Marty takes the hot seat in answering retirement questions to see if he can win all the “show money.”  Questions range from FRA for Social Security to Roth strategies and from contribution limits to tax considerations.  He then dives into five critical components of retirement financial planning.  They are investment, tax, and income strategies, estate planning, and healthcare planning.

You can reach Marty Nevel at 888-519-9096.

Smart Money Solutions

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It’s amazing how you can tie iconic TV sitcom scenes to retirement planning.  Marty does just that with Kramer giving himself a gold watch and pointing out that retirement falls more on us now.  Fred Sanford gets a lesson on how Social Security benefits are calculated and Archie Bunker schools us on inflation.  Those clips and more are featured in the podcast. 

You can reach Marty Nevel by calling 888-519-9096.

Smart Money Solutions

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What are some of the standard retirement rules?  How have they withstood the test of time?  How could they be good starting points.  Marty covers the 4 percent rule, the Rule of 72, the 60/40 Stock/Bond Rule, and the Rule of 100.  He also discusses a recent Retirement Confidence Survey.

You can reach Marty Nevel by calling 888-519-9096.

Smart Money Solutions

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What should you be considering now to help avoid retirement regrets?  Marty covers everything from proper savings strategies to strategies for couples and building a realistic spending plan.  He also breaks down a lot of the claiming rules and strategies with Social Security.

You can reach Marty Nevel by calling 888-519-9096.

Smart Money Solutions

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Marty discusses the best proactive responses to retirement strategies including long-term care, health care, living on pre-taxed income, and factoring inflation.  He also addresses concerns of pre-retirees and retirees and offer good questions to ask of yourself.  These include:  “do I have a plan” “do I have a budget” “do I have income built into my plan” “am I working with a retirement specialist?”

You can reach Marty Nevel by calling 888-519-9096.

Smart Money Solutions

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Marty demonstrates all of the considerations in gauging someone’s risk tolerance with questions to help determine the kind of investor they are to how they would react in the event of negative market activity.   He featured comments from Warren Buffett on staying the course and discussed how we should look at bonds in today’s climate.

You can reach Marty Nevel by calling 888-519-9096.

Smart Money Solutions

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Marty takes a close look at Secure Act 2.0 and provisions that have already been enacted and looks ahead at what is to come in 2024.  He also addresses the excuses or justifications people make to delay seeking the help of a retirement professional.

You can reach Marty Nevel by calling 888-519-9096.

Smart Money Solutions

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Marty addresses some of the reasons people give for putting off seeking the help of a financial retirement professional including a feeling of being overwhelmed by it, thinking they don’t have enough money, and thinking it would be too expensive.  He looks how your financial strategies should be adjusted when you’re getting closer to retirement and then breaks down how retirement can be more expensive than most of us think and how to prepare for that.

You can reach Marty Nevel by calling 888-519-9096.

Smart Money Solutions

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Marty covers strategies to consider when you’re in the financial red zone during the period of seven to ten years, five to seven years, and three to five years out.  How is high inflation affecting your retirement.  That’s also part of the discussion as well as a look at retirement expenses.

You can reach Marty Nevel by calling 888-519-9096.

Smart Money Solutions

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Marty addresses concerns of retirees involving their feeling of inadequate savings and their worries of inflation, higher interest rates, and unstable markets.  He demonstrates how he can help keep in check the inevitable emotions that creep into retirement planning and then discusses sound retirement distribution strategies.

You can reach Marty Nevel by calling 888-519-9096.

Smart Money Solutions

See omnystudio.com/listener for privacy information.