Financial Karma | Money Management | Mindfulness | Mindset | Holistic Financial Advice |

Are you looking for a new and effective way to market your business? Or would you welcome some business coaching from experienced professionals? If so, listen in and learn from today's episode of Financial Karma, an experimental episode, recorded at the DC Podfest, where podcasters come together to celebrate and share what they do and to learn from each other.

Today's guest and co-host is Shawn Rubbin. Shawn and host, Deb Williams, have gone from being baseball moms together, twenty years ago, to becoming best friends and earnest supporters of each other in business. Both are big believers in karma. They have learned that the challenges of the past are the very things that are the indicators of today's success. Shawn has been a creative professional for more than thirty years. She has gone from print to web, with everything in between. She's an internet interpreter, a digital trouble shooter and a creative disrupter. She is currently working on a project to help promote podcasting. These are short promo videos of animated audio. Shawn believes that this style will help podcasters to get their word seen. Join Deb and Shawn today as they go about Disrupting Business As Usual.

Today, Deb and Shawn talk about:

• Why Deb will make a great financial coach- what she offers and how it works, with the goal to explore your money habits and mindset.
• Deb tells a fabulous, cautionary tale to illustrate her karma tip for today.
• Deb explains why people pleasing does not work in business.
• Deb talks about the battle between fear and faith, currently going on in America.
• Deb's money quiz on her website, which will help you identify your money archetype.
• The value of Shawn doing a podcast as a marketing tool.
• How iTunes exists simply as a catalog!
• The value of podcasts as a medium of expression.
• How podcasts can elevate the host to a more 'known' or credible status.
• That podcasts have the quality of feeling like a radio show, but have the benefit of being able to replay, if necessary.
• Some things Shawn learned at the conference about the money making aspect of being an entrepreneur and also about dealing with fear through podcasts as a medium.
• Some changes Shawn will implement as a result of what she learned at the Podfest-and also some things she needs to 'unlearn'.
• The value of sharing one's vulnerability on a podcast.
• How the podcast community can breed generosity, which brings good karma!

Links:

Deb's website: www.financialkarmacoach.com

Deb's Facebook group: Financial Karma

Shawn's websites: www.disruptivebydesign.net

[email protected]

The recording of today's episode was done for free at the podfest, by Justin and Matt, of the group New Media Studio from Pensylvania, to test their audio services. To contact them, go to: www.newmediarecordingstudios.com

It's the "Most Wonderful Time of the Year," so why is it that so many of us feel overwhelmed? With decorations to hang, gifts to buy, parties to attend, and families to appease, life tends to take on a hectic pace as the year draws to a close. The temptation would be to run far, far away from the chaos of this last year, and avoid financial planning, organization, and new habit forming until the new year. It seems like there is too much else to do.

But now is the best time to Simplify.

In this week's episode of "Financial Karma," Deb shares how her own view of the Holiday Season has changed, and shares some big news about her new business as a Financial Coach. Gain some insight into your own celebrations this season as Deb interviews Janie Downey-Maxwell: writer, artists, musician, coach, publisher, and blogger. Janie runs the show at https://organizationalhabits.com/ and she has some incredible wisdom to share for your Holiday Season. Deb and Janie dive into the life-encompassing world of Organizational Habits, and how a deep look at your current habits, goals, and emotions around the holidays can be more revealing about your Financial Karma in 2017 than you might realize.

This episode is packed with everything you need to get organized this Holiday Season!

• Hear how Deb took a pause to pursue a personal dream and begin her business consulting with women on financial literacy and sustainability.
• Get the steps you need to come up with a financial plan for 2017 before the year begins.
• Learn ways to make the Holidays about your family, and NOT about the money you spend.
• Embrace the word Simplicity, and hear from Janie about Organizational Zen
• Can you be both creative and organized? Janie shows you how!
• Figure out your habits or set some up as you plan your Holidays
• See how spending time on your personal habits and dreams are an example for your children, and not a selfish time-waster.
• Learn how to tackle Holiday To-Dos without getting overwhelmed.
• Discover how organization spills over into your personal wealth, both financial and emotional.
• See how Deb and Janie embrace Joy, and make choices in pursuit of that during the Most Wonderful Time of the Year.
• Join the Financial Karma community on Facebook!

In this episode, Deb tells the story of Kate and the very short friendship that has evolved between them, under the most unique circumstances. Money was in the entire story, Deb recalls, just as money is often involved in all of our life stories.

