MONEY IN MOTION - AGE 59 ½: One of the best opportunities to prepare assets for retirement occurs when we have the opportunity to access accounts at 591/2. First, at age 591/2 you have the ability to pull from retirement accounts without the additional 10% penalty. This is just one of the 8 moments to move your money that John discusses in this week’s episode.

“7 FINANCIAL MYTHS” TAXES WILL BE LOWER IN RETIREMENT - Nowhere is it written in stone (or in the tax code) that retirees will be paying lower taxes in retirement. Here is the problem - most of us are saving under the pretense that we WILL be paying lower taxes in retirement. What if we are wrong? This is just one of the “7 Financial Myths” that John Kuykendall covers on this week’s episode of Financial Focus.

Reasons you might go broke in retirement – You are underinsured. Having insurance or a lack thereof is an important factor when planning for retirement. Listen as John Kuykendall discusses multiple reasons you might go broke in retirement without the right plan.

FIFTY 401(K) MISTAKES - Not capturing the match (if available) is just one mistake you can make when it comes to your 401(K). Listen as John discusses fifty 401(K) mistakes on this week’s episode of Financial Focus with John Kuykendall.

SOCIAL SECURITY & RETIREMENT PLANNING: Can I elect to receive my retirement benefits before I actually retire? This is just one question that John Kuykendall will discuss on this week’s episode of "Financial Focus" while addressing Social Security and retirement planning.

THE 3 BIGGEST RETIREMENT EXPENSES There are obviously some expenses in retirement that are certain, and others that are potential expenses that can be very costly. Your retirement success may depend on how well you have identified these expenses either before or very early into retirement. Listen as John discusses the 3 biggest retirement expenses and how to plan to control them.

"The Countdown to Retirement" - RETIREMENT CAN BE VERY EXPENSIVE! This is one of the top reasons there is so much worry, and why running out of money is the biggest concern for retirees. How do you know if you have saved enough? Listen to Financial Focus as John Kuykendall discusses this topic and more on this week’s episode.

Without a plan, many factors can leave continued doubt and worry. Will you be able to retire confidently, or do you fear you might still continue ‘doing what you have to do’ just to make ends meet. Listen as John Kuykendall discusses financial freedom on this week’s episode of GulfCoast Financial.

The FIRST STEP in leaving a legacy is making sure you have positioned yourself to be self-sufficient for your lifetime and beyond. So, do you have enough? Listen as John Kuykendall discusses this topic and more on this week’s episode of GulfCoast Financial.

Time to take control! We have limited opportunities to gain more control and begin setting up the building blocks for a retirement plan. At 59.5, we may have one of these opportunities, but it is often missed.