Welcome to Financial Sanity with Patrick Ayers

With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.

Listen to Financial Sanity Saturdays at 7:00 and Sundays at 8:00 on WFIR.

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For more information on retirement planning, visit ayersfinancial.com!

Looking for specific information about today's topic? Check out our resources page!

Welcome to Financial Sanity with Patrick Ayers

With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.

Listen to Financial Sanity Saturdays at 7:00 and Sundays at 8:00 on WFIR.

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For more information on retirement planning, visit ayersfinancial.com!

Looking for specific information about today's topic? Check out our resources page!

Do you think you’d make the grade when it comes to financial literacy? Most Americans between the ages of 50 and 75 scored low marks when it comes to a retirement income literacy quiz, according to The American College of Financial Services.  Patrick Ayers goes over interesting ways to improve on your financial literacy score!

Welcome to Financial Sanity with Patrick Ayers

With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.

Listen to Financial Sanity Saturdays at 7:00 and Sundays at 8:00 on WFIR.

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For more information on retirement planning, visit ayersfinancial.com!

Looking for specific information about today's topic? Check out our resources page!

A new survey reveals that financial advisors are feeling optimistic about the future, even with concerns about inflation, taxes, and market volatility. This week, Patrick Ayers discusses why confidence is key in retirement planning and how having a solid plan can help you feel more secure despite what the future may hold.

Welcome to Financial Sanity with Patrick Ayers

With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.

Listen to Financial Sanity Saturdays at 7:00 and Sundays at 8:00 on WFIR.

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For more information on retirement planning, visit ayersfinancial.com!

Looking for specific information about today's topic? Check out our resources page!

Today, we’ll be looking at the “Dirty Dozen.” These are some of the tax scams the IRS has flagged for us to avoid

Welcome to Financial Sanity with Patrick Ayers

With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.

Listen to Financial Sanity Saturdays at 7:00 and Sundays at 8:00 on WFIR.

-- -- -- -- -- --

For more information on retirement planning, visit ayersfinancial.com!

Looking for specific information about today's topic? Check out our resources page!

Today we’re talking about something that touches nearly every retiree: Social Security — and specifically, the new cost-of-living adjustment that’s about to be announced.

Welcome to Financial Sanity with Patrick Ayers

With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.

Listen to Financial Sanity Saturdays at 7:00 and Sundays at 8:00 on WFIR.

-- -- -- -- -- --

For more information on retirement planning, visit ayersfinancial.com!

Looking for specific information about today's topic? Check out our resources page!

New data shows retirees in 2025 are facing massive health care expenses — averaging around $172,500 over their retirement years. Many are not planning for this, and those surprise costs could erode their savings fast. Today’s show explains ways to build a plan that can help protect you — including health, savings, and income — and invites listeners to a free retirement income & healthcare cost analysis.

Welcome to Financial Sanity with Patrick Ayers

With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.

Listen to Financial Sanity Saturdays at 7:00 and Sundays at 8:00 on WFIR.

-- -- -- -- -- --

For more information on retirement planning, visit ayersfinancial.com!

Looking for specific information about today's topic? Check out our resources page!

Big news out of Washington: The Federal Reserve has cut interest rates from 4.25% to 4%-- the first cut in nearly a year. It wasn’t the big drop some were expecting. Patrick Ayers discusses the question that many retirees are asking: "What could this mean for my money?"

We also discuss the current state of Roth Conversions and how to be strategic with them.

Welcome to Financial Sanity with Patrick Ayers

With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.

Listen to Financial Sanity Saturdays at 7:00 and Sundays at 8:00 on WFIR.

-- -- -- -- -- --

For more information on retirement planning, visit ayersfinancial.com!

Looking for specific information about today's topic? Check out our resources page!

You know how we sometimes do things that even we can’t explain? Well, it turns out, this also happens when it comes to our money.  Have you ever been so scared of losing money that you didn't take a financial risk? Or maybe you've found yourself buying something just because everyone else is? These are just a couple examples of how our behavior plays a big role in our financial decisions. Patrick Ayers goes over how often do you see behavior or emotions get in the way of decision-making.

Welcome to Financial Sanity with Patrick Ayers

With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.

Listen to Financial Sanity Saturdays at 7:00 and Sundays at 8:00 on WFIR.

-- -- -- -- -- --

For more information on retirement planning, visit ayersfinancial.com!

Looking for specific information about today's topic? Check out our resources page!

Some people spend decades diligently saving for retirement, watching their 401(k)s and IRAs grow. But here's an important question many fail to ask: "How much of that money will I actually get to keep after taxes?" If you have a million dollars in your retirement account, Uncle Sam could be entitled to a significant amount of that—depending on your tax situation.

Welcome to Financial Sanity with Patrick Ayers

With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.

Listen to Financial Sanity Saturdays at 7:00 and Sundays at 8:00 on WFIR.

-- -- -- -- -- --

For more information on retirement planning, visit ayersfinancial.com!

Looking for specific information about today's topic? Check out our resources page!