In a world driven by consumption, Proverbs 21:20 reminds us that wisdom includes knowing how to manage what we have—especially when it comes to finances. The wise aren’t just rich in resources; they are rich in restraint, discipline, and foresight. We see this principle in the life of Joseph, who, during Egypt’s seven years of abundance, stored grain not just for himself but for the survival of many during the famine that followed (Genesis 41:47–49). Joseph’s foresight, financial stewardship, and obedience to God’s wisdom preserved nations. In our own families, managing finances wisely is a form of discipleship. When we budget, save, tithe, and steward well, we teach our children responsibility, contentment, and trust in God’s provision. Financial wisdom isn’t about how much we have, but how faithfully we handle what we’re given. True stewardship builds not just wealth, but character.