Financial State of Minds with Darrin Harvey

By Darrin Harvey

Want to get out of debt, build stronger credit, and make smarter money moves?

Better money starts with a better financial state of mind.

Financial State of Minds w

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FAQs about Financial State of Minds with Darrin Harvey:

How many episodes does Financial State of Minds with Darrin Harvey have?

The podcast currently has 91 episodes available.

Financial State of Minds with Darrin Harvey episodes:

November 04, 2022Investing 101: How to Get Started the Smart Way
In this solo episode, Darrin breaks down the basics of investing in a way that’s approachable, clear, and practical for beginners.
He explains the different investment options available — from stocks to real estate to other common vehicles — and provides an entry-level breakdown of how each works. Darrin also tackles one of the most common questions new investors ask: “When is the best time to invest?”
Beyond the mechanics, this episode dives into the mindset and strategies that lay the foundation for successful investing. Listeners will walk away with both the knowledge and confidence to start their own investing journey.

About Darrin Harvey
Darrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.
As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.
Support The FSM Podcast & Connect With Darrin Harvey:
Rate & Review the Podcast
Connect on LinkedIn
Follow on Threads
Follow on Instagram
Subscribe on YouTube
Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
...more
53min
November 04, 2022Financial Security 101: Building a Plan That Actually Works
in this solo episode, Darrin delivers a step-by-step guide to building true financial security. Starting with the foundation of setting clear financial goals, he walks listeners through how to create a realistic budget, track expenses, and even build a custom income and expense sheet — whether you’re single or managing money with a partner.
From there, he emphasizes the importance of an emergency fund, then shifts into the often-overlooked protective tools like Wills, Trusts, Health Care Directives, and Powers of Attorney. The episode closes by reminding listeners that financial security isn’t about avoiding challenges — it’s about being prepared when they come.
This is a must-listen for anyone who wants to move beyond money stress and into true stability.

About Darrin Harvey
Darrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.
As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.
Support The FSM Podcast & Connect With Darrin Harvey:
Rate & Review the Podcast
Connect on LinkedIn
Follow on Threads
Follow on Instagram
Subscribe on YouTube
Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
...more
55min
October 19, 2022FIRE and Financial Freedom: Building Independence on Your Terms
n this solo episode, Darrin takes listeners inside the world of the FIRE movement — Financial Independence, Retire Early — and explores what it really means to pursue financial freedom.
He breaks down the difference between financial independence, financial freedom, and retirement (early or traditional), showing how each concept plays into the bigger picture of living life on your own terms.
The conversation covers the three types of income streams — Active, Semi-Active, and Passive — and explains why many FIRE followers focus heavily on building passive income. Darrin also speaks honestly about the challenges of pursuing FIRE, from lifestyle sacrifices to the discipline it takes, while sharing his own perspective and story on how he fits into the movement.
This episode is equal parts roadmap and mindset-shift, helping anyone who’s ever thought about breaking free from financial stress and working toward independence.

About Darrin Harvey
Darrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.
As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.
Support The FSM Podcast & Connect With Darrin Harvey:
Rate & Review the Podcast
Connect on LinkedIn
Follow on Threads
Follow on Instagram
Subscribe on YouTube
Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
...more
55min
September 26, 2022Credit Cards 101: Everything You Need to Know About Credit Cards
In this solo episode, Darrin delivers a complete Credit Card 101 guide — covering everything from the basics of what credit cards are to advanced tips for using them wisely.
He explains the differences between secured and unsecured cards, how merchant networks like Visa and Mastercard operate, and what terms like APR, balance transfers, and cash advances really mean.
Darrin also shares his own experience, including his 800+ credit score, and offers tips on why credit cards are valuable for everyone — even debt-free, high-income earners. Along the way, he clears up common credit myths and shows listeners how to leverage credit cards for rewards, cashback, and building financial freedom.
About Darrin Harvey
Darrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.
As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.
Support The FSM Podcast & Connect With Darrin Harvey:
Rate & Review the Podcast
Connect on LinkedIn
Follow on Threads
Follow on Instagram
Subscribe on YouTube
Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
...more
1h
September 22, 2022Credit Demystified: How Scores Work and How to Protect Yours
In this solo episode, Darrin takes listeners deep into the world of credit — breaking down what it is, how it works, and why it matters for everyone. Using the FICO scoring system as a guide, he explains the five key factors that make up a credit score and how each one impacts your financial opportunities.
Darrin doesn’t stop at theory — he connects credit education to real-life money management by showing how good credit habits can prevent credit card debt and set you up for financial stability. He also shares straightforward, actionable strategies to dig out of credit trouble if you’ve already made mistakes.
This episode is your one-stop guide to understanding and mastering credit — whether you’re new to the game or looking to repair your score.

