With her system Powerful Leadership Transformation (PLT), she guides professional women to make a power shift and step into their role as leaders with a powerful mindset and presence. She helps companies create powerful female leaders that do not drop out on their way to the top.

Regina is also a Certified Leadership Ambassador at Take The Lead Women. She co-chairs the Distinguished Speakers Committee of the Financial Women’s Association. She is a trusted advisor of UN Women Empower Women Global Champion Alysia Silberg’s Fireside Chat and Pitch Camp communities for global entrepreneurs, and a member of her Global Women Game Changers group.

Regina speaks 5 languages and has over 18 years of international experience in the corporate business world in 6 countries, including management positions at The Boston Consulting Group. She owned businesses in Argentina and Brazil and translated 12 books.

Today on Financial Fluency I am pleased to have Linda Ugelow on the show.  Linda is a Visibility and Confidence coach with a Master’s degree in Expressive Therapy who helps people clear the visibility blocks that keep them from moving forward.  

Linda shares how when you are able to identify these impacting influences and clear them away, suddenly you have so much more energy and confidence.  This then makes putting  yourself out there a peak experience and you can thrive in the connecting instead of wishing for the moment to end.   Linda herself has been a performer for 35 years as a dancer, and although she is comfortable dancing in front of others, she was not at all comfortable speaking on stage and would avoid it at all costs.   It took a process for her to feel confident enough to introduce herself on stage, and now brings her knowledge to others.

Our conversation explores how historically women have not been very well prepared to deal with wealth, and it was men who took the financial reins most of the time, even when it was the woman who had the money to begin with - it’s just the way things were done.  With more and more wealth coming into women’s lives through various mediums, be it self-generated,  inherited or as a settlement, women are having to learn how to manage having wealth and the visibility that it inevitably brings about. Fear of losing the money, guilt of having more than others, fear of being judged, or not fitting in with their peers is a reality for many women who have wealth.  

Prior to starting her online business, Linda she was an organic farmer, growing specialty vegetables for local restaurants which fit her introverted personality.  Inspired by business coaches like Marie Forleo, she began applying all of the concepts of niche marketing to obtain raving fans to her own business.  She soon came to the realization that she herself wanted to help others grow, and that was what she was meant to do.    

Today accessibility to online business tools is easier than ever, and it is allowing for more women to start up businesses with little capital investment.  When she started her business about 1 ½ years ago, Linda was bootstrapping it, and she was very proud of that.  She felt as though walking the walk was more credible in her quest to help others create their future with little monetary investment.   When her mother passed, she inherited some money, and found herself in a position to be able to to invest in her business.  This created a struggle within herself as she felt that she was somehow cheating, and had to do a lot of money block clearing.  

We also discuss the impact an inheritance has on our children, and how having the conversations beforehand can really make a difference in their success.  Also, avoiding having strings or conditions for obtaining the inheritance can establish a healthier attitude towards money in general in our children, and empower them to make the best possible decisions for themselves.

Linda shares her message here:

Many entrepreneurs and business women feel uncomfortable speaking publicly on camera or live on stage. This impacts the opportunities that they have available to them to get in front of their audience to get known and to share their knowledge. The fear itself is what is so uncomfortable and it feels impenetrable. However, It's really more like layers of veils comprised of impacting past experiences, limiting self and cultural beliefs, your own thinking process.  

My process and suggestions are to:

1) Release these past impacting memories, beliefs and practices;

2) Restore your sense of safety being seen and heard;

3) Expand your capacity to hold more feelings of confidence, relaxation, gratitude;

4) Rehearse for refined communication;

5) Relay your message with your new radiant presence.

Getting on camera or stage doesn't have to be dreaded. It can, in fact, be a peak experience and one that you look forward to expand your sense of being.

You can connect with Linda on her website at www.lindaugelow.com, on Instagram at  https://www.instagram.com/lindaugelow/ and on her Facebook page at  https://www.facebook.com/lindaugelowbiz/

Quotes:

The guilt with inheriting money does seem to fall heavier on women from my observations. ~Jen Turrell

Today on Financial Fluency I am pleased to have, for the second time, Danielle Watson, the creator of The Purse Process and the Pocket Muse, and author of the new book, Dear Self, I Love You! Keep Going!: 365 Inspiring Notes from My Bittersweet Year of Heartbreak and Healing.

Danielle Watson has had a lifelong dream to be an author.  In 2016 she did just that, however, the circumstances upon which she wrote her first book were nothing that she could have imagined. It was in fact, almost accidental...

Flash back to 2015, a mere 48 hours prior to her departure to give a Ted Talk, Danielle received divorce papers taped to her front door.  She decided to put her big girl panties on and kept going.  She found a way to get the support she needed to get through that very important event in her life.

A few weeks later, reality had set in, and she wondered how she was going to get through this difficult time.  She did what she could to stay positive, and take care of herself.  One day, on her soon-to-be ex-husband’s 40th birthday, she saw her reflection in the mirror, and realized she was still living her life, and still had a sparkle in her eyes.  Her pride in herself led her to post about her feeling in Facebook, like a sticky note to self, and people started to respond to it in a big way, calling her an inspiration.  

As a form of self-care, she decided to write a post every day for a year.  In January 2016, while revisiting one of her post from a year prior, she finally realized that her series of posts could become something more.   And so was the birth of her first book, Dear Self, I Love You! Keep Going!: 365 Inspiring Notes from My Bittersweet Year of Heartbreak and Healing.

Danielle shared that she has plans to create a tear away calendar, fridge magnets from the most special notes and eventually a hardcover version of her book in the near future.  In addition, she plans to write a memoir of the stories behind the notes that led to the writing of this book.   

