It's always good to plan ahead even in the midst of a storm, so that when you know what to do immediate you emerge on the other side. Don't wait to set your financial house in order or keep procrastinating to get off debts, save, live within your means and invest etc. Those among us who had their financial planning in order before COVID-19 stroked are the ones enjoying financial freedom while the rest of us suffer from havoc caused by the pandemic.