Yet the money we experience in our lives – the money we earn, save, give, or take, really none of it has anything to do with our value as humans. All the money that you own could end up owning you instead. Get all the earthly benefits that you can get from money, yet we need to detach ourselves from it so we can attend to our social relationships, and live a peaceful and prosperous life.

Deb's guest is Beca Lewis, a Certified Financial Planner and author of 5 non-fiction books. She has also published short stories and a full-length fiction novel. All her books are found on Amazon. She writes the Shift Ezine, The Truth 4 Today email series, The Daily Nudge email series and the meditation series called Grace Notes. She has Master's in Dance and ended up working for 20 years in a large financial firm as a Certified Financial Planner. She is a mother, grandmother, and stepmother.

Show Notes

• Deb and Beca met at a podcasting event
• Share experiences with making shifts in your life
• How to benefit from money yet be "detached" from it.
• The Shift System works for anyone willing to choose and work it
• Walk together toward the infinite

Resources:

www.theshiftcenter.com/

www.becalewis.com

https://www.facebook.com/groups/265226480530796/

[email protected]

Dan was told that everything he touched turned into gold. However, 13 of his businesses had already failed before he got the first opportunity to succeed. Deb gets a glimpse into the gleaming life of the multi-millionaire Dan Lok, who once worked as a grocery bagger in a supermarket in Canada at the age of 16. He and his family had migrated to Canada when he was only 14 years old. He had a tough cultural adjustment and was frequently bullied, and he eventually dropped out of college.

Now, he inspires people to build their dreams as entrepreneurs. He has received awards as the Best Online Retailer of 2012. He has now authored 13 books, sold multiple businesses, is a martial arts expert, and a highly successful internet marketer, serial entrepreneur, and radio/TV personality. He gives us all the details of his story in this episode.

You can read the full show notes and access all the links and resources at www.financialkarmacoach.com

This week's guest is Estate Planning Attorney, Michael "Misha" Gill, owner of Speedwell Law. He had worked on my own Last Will and financial/estate plan. Misha prefers to use the phrase "personal legal affairs" to refer to his practice rather than estate planning or succession planning. He is a 2013 graduate of the Penn State Dickinson School of Law.

Show Notes:

• What is estate planning?
• Why estate planning is important
• What is a probate? A non-probate property?
• Why is a trust and will necessary?
• The 3 people you trust most in life as your fiduciary (trustee)
• Future events that could affect your finances
• What a "living will" is
• A trustee is different from a beneficiary
• The advantage of putting together a will or trust to your child.
• You can change a living trust during your lifetime
• Quotable Quotes:

I charge a "flat fee." You'll know how much you will spend.

You want your estate planning attorney to outlive you.

When family and money collide, problems occur.

Estate planning is an act of care and compassion towards the ones you love!

Misha's contact details: (703) 520-2142 or [email protected].

You can access all the links and resources at www.financialkarmacoach.com

Here's a recap of my first season of Financial Karma Podcast. Here are highlights of what I learned from launching my podcast this summer. Money is involved in everything we do. We should be prepared to make informed decisions and we can change ourselves with awareness, intention, and accountability.

Highlights

• Episode 0: I talk about how I started and why I'm a financial karma coach. I was interviewed by Lisa Vogt.

• Episode 1: Splash into Summer, with Nick Snapp. Nick discussed how he got into podcasting, what got him out of the corporate world, how he got into productivity, set routines, and bring up productivity to people.

• Episode 2: A Delicious Summer with Alexandra Jamieson. She discusses how to do the body scan, listening to your body's messages. What it means to observe and listen to every part of your body. She discusses the activities best for summer.

• Episode 3: Women with Wanderlust with Melissa Jones. Melissa helps people to add polish to their personal and business branding with her design. She lives for travel, new challenges, and adventures and recommends traveling to everyone who can afford it.

• Episode 4: Summer Tips for Mannafest Living with Sarah Mastriani-Levi. She discusses naturopathic medicine and holistic bodywork. She has had extensive clinical practice and is a certified practitioner in the following fields: advanced reflexology, shiatsu, Swedish massage, manual lymph drainage, iridology, aromatherapy and herbology. She also discusses stuff such as: How we create a plastic life, It's not what happens to you, but how you handle what happens to you, How to find your "allowable rebellions", The biggest factor that contributes to Sarah's success as a coach, Why fear has never stopped or defined Sarah, Why you need to be curious, Different challenges with the lifestyle choices we make, How she intentionally makes time to connect with her children, Why being outside should be a priority in your life, How to make positive changes in your life to get what you need, Why dieting is something you should avoid, and Why Sarah loves her work and how she helps people.

