If your systems are vulnerable, you want to be the first one to know about it, right? This week on the Financial Minds: Meet the Experts podcast, Jaime sits down with William Snowden at Fortra to discuss how vulnerability scanning and penetration testing provide key insights to quickly identify weak spots and ultimately keep sensitive data out of reach from attackers.

You will learn a LOT from Jaime and William during their conversation as they cover:

• Key differences between vulnerability scanning and penetration testing
• How the changing threat landscape is impacting the way credit unions should approach penetration testing
• Which frequently occurring vulnerabilities are most overlooked
• How AI and machine learning are impacting vulnerability scanning and penetration testing
• The best way for credit unions to prioritize remediation efforts after testing

Discover how you can stay ahead of attacks with these critical security strategies. This week’s episode is ready to watch, just hit play now!

Learn More:

Visit our website: https://vfccu.org/solutions_mobile/Risk-Management.html

Connect with us:

Vizo Financial: www.vfccu.org

LinkedIn: https://www.linkedin.com/company/vizo-financial/

Instagram: @vizofinancial

Fortra: www.fortra.com

LinkedIn: https://www.linkedin.com/company/fortra/

X: https://x.com/fortraofficial

How has social engineering evolved over the past decade? What are some of the latest tactics that attackers are using, and why have they been so effective? How can you train your team to better defend your credit union? These are all important questions, which is why we will be covering all of them and many more during this week’s episode of Financial Minds: Meet the Experts podcast!

Jaime is sitting down with Mike Bechtel, information security engineer at Vizo Financial, to talk about the progression of social engineering in recent years, which has led to the sophisticated and varied scams we are seeing today. With all of this in mind, they’ll explore the proactive and precautionary measures that credit unions can take to protect against these threats.

Join Jaime and Mike as they dig into these important issues and more:

• New tactics attackers are using
• Psychological triggers that attackers commonly use
• How AI has changed the social engineering landscape
• How to create a culture of security within your credit union

Start learning the ways you can strengthen your defenses against social engineering today - grab your headphones and hit play!

Learn More:

Visit our website: https://vfccu.org/solutions_mobile/Risk-Management.html

Connect with us:

Vizo Financial: www.vfccu.org

LinkedIn: https://www.linkedin.com/company/vizo-financial/

Instagram: @vizofinancial

With sophisticated advancements in tech, it’s crucial for credit unions to stay current on the threats that come with them. But with information overload, how can you filter through the noise? By listening to this week’s Financial Minds: Meet the Experts podcast episode, of course!

Jaime sat down with Shyam Menon, director of fraud at DefenseStorm, this week to talk about synthetic identity fraud, deepfake attacks and AI-driven crime. There’s certainly a lot to cover on this important topic!

Listen to their conversation to learn about:

• Example cases of synthetic identity fraud we’re seeing in the real world
• Current AI and ML detection and prevention strategies for identifying deepfake-based fraud
• Ways that consumers and businesses can spot the warning signs of synthetic identity fraud
• How organizations can work proactively to build fraud-resistant systems
• The role of the government and prevention laws they’ve put in place
• Emerging technologies and strategies for combatting synthetic identity fraud

Grab your device to stay ahead of emerging risks and click play now!

Connect with us: Vizo Financial: www.vfccu.org

LinkedIn: https://www.linkedin.com/company/vizo-financial/

Instagram: @vizofinancial

DefenseStorm: https://defensestorm.com/

LinkedIn: https://www.linkedin.com/company/defensestorm/

Instagram: https://www.instagram.com/defensestorm/

As we look ahead to the future of the financial sector, it’s clear that risk management and security best practices aren’t going anywhere. In fact, they are more imperative to the success of credit unions than ever before.

This week on the Financial Minds: Meet the Experts podcast, Jaime speaks with John Cuneo, SVP/chief risk officer at Vizo Financial, about the ways that your financial institution can be better prepared for emerging threats and how to stay informed of the current risk landscape.

They’ll explore these topics:

• Most pressing risks that credit unions are currently facing
• How credit unions should approach cybersecurity risks
• The impact of recent regulatory changes on credit union risk management practices
• Key risk management strategies that credit unions can implement
• How credit unions can manage risk when adopting digital banking services
• Ways that credit unions can better educate their members about risk

Prepare to learn a LOT about risk and security, then click play to hear this week’s episode!

Connect with us:

Vizo Financial: www.vfccu.org

LinkedIn: https://www.linkedin.com/company/vizo-financial/

Instagram: @vizofinancial

With continued uncertainty in the markets and economy, how are credit unions adapting to these changes?

On this week’s episode of the Financial Minds: Meet the Experts podcast, Jaime speaks with our in-house experts, Scott Wood, SVP/chief investment officer, and Tim Sustak, SVP/chief treasury officer. Listen-in as Scott and Tim discuss economic trends and market changes impacting financial institutions.

Tune in as they dive into:

• The status of the job market
• Volatility in the housing market and how this is impacting credit unions
• Sales changes in the auto market
• Predictions and expectations for next week’s FOMC meeting

Don’t miss this economic update episode, hit play on your device now!

Connect with us:

Vizo Financial: www.vfccu.org

LinkedIn: https://www.linkedin.com/company/vizo-financial/

Instagram: @vizofinancial

In September 2023, Vizo Financial launched the Empowerment Grants Program, pledging $1 million in funding to support credit union foundations in building financial wellness programs over the span of five years.