About Darrin Harvey
Darrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.
As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.
Support The FSM Podcast & Connect With Darrin Harvey:
Rate & Review the Podcast
Connect on LinkedIn
Follow on Threads
Follow on Instagram
Subscribe on YouTube
Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
...more
55min
September 12, 2022Student Loan Debt: What You Need to Know Before, During, and After College
In this solo episode, Darrin delivers a comprehensive and eye-opening breakdown of student loan debt — what it is, how it works, and the lifelong impact it can have if not handled strategically.
He explains the different types of loans (federal subsidized, unsubsidized, private) and offers his perspective on which to consider and which to avoid. Darrin shares how college tuition has doubled over the last 30–40 years, why debt spikes when students continue on to graduate school, and how these costs ripple into adulthood.
Listeners hear a real-world example of a friend who graduated with over $60,000 in student loan debt, and what lessons can be taken from their situation.
The episode also covers President Joe Biden’s student loan forgiveness program (as it stood in October 2022), the limitations of such relief, and Darrin’s honest take on whether college is worth the cost from a financial perspective.
Packed with statistics, relatable examples, and clear advice, this is a must-hear for anyone navigating the higher education decision-making process.

About Darrin Harvey
Darrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.
As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.
Support The FSM Podcast & Connect With Darrin Harvey:
Rate & Review the Podcast
Connect on LinkedIn
Follow on Threads
Follow on Instagram
Subscribe on YouTube
Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
...more
51min
September 08, 2022Understanding Debt: How to Avoid It, Manage It, and Break Free
In this solo episode, Darrin delivers a comprehensive, no-nonsense breakdown of debt — what it is, how it affects different generations, and how to take control before it takes control of you.
From credit cards to student loans, mortgages to medical debt, Darrin explains the different types of debt, the stats behind them, and why they’ve become such a burden for so many people.
Listeners will hear:
Why certain generations (Boomers, Millennials, Gen Z) struggle with different types of debt
Strategies for avoiding debt in the first place
Practical, proven ways to pay it down and get out
A real-world example of a friend’s debt situation and the lessons it holds for everyone
This episode is packed with facts, perspective, and actionable advice to help you not just survive debt — but escape it.
About Darrin Harvey
Darrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.
As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.
Support The FSM Podcast & Connect With Darrin Harvey:
Rate & Review the Podcast
Connect on LinkedIn
Follow on Threads
Follow on Instagram
Subscribe on YouTube
Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
...more
57min
August 29, 2022Investing Through Life Insurance: Building Wealth with Protection in Mind
In this educational episode, Darrin is joined by Kwesi Dreams, a Financial Insurance Broker and Coach, for a deep and engaging conversation on how life insurance can be used for more than just protection — it can also be a powerful wealth-building tool.
Kwesi breaks down how certain life insurance policies (like whole life and IULs) can be structured to provide long-term savings, tax advantages, and even investment opportunities. He explains how these tools compare to — and can complement — traditional stock market investing.
This episode is packed with actionable insight for anyone interested in learning how to build financial security, legacy, and long-term growth through lesser-known strategies. Whether you're just getting started or already investing, this is a conversation that bridges education and empowerment
About Darrin Harvey
Darrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.
As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.
Support The FSM Podcast & Connect With Darrin Harvey:
Rate & Review the Podcast
Connect on LinkedIn
Follow on Threads
Follow on Instagram
Subscribe on YouTube
Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
...more
56min
August 22, 2022What Education Really Costs: From Pre-K to Graduate School
In this solo episode, Darrin takes listeners on a financial journey through the entire education system, from Montessori and Pre-K tuition to college and graduate school debt.
Drawing on real-life examples from families, students, and his own experience, he highlights how education—at every level—has become a major financial investment. Darrin gives parents and students a clear-eyed look at the long-term costs of schooling, breaks down how those expenses affect working families, and offers practical advice for anyone trying to plan ahead.
Along the way, he talks about saving strategies (like 529 accounts), alternative paths (like trade schools), and how to avoid the emotional and financial pressure of "doing it the traditional way."
This is the episode that parents wish they’d heard before enrolling—and students need to hear before signing that next loan.

About Darrin Harvey
Darrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.
As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.
Support The FSM Podcast & Connect With Darrin Harvey:
Rate & Review the Podcast
Connect on LinkedIn
Follow on Threads
Follow on Instagram
Subscribe on YouTube
Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
...more
54min
August 22, 2022Buying a Home in 2022 (and Beyond): What You’re Really Up Against
In this solo episode, Darrin dives deep into the housing crisis—and why the dream of homeownership feels so out of reach for so many people.
Using real stats, personal perspective, and listener-focused insight, Darrin explores how the market got this way, why it’s affecting first-time buyers the hardest, and what practical steps people can take even in an unfair system.
From credit building strategies to breaking down the true cost of buying a home, this episode is part reality check, part roadmap. Darrin doesn’t sugarcoat the situation—but he also doesn’t believe people should give up. His message is clear:
About Darrin Harvey
Darrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.
As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.
Support The FSM Podcast & Connect With Darrin Harvey:
Rate & Review the Podcast
Connect on LinkedIn
Follow on Threads
Follow on Instagram
Subscribe on YouTube
Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
...more
54min

FAQs about Financial State of Minds with Darrin Harvey:

How many episodes does Financial State of Minds with Darrin Harvey have?

The podcast currently has 91 episodes available.