• Episode 5. Back to School (and more) with Bruce Langford. Mindfulness needs to go with every student's return to school. Does mindfulness apply to your finances? YES! Most of our money decisions—good or bad—are affected by our subconscious mind. Through his work as a mindfulness coach, Bruce helps his clients with the many problems of life with gentleness, candor, and respect. His passion is to help people become more calm, focused, and happy.

• Episode 6. The Girls of Summer with Amy Lopez. Lying is wrong and can lead to all sorts of problems. There are so many negative character traits that we unknowingly cultivate when we choose to be untruthful. So, be the best YOU that you can be, and tell the truth. Amy Lopez, works with 3rd-8th grade girls, helping build confidence in the next generation of women.

• Episode 7: Change of Seasons and Meditation with Joe Somodi. Joe is a professional yoga teacher and certified life coach who helps people incorporate a daily practice of meditation into their lives. He talks about attaching to the good and detaching from the bad.

• Episode 8: End of Summer Wrap-Up with Deb Williams. In this podcast, I recommend Camp Good Life Project to connect with people to enhance your business and your life. Having these types of connections allows you to have support and input from others in your business. Knowing you have connections that have your back, it is such a relief. Having connected relationships is a wealth all its own. Focusing on this aspect of wealth first will allow you to manifest other types of wealth. There is more to wealth than the almighty dollar. Running your business from a spirited place will allow you to grow in innumerable ways.

• Episode 9: Moving on to the Fall and Deb Williams Coaching Practice. The complexity of the brain, our neurons, and the coping strategies that we turn to is discussed in this episode. In addition, why I changed my point of view and the benefits it has brought me, Better overall health, How I approach decision-making (it starts with a deep breath!), You can't control what other people do; you can only control what YOU do., Gratitude---why it's amazing Connection with people, How I blended the work I love Group and one-on-one work Giving people a safe place, How I help you gain insights, and The 8 Money Personalities: Which ones describe you best?

• Episode 10: Winging It, Owning It and Coming Out Ahead. How to merge your finances with your psyche is discussed here. I've got my CPA and my Tax clients too, so there's a lot going on. I'm a bit overwhelmed at the moment and you can see why! Karma Tip: The word is conviction. It's being sure what you say and believe is true, and that can even be true to you. My conviction is to work on my self-care and reducing my stress level. Having an open mind causes people to hear each other out, and it can actually cause you to change your convictions. Thinking this way can bring about a more peaceful world.

Welcome to Financial Karma! Today we're talking about merging your finances with your psyche'!

I'm working on my long term business plan to do a full blown coaching program. I've got my CPA and my Tax clients too, so there's a lot going on. I'm a bit overwhelmed at the moment and you can see why! You can join my Facebook group to get more information.

Karma Tip: The word is conviction. It's being sure what you say and believe is true, and that can even be true to you. My conviction is to work on my self-care and reducing my stress level. Having an open mind causes people to hear each other out, and it can actually cause you to change your convictions. Thinking this way can bring about a more peaceful world.

Listen to the show as I share my system for getting your money under control.

I have to thank the following people for their help and support during season 1 of the podcast:

Ever Better (Lisa Vogt) - https://itunes.apple.com/us/podcast/ever-better-podcast/id1067620648?mt=2

The Make It Snappy Productivity Show (Nick Snapp) - https://itunes.apple.com/us/podcast/make-it-snappy-productivity/id1070551695?mt=2

Simple Change (Sarah Mastriani-Levi) - https://itunes.apple.com/us/podcast/simple-change/id1087170464?mt=2

The Biz Chix Podcast (Natalie Eckdahl) - https://itunes.apple.com/us/podcast/biz-chix-podcast-female-entrepreneurs/id811105481?mt=2

Mindfulness Mode (Bruce Langford) - https://itunes.apple.com/us/podcast/mindfulness-mode-interviews/id1032063236?mt=2

Shift the Story (Beca Lewis) - https://itunes.apple.com/us/podcast/shift-the-story-podcast/id1008859101?mt=2

The Crave Cast (Alex Jamieson) - https://itunes.apple.com/us/podcast/crave-cast-women-food-desire/id925989500?mt=2

Here's what I'm listening to! These are the shows I love!