Danielle has closed down the Purse Process and the Pocket News, and now has a daily Facebook Live Show called The Danielle Daily, which airs every weekday at 3 p.m. EST.  With the goal of helping people to think of themselves in a more positive way, attendees will find something positive, inspiring and powerful.    

Danielle shares her message here:  

Speak more kindly to yourself, love yourself, embrace life, and no matter what, keep going!  

In moments when life feels the hardest, there’s an easy decision to make: continue to criticize ourselves for our failings, or open ourselves to the possibility that, yeah, we’ve made (and will continue to make) mistakes, but we just might be lovable anyway.

You can connect with Danielle on her website at www.Danielle-Watson.com, on Facebook at www.Facebook.com/TheDanielleDaily, on Instagram at  www.Instagram.com/The_Danielle Daily and view her YouTube Channel at https://www.youtube.com/channel/UCSsN9vKehyogmU2ZJrBtlNg.  

Her Book, Dear Self, I Love You! Keep Going!: 365 Inspiring Notes from My Bittersweet Year of Heartbreak and Healing, is available HERE.

Quotes:

“I think it is a pretty amazing feat to almost accidentally write a whole book”  - Jen Turrell

“We’re the only person who is going to be with us throughout our life” - Danielle Watson

“Sometimes we just have to be able to soothe ourselves”  - Jen Turrell

“There is a lot we can do by taking actions to affect positive outcome”  - Jen Turrell

Danielle Watson is a TEDx Speaker, Author, and host of the LIVE Danielle Daily Show where she provides her positive, inspiring, and powerful Notes to Self to people seeking freedom from self-critical thoughts. Her book, Dear Self, I Love You! Keep Going!: 365 Inspiring Notes from My Bittersweet Year of Heartbreak and Healing serves as a reminder to her global fan base that even when life feels painful or hard, you are stronger, braver, and more powerful than you think, and no matter what you have done or will do you are worthy of your own love.

Today on Financial Fluency I am pleased to have Luci McMonagle with me.  Luci is an Abundance Breakthrough Coach and Speaker for women, the Founder of Learn about Money and the host of the Wealthy Wednesday Podcast Show.  

Luci first started her business in 2010 to fulfill a need for women to learn the basics of money management, like financial literacy, how to balance a checkbook etc.  Soon after beginning to work with clients, she discovered that they had money mindset stories that were holding them back from achieving their true potential.  This also brought awareness to her own money stories, having grown up in an impoverished family.  This ignited a desire in her to empower women and teach them the financial mindset tools they needed so they would not have to struggle the way she and her mother did.  Ultimately, she wanted to create a money movement globally.

Luci shares how 99% of the time, money mindset issues are what hold people back.  These issues often stem from their childhood beliefs imparted by their parents such as “Money is the root of all evil” or  “I can’t afford that”.  She talks about how money stories manifest themselves in women in many different ways, such as procrastination, hesitation, doing “busy” work, basically avoiding the things that bring clients through the door. She further indicates that sometimes these manifestations are unconscious, like literally holding back on their delivery due to not-enoughism and perfectionism.  

In her quest to create a Money Movement for women, Luci provides 1:1 coaching, and will be introducing some new group programs this year, as well as women’s retreats for small groups.  

You can connect with Luci on her website at www.lucimcmonagle.com, as well as on Facebook, LinkedIn and Twitter.   Her podcast is available on iTunes HERE.  And download her free Wealthy Planner at  http://bit.ly/wealthplanner.

Quotes:

Re Money stories and money mindset:  “Even if you break through those financial barriers, it will find a way to bring you back down to your financial set point.” - Luci

“Money is a tool that allows your life to be more comfortable, but it is not the end all be all and it doesn’t dictate what your personal value is as a human.” - Luci

On today's episode of Financial Fluency, I am happy to have Gemma Went with me. Gemma and I have been friends online for quite some time, but we don't get to spend much face time together, so we were so excited to have this chance to speak over video! Gemma Went is a Digital Marketing & Online Business Consultant who works with small business owners to help them bring their dreams to life online. She won an entrepreneur of the year award for her first business 10 years ago, a digital marketing agency, before becoming the Social Media Director at two London agencies. She regularly speaks and writes on the topic of business strategy, social media and digital marketing.

Our conversation today is focusing on how Gemma got her start in online business. She's had more than one business, but she started her current business 3.5 years ago when she was pregnant and found herself without a job. She really had to make things work. We also talk about the importance of having multiple income streams when you are self-employed and Gemma's suggestions for getting yours started.

To connect with Gemma, check out her website, her Facebook page, her Twitter, and her LinkedIn.

This week on Financial Fluency, I am so excited to have my first ever returning guest, Lindsay Fischer! Lindsay is here to speak with us about her new book, The Two Week Wait Challenge, so you know what that means: this is a book club episode. The Two Week Wait Challenge is a book of daily self care for women hoping to conceive and dealing with the high stress (read: trauma) of the two weeks between possible conception and the first time they could possibly know for sure whether or not they are pregnant. Lindsay is in the midst of her fertility journey right now and provides this book as a balm to other woman from someone who knows. 

Our conversation also covers the true costs of IVF, mental, emotional, financial and physical, and the other options available for couples looking to have children in these times. Lindsay Fischer is a trauma-tested author who writes about her own experiences to help others feel less alone. A former English teacher and dance coach, a domestic violence survivor, and - now - a seemingly infertile Myrtle, she refuses to be silent about the things that change our lives. For her, those issues are domestic violence and infertility.

To connect with Lindsay, check out her website, her Facebook page, her Twitter, her Instagram, and find The Two Week Challenge on Amazon.