What if being “rich” had nothing to do with making more money and everything to do with how you use what you already have?

In this episode of Mommas Making Commas, we’re having an honest, grounding conversation about financial literacy for women who want peace, clarity, and confidence with their money—whether or not they want to earn more income.

This episode is for the momma who:

• Feels overwhelmed by money decisions

• Wants financial goals without burnout

• Is tired of the “just make more money” narrative

• Desires freedom, security, and options for her family

• Rich vs. Financially Independent
What it really means to be “rich” (having enough right now) versus being financially independent (money working for you long-term).

• What If You Don’t Want to Make More Money?
Why financial goals aren’t about income and how clarity, intention, and simple systems create peace.

• Debt Repayment That Actually Works
A simple breakdown of snowball vs. avalanche strategies and why the best plan is the one you’ll stick to.

• Shifting the Money Mindset
How to move from “I need more” to “I’m using what I have wisely” without shame or restriction.

• Building Toward Financial Independence - Gently
How small, consistent choices today create future freedom without sacrificing your present life.

• You can feel rich today while building financial independence tomorrow

• Awareness is power, not punishment

• Progress matters more than perfection

• Financial peace doesn’t require hustle, it requires intention

💛 In This Episode, We Cover:🌱 Key Takeaways: