1.4 billion adults have no access to banking - that means it’s harder for them to save, to borrow, to send money or to start a business - than for those of us that do.Our guest on Radio Davos is an expert on the global state of people’s access to financial services, who helped create the , a huge survey on financial inclusion , a Lead Economist in the Finance and Private Sector Research Team of the Development Research Group at the World Bank, has a truly global view of this issue. She tells Radio Davos why financial inclusion - which is, fortunately, on the rise - can be crucial in eliminating poverty and improving lives.   Also mentioned on this podcast: The  from the World Economic Forum,  with data from 1,448 fintech firms from 192 countries. Host: Robin Pomeroy Editing: Jere Johannson Studio production: Gareth Nolan Transcript: