Financial Security is the New Black

Financial Security is the New Black

By Diamond TownsEducation
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Financial Security is the New Black episodes

  • Breaking Down the 3 Main Budgeting Systems

    This episode explores common budgeting systems and their shortcomings in helping you manage your finances effectively. I share how my zero-based budgeting system combines the strengths of each approach to build a more strategic and goal-focused financial plan.

    We talked about:

    • How to create a zero-based budget that makes sure every dollar has a job
    • The real difference between budgeting as restriction vs. budgeting as a form of self-respect
    • Why loving your budget is the key to staying consistent and confident
    • How to shift from fear and excuses to total control of your finances

    • If you’re ready to take full control of your finances, this episode is a must-listen for building a more effective budgeting system.

      _____

      If you’re ready to optimize your income to build financial security, I’m inviting you to apply for BLAZE 💸

      We’ll develop a strategic and personalized plan equipping you with the mindset, strategy, and systems needed to guide intentional spending, build savings, tackle debt, invest wisely, and automate key aspects increasing your financial security month after month.

      Interested? Take the Benchmark Assessment to identify gaps that currently exist in your money management system.

      ⁠⁠Click here⁠⁠ to learn more and submit your application to receive the assessment today.


      Subscribe to the podcast to make sure you catch all the awesome bonus episodes I'll be sharing. Don't miss out— ⁠⁠Subscribe now!⁠⁠⁠


      Stay connected with Diamond on Instagram: ⁠⁠www.instagram.com/moneycoachdiamond⁠



      16 min
    • Another Version of Success to Consider

      Financial security isn’t just about how much money you’re bringing in. What about the skills needed to manage it effectively?


      In this episode of Financial Security is the New Black, we talked about the consequences of a dollar-driven security mindset, another version of success to consider (alongside your income), and money management's role.

      ____

      If you’re ready to increase your savings rate with zero-based budgeting, I’m inviting you to apply for BLAZE.

      Let’s work together to optimize your income and develop a strategic and personalized game plan equipping you with the mindset, strategy, and systems needed to guide intentional spending, build savings, tackle debt, invest wisely, and automate key aspects increasing your financial security month after month.

      Interested? You can take the Benchmark Assessment to identify gaps that currently exist in your money management system.

      ⁠⁠⁠Click here⁠⁠⁠ to learn more and submit your application to receive the assessment today!


      Subscribe to the podcast to make sure you catch all the awesome bonus episodes I'll be sharing. Don't miss out— ⁠⁠⁠Subscribe now!⁠⁠⁠⁠

      Stay connected with Diamond on Instagram: ⁠⁠⁠www.instagram.com/moneycoachdiamond⁠

      28 min
    • Money Mastery: Putting Your Priorities on Autopay

      I used to be skeptical too, but automating my priorities completely changed the game. Now, everything that matters—from monthly bills and sinking fund savings to investment contributions and credit card payments—is on autopilot.

      In this episode of Financial Security is the New Black, we dive into the myths and realities of financial automation. Discover how it can bring more clarity, efficiency, and peace of mind to your money management.

      If you’ve ever felt overwhelmed by tracking every financial detail or worried about the potential for errors, it’s time to rethink automation. It’s not just for those who struggle; it’s a powerful tool for anyone looking to streamline and elevate their financial strategy.

      _____

      If you’re ready to design a money management system to guide your spending and funnel your figures into financial security, I’m inviting you to apply for BLAZE 💸

      Let’s work together to optimize your income and develop a strategic and personalized plan equipping you with the mindset, strategy, and systems needed to guide intentional spending, build savings, tackle debt, invest wisely, and automate key aspects increasing your financial security month after month.

      Interested? Take the Benchmark Assessment to identify gaps that currently exist in your money management system.

      ⁠⁠Click here⁠⁠ to learn more and submit your application to receive the assessment today.

      Subscribe to the podcast to make sure you catch all the awesome bonus episodes I'll be sharing. Don't miss out— ⁠⁠Subscribe now!⁠⁠⁠

      Stay connected with Diamond on Instagram: ⁠⁠www.instagram.com/moneycoachdiamond⁠

      33 min
    • Gut Check: Are You On the Right Track?

      Your financial footing can look completely different 6 months from now depending on the choices you make today, the choices you make tomorrow, the goals you set for yourself, and the commitment you show to hitting them. If you decide to live your life by design and not by default YOU CAN HAVE A COMPLETELY DIFFERENT TRUTH 6 MONTHS FROM NOW but you have to cut the excuses.
      In this episode of Financial Security is the New Black, we talked about where to start, the fears and assumptions that are going to come up, and how to stay motivated and consistent.
      We talked about the cost of waiting for a more opportune time, the cost of running a generic play, and where you can be in just 3 months if you lock into an effective strategy for building financial security.


      ___

      If you’re ready to design a money management system to guide your spending and funnel your figures into financial security, I’m inviting you to apply for BLAZE 💸

      Let’s work together to optimize your income and develop a strategic and personalized plan equipping you with the mindset, strategy, and systems needed to guide intentional spending, build savings, tackle debt, invest wisely, and automate key aspects increasing your financial security month after month.

      Interested? Take the Benchmark Assessment to identify gaps that currently exist in your money management system.

      ⁠⁠Click here⁠⁠ to learn more and submit your application to receive the assessment today.

      Subscribe to the podcast to make sure you catch all the awesome bonus episodes I'll be sharing. Don't miss out— ⁠⁠Subscribe now!⁠⁠⁠

      Stay connected with Diamond on Instagram: ⁠⁠www.instagram.com/moneycoachdiamond⁠

      48 min
    • You Don't Have to Make More Money to Improve Your Situation

      I believed making more money was going to solve my problems— so I worked more hours, missed weddings and family reunions, and pushed past the stress and burnout.

      Truth is… I was using more money to justify why other folk were able to progress financially instead of taking an honest assessment of what I was focused on.


      In this episode of Financial Security is the New Black we talked about the warning signs, my two big realizations, and how your progress doesn’t have to be contingent on adding another figure to your income.

      ____

      If you’re ready to design a money management system to guide your spending and funnel your figures into financial security, I’m inviting you to apply for BLAZE 💸

      Let’s work together to optimize your income and develop a strategic and personalized plan equipping you with the mindset, strategy, and systems needed to guide intentional spending, build savings, tackle debt, invest wisely, and automate key aspects increasing your financial security month after month.

      Interested? Take the Benchmark Assessment to identify gaps that currently exist in your money management system.

      ⁠⁠Click here⁠⁠ to learn more and submit your application to receive the assessment today.

      Subscribe to the podcast to make sure you catch all the awesome bonus episodes I'll be sharing. Don't miss out— ⁠⁠Subscribe now!⁠⁠⁠

      Stay connected with Diamond on Instagram: ⁠⁠www.instagram.com/moneycoachdiamond⁠

      42 min
    • There’s a Fine Line Between DIY and Self-Sabotage

      If you set a goal to progress financially, cement your security, and build wealth, understand there’s a fine line between DIY and self-sabotage.
      In this episode of Financial Security is the New Black we talked about:
      • the viable option vs better option
      • why your end goal matters when choosing a strategy
      • shifting your mindset from expense to investment
      • the ROI of money management

      Press play to join the conversation!

      __

      Do you make good money with nothing to show for it? Ready to refine your money management system and build financial security? You’d be a great fit for BLAZE.

      We'll work together to optimize your income and develop a strategic and personalized plan while equipping you with the mindset, strategy, and systems needed to guide intentional spending, build savings, tackle debt, invest wisely, and automate key aspects of your plan increasing your financial security month after month.

      Sound like the type of support you need? Take the Benchmark Assessment to identify gaps in your current money management system. From there, we can decide if working together should be your next best step.

      ⁠⁠⁠Click here⁠⁠⁠ to learn more and submit your application to receive the assessment today.

      Subscribe to the podcast to make sure you catch all the awesome bonus episodes I'll be sharing. Don't miss out— ⁠⁠⁠Subscribe now!⁠⁠⁠⁠

      Stay connected with Diamond on Instagram: ⁠⁠⁠www.instagram.com/moneycoachdiamond⁠⁠

      30 min
    • How to Love Your Family Without Failing Your Finances

      Family tax is real. Black tax is real. It’s a huge blessing when you’re in the position to be able to help your family out, but when it affects YOUR ability to build financial security it’s time to pump your breaks and put some boundaries in place.

      In this episode of Financial Security is the New Black, we talked about the expectation of success, disproportionate guilt, beliefs that perpetuate cycles of financial instability, and who you need to become to break free.


      If you’re ready to design a money management system to guide your spending and funnel your figures into financial security, I’m inviting you to join the next cohort of BLAZE

      Let’s work together to optimize your income and develop a strategic and personalized plan equipping you with the mindset, strategy, and systems needed to guide intentional spending, build savings, tackle debt, invest wisely, and automate key aspects increasing your financial security month after month.

      Interested? Take the Benchmark Assessment to identify gaps that currently exist in your money management system.

      ⁠⁠Click here⁠⁠ to learn more and submit your application to receive the assessment today.

      Subscribe to the podcast to make sure you catch all the awesome bonus episodes I'll be sharing. Don't miss out— ⁠⁠Subscribe now!⁠⁠⁠

      Stay connected with Diamond on Instagram: ⁠⁠www.instagram.com/moneycoachdiamond⁠

      40 min
    • Get More Out of Your Savings Strategy With These Tips

      Unlock the full potential of your savings with these tips. In this episode of Financial Security is the New Black, we dive into proven methods to enhance your savings strategy, helping you achieve your financial goals faster and more efficiently. Whether you're just starting or looking to optimize your current plan, these insights will set you on the path to financial success.



      If you’re ready to design a money management system to guide your spending and funnel your figures into financial security, I’m inviting you to join the next cohort of BLAZE 💸

      Let’s work together to optimize your income and develop a strategic and personalized plan equipping you with the mindset, strategy, and systems needed to guide intentional spending, build savings, tackle debt, invest wisely, and automate key aspects increasing your financial security month after month.

      Interested? Take the Benchmark Assessment to identify gaps that currently exist in your money management system.

      ⁠⁠Click here⁠⁠ to learn more and submit your application to receive the assessment today.

      Subscribe to the podcast to make sure you catch all the awesome bonus episodes I'll be sharing. Don't miss out— ⁠⁠Subscribe now!⁠⁠⁠

      Stay connected with Diamond on Instagram: ⁠⁠www.instagram.com/moneycoachdiamond⁠

      13 min
    • The Hidden Expense: How Your Mindset Affects Financial Security

      Are you stuck in the infamous "live for today, deal with it tomorrow" mindset? It's more like living in the moment and paying for it later... This costly approach consistently overlooks the bigger picture.
      In this episode of Financial Security Is The New Black, we explore how this mindset turns out to be your biggest expense, how it impedes your progress, and how to transform your perspective. Press play to join the conversation.


      If you’re ready to design a money management system to guide your spending and funnel your figures into financial security, I’m inviting you to join the next cohort of BLAZE 💸

      Let’s work together to optimize your income and develop a strategic and personalized plan equipping you with the mindset, strategy, and systems needed to guide intentional spending, build savings, tackle debt, invest wisely, and automate key aspects increasing your financial security month after month.

      Interested? Take the Benchmark Assessment to identify gaps that currently exist in your money management system.

      ⁠⁠Click here⁠⁠ to learn more about BLAZE and submit your application to receive the assessment today.


      Subscribe to the podcast to make sure you catch all the awesome bonus episodes I'll be sharing. Don't miss out— ⁠⁠Subscribe now!⁠⁠⁠


      Stay connected with Diamond on Instagram: ⁠⁠www.instagram.com/moneycoachdiamond⁠

      24 min
    • If You're Working to Increase Your Income, Consider These 3 Things

      Many of us are making good money, but because the money rolling in hasn’t enabled us to check off our goals ... we put the plan in motion to increase our income.
      In this episode of Financial Security is the New Black, we talked about:

      • why reaching six figures has become a measure of success
        • the beliefs you’ve anchored yourself to around “more money”
        • why more money isn’t the solution, but a catalyst
        • how to bridge the gap between your income and goals
        • shared a few questions to help you create an income plan
        • Press play to join the conversation!
          If you’re ready to design a personalized money management system to guide your spending and funnel your figures into financial security, I’m inviting you to join the next cohort of BLAZE Money Coaching 💸


          Let’s work together to optimize your income and develop a strategic and personalized plan equipping you with the mindset, strategy, and systems needed to guide intentional spending, build savings, tackle debt, invest wisely, and automate key aspects increasing your financial security month after month.


          Interested? You can take the Benchmark Assessment to identify gaps that currently exist in your money management system.

          Click here⁠⁠ to learn more and submit your application to receive the assessment today.



          Subscribe to the podcast to make sure you catch all the awesome bonus episodes I'll be sharing. Don't miss out— ⁠⁠Subscribe now!⁠⁠⁠

          https://podcasters.spotify.com/pod/show/diamond-towns


          Stay connected with Diamond on Instagram: www.instagram.com/moneycoachdiamond⁠


          26 min

        About Financial Security is the New Black

        From the publisher's feed

        Are you ready to build financial security? Join your host, Diamond Towns, for conversations centered around financial wellness and money management. Each episode is a deep dive into core growth…