Did your 401(k) turn into a 301(k)?

Look at your portfolio; Do you have risk? Do you have adequate diversification? You need a plan in place to deal with the current financial climate.

Listen to this week's Financial Strategies podcast with Andrew and Daniel Agemy here to learn more!

Bond vs Bonds Mutual Funds (PDF) 

The Dangers of Spending Down Principal in Retirement (PDF) 

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Recent stock market drops have made Roth Conversions more appealing for many. However, you need to weigh the upfront taxes, along with further consequences you may not (yet) be aware of.   

Listen to this week's Financial Strategies Podcast with Andrew and Daniel Agemy to find out more.   

INVESTING FOR INCOME IN THE STOCK MARKET (PDF) 

PROACTIVE TAX-SAVINGSTRATEGIES (PDF) 

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Applying Social Secuirity too early, spending too much too soon, paying more taxes than necessary. What is the biggest mistake a retiree can make? The answer may surprise you.   

Listen to this week's Financial Strategies podcast with Andrew and Daniel Agemy here to find out.

THE DANGERS OF SPENDING DOWNPRINCIPAL DURING RETIREMENT (PDF)    

THE INCOME GENERATION REPORT (PDF) 

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The definition of investing may have changed over time, but one key principal has remained - getting a return on your investment. 

So how do you prepare for today's volatile markets when it comes to investing? With speculation (a crystal ball)  - or with a carefully structured investment plan (contract)? 

Listen to this week's FInancial Strategies Podcast with your hosts: Andrew Agemy in Connecticut, and Daniel Agemy in Colorado here!

The Hard Lessons of Stock Market History (PDF)

The Importance of Financial Defense (PDF)

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Buying a certificate of deposit, also known as a "CD," might be a good choice if you need a specific amount of money to become available at a certain future time, with no risk of losing all of your cash. 

That time should be not too far off rather than years down the road.  

Listen to the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to learn more.   

THE CASE FOR FIXED INCOME (PDF) 

WHY INVESTING IN MUTUAL FUNDSCOULD JEOPARDIZE YOUR PLANS FOR RETIREMENT (PDF) 

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I bonds are a type of U.S. savings bond designed to protect the value of your cash from inflation.   Even in a rising rate environment like we're in right now, it's not hard to see why these investments are in the spotlight.  

While I bonds can certainly help protect your savings from inflation, that doesn't mean they're right for everyone. 

Listen to the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to learn more.   

BEWARE OF THE HIDDEN DANGERS BEHINDINVESTING IN BOND MUTUAL FUNDS (PDF) 

THE CASE FOR FIXED INCOME (PDF) 

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Preserving wealth is what our company is founded on. So how can you protect your wealth, and how can you make it grow?

Today we want to go through the good, the bad and the ugly of life insurance. Should you have life insurance? Is it worth the investment?   For life insurance after retirement, you have a number of options depending on your circumstances. 

Listen to this week's Financial Strategies Podcast with Andrew and Daniel Agemy here to learn more.

HOW TO HELP AVOID COMMON ESTATE PLANNING MISTAKES (PDF)  

DON’T LET LONG-TERM CAREBE YOUR FINANCIAL ‘BLIND SPOT’ (PDF)  

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As we all know and understand, investors get nervous when they see their portfolio value dropping and volatility is in the headlines.   When meeting with clients on the verge of retirement, the most common concern we hear is "I want to protect my principal". 

But in today's economy, we're seeing more and more investors lose out. So when do you admit defeat and move on? Do you "cry uncle" or make strategic moves to build back your savings? Listen to this week's Financial Strategies podcast with Andrew and Daniel Agemy here to learn more.

Introduction to the Universe of Non-Stock Market Income-Generating Investments (PDF)

The Hard Lessons of Stock Market History (PDF)

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As the Dow tumbles, America’s prices keep rising. And when you're going to be relying on your savings, watching your investment portfolio drop in value can be tough to stomach.

MARKET MATH MADE SIMPLE (PDF) 

10 SIGNS YOU’RE WORKING WITH A TRUE RETIREMENT INCOME SPECIALIST (PDF) 

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The Financial Strategies Podcast was created for one key reason: to help people drown out the noise so they can understand the truths in financial planning.   

In Part 1 of our Retirement Confidence Podcast, we talked about how you need advice from a trusted specialist, preferably a Fiduciary. (A Fiduciary must put your best interest above their own. A financial advisor who's a fiduciary has an ethical duty to recommend the best investments for you.)  

Today we're discussing how to further build confidence in your retirement planning by gaining the right tools and strategies to help your money grow.   

THE DANGERS OF SPENDING DOWNPRINCIPAL DURING RETIREMENT (PDF) 

INTRODUCTION TOTHE UNIVERSE OFNON-STOCK MARKET INCOME-GENERATING ALTERNATIVES (PDF) 

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