April is Financial Literacy Month, and in the latest episode of our Financial Minds: Meet the Experts podcast, Jaime talks with Leigh Philibosian of the MD|DC Foundation and Vizo Financial Empowerment Grant recipients, Sandra Park and Andrey Gidaspov from the FedChoice Charitable Foundation of FedChoice FCU about the positive impact credit unions and communities are seeing with the support of these grants.

Tune in as they discuss topics that include:

• How the empowerment grants helped the FedChoice Charitable Foundation bring real change to their communities
• The impact the grants have had on credit unions and communities they serve
• Details about the grant application process
• Feedback and responses from grant recipients

Ready to get inspired and learn more information about the Empowerment Grant funds that are available through The Credit Union Foundation of MD|DC? Grab your headphones and check out this episode!

Learn More & Connect:

Vizo Financial: www.vfccu.org

LinkedIn: https://www.linkedin.com/company/vizo-financial/

Instagram: @vizofinancial

The Credit Union Foundation of MD|DC: www.cufound.org

FedChoice Charitable Foundation: www.fedchoicegives.org

LinkedIn: https://www.linkedin.com/company/fedchoice-charitable-foundation/

As our president/CEO, Fred Eisel, said, “we achieved a three-peat!” This is in reference to Vizo Financial’s third consecutive year winning the Gallup Exceptional Workplace Award, an honor bestowed to only a handful of organizations worldwide.

With employee engagement and strengths-based strategies backing this incredible accomplishment, Jaime wanted to invite Joe Bertotto, the Corporate’s SVP/chief culture officer, to share the secrets of what makes an exceptional workplace.

Listen in as they discuss:

· Culture-building strategies that have been proven successful

· Ways to develop and measure employee engagement across all levels of the organization

· The role of leadership and communication in fostering effective workplace culture

· Ideas for enhancing company culture as workplace trends and environments evolve

· How Vizo Financial has celebrated the win across the organization

Want to bring some of these ideas back to your credit union? Tune in for this episode to celebrate with us and gain the building blocks of an exceptional organization!

Connect with us:

Vizo Financial: www.vfccu.org

LinkedIn: https://www.linkedin.com/company/vizo-financial/

Instagram: @vizofinancial

With uncertainty surrounding the economy, how can credit unions navigate potential changes and ease member concerns?

On the Financial Minds: Meet the Experts podcast this week, Jaime interviews Scott Wood, SVP/chief investment officer, and Tim Sustak, SVP/chief treasury officer, at Vizo Financial. Scott and Tim share their thoughts on upcoming economic considerations you need to know.

They’ll explore topics that include:

• How potential tax cuts under the new administration could impact national debt
• Ways the proposed tariffs could impact the economy
• Impacts on the future job market and unemployment system following federal and private sector job cuts
• Factors the FOMC is evaluating leading up to next week’s meeting
• The likelihood of a government recession in the coming months
• Key takeaways from the 2025 GAC

To hear this economic update episode, grab your notepad and press play!

Connect with us: Vizo Financial: www.vfccu.org LinkedIn: https://www.linkedin.com/company/vizo-financial/ Instagram: @vizofinancial

Does your credit union offer ACH services to members? If so, then you know how important the ACH Rules laid out by Nacha are to ensuring efficient processing and compliance with industry regulations. Each year, there are changes and updates to those ever-important ACH Rules…but do you know all of them and why they’re being made?

If you’re looking for more insights into the ACH Rules, you’re in luck, because Jaime’s guest on the Financial Minds: Meet the Experts podcast this week is Vizo Financial and MY CU Services’ EFT product manager, Andi Crockett. Not only is Andi sharing her knowledge of the ACH Rules, but she’s providing a breakdown of how they will impact your credit union’s processing.

Tune in as they examine:

• A review of the 2024 ACH Rules changes and why it was such a big year for updates
• Upcoming changes for 2025 and what lies ahead for 2026
• How your credit union can prepare for ACH Rules changes
• Ways you can get involved in providing Rules feedback to Nacha

Take the time to view this episode and brush up on those ACH Rules!

Connect with us:

Vizo Financial: www.vfccu.org

LinkedIn: https://www.linkedin.com/company/vizo-financial/

Instagram: @vizofinancial

MY CU Services: www.mycuservices.com

LinkedIn: https://www.linkedin.com/company/my-cu-services/

What makes a credit union successful? While things like a stable balance sheet and member satisfaction might initially come to mind, three things that can make or break any business are effective leadership, culture and strengths.

That’s precisely why Jaime has invited Gallup Certified Strengths Coach, published author and Vizo Financial’s SVP/chief culture officer, Joe Bertotto, to the Financial Minds: Meet the Experts podcast to share his expertise on these critical components of workplace culture.

Listen in as they discuss:

• “Healthy” culture and what that means for employee engagement and retention
• The use of strengths-based leadership to create high-performing teams
• What well-being in the workplace looks like
• How leaders can create and sustain a sense of purpose within their teams
• How to maintain good culture in remote and hybrid work environments
• Whether you’re a long-time or emerging leader in your credit union, this episode is full of incredible insights that can help you build a culture of positivity and productivity. Don’t miss it!

Connect with us:

Vizo Financial: www.vfccu.org

LinkedIn: https://www.linkedin.com/company/vizo-financial/

Instagram: @vizofinancial