Actual Innocence (Brooke Gittings) - https://itunes.apple.com/us/podcast/actual-innocence/id1102237078?mt=2

Mom's with Dreams Show (Erica Gordon) - https://itunes.apple.com/us/podcast/moms-with-dreams-show/id996720981?mt=2

Hidden Brain - https://itunes.apple.com/us/podcast/hidden-brain/id1028908750?mt=2

Still Growing-A Weekly Gardening Podcast (Jennifer Ebeling) - https://itunes.apple.com/us/podcast/still-growing...a-weekly-gardening/id659709301?mt=2

Heartsong Fit (Vickie Maris) - https://itunes.apple.com/us/podcast/heartsong-fit-vickie-maris/id842345162?mt=2

Sound Bites (Melissa Joy Dobbins) - https://itunes.apple.com/us/podcast/sound-bites-melissa-joy-dobbins/id982530565?mt=2

The Productive Woman (Laura McClellan) - https://itunes.apple.com/us/podcast/productive-woman-productivity/id895902493?mt=2

Biz Women Rock (Katie Krimitsos) - https://itunes.apple.com/us/podcast/biz-women-rock!-katie-krimitsos/id818183720?mt=2

Betty in the Sky with a Suitcase (Flight Attendant Betty) - https://itunes.apple.com/us/podcast/betty-in-sky-suitcase!/id79898010?mt=2

Welcome! Today we're discussing several things. We begin with the complexity of the brain, our neurons, and the coping strategies that we turn to. That's not all for today's episode; there's more!

What you'll hear in this episode:

• Why I changed my point of view and the benefits it has brought me
• • Better overall health
  • Mindfulness
  • More in tune with my "gut"
• How I approach decision-making (it starts with a deep breath!)
• "Do you want to be right or do you want to be happy?"
• "You can't control what other people do; you can only control what YOU do."
• Gratitude---why it's amazing
• Connection with people and a good attitude with my new habit
• Why I'm a financial karma coach
• • How I blended the work I love
  • Group and one-on-one work
  • Giving people a safe place
  • How I help you gain insights
• The 8 Money Personalities: Which ones describe you best?

www.financialkarmacoach.com

This past week, I participated in a group coaching session dealing with connection. After that conversation, I also had some personal experiences that validated the information from the coaching session.

I recently went to Camp Good Life Project. I've been 3 years in a row and I highly recommend that you go if you ever have the opportunity. Connecting with people in this way is a great way to enhance your business and your life. Having these types of connections allows you to have support and input from others in your business. Knowing you have connections that have your back, it is such a relief.

Having connected relationships is a wealth all it's own. Focusing on this aspect of wealth first will allow you to manifest other types of wealth. There is more to wealth than the almighty dollar. Running your business from a spirited place will allow you to grow in innumerable ways.

Our first season is coming to an end and I can't believe it. I'm a procrastinator and I have creative avoidance! This causes me to put things off and "do it tomorrow". I'm trying to understand why I engage in this behavior over and over again. This show has been a huge accomplishment for me, so instead of worrying about all the ways I failed to meet a deadline or didn't do something right, I have to give myself credit for just getting it done!

I'm here for the long view. I'm not worried about making quick cash. I couldn't care less how many downloads I have right now. I'm here for a bigger purpose. This podcasting work is tough. It's not for the faint of heart. This is a hard passion project because everything feels new and unfamiliar - that makes it hard.

I think the first season went well. I've learned a lot and can't wait to share more next season.

I'll be doing some bonus mini-episodes in the coming weeks! Join me for the journey!

In case you need some help with your money mindset, I do one on one coaching in that area. So if you need help, please let me know.

Send any feedback to me at:

[email protected]

The word detachment has been a recurring thought for me lately. It's an intriguing concept: detaching FROM something. I picture a balloon floating away when I think of the word. There are many benefits of detaching from difficult situations in life. Attaching and detaching play perfectly into our guest and our conversation for today's show.

My guest today is Joe Somodi, a professional yoga teacher and certified life coach who helps people incorporate a daily practice of meditation into their lives. I met Joe when we both took an online course called Revolution University in 2014. Joe's life story is an interesting one as he left "the good life" behind and pursued his dreams. Let's chat with Joe!

You can read the full show notes and access all the links and resources at www.financialkarmacoach.com