What if financial freedom didn’t take a lifetime, but just 11 years?

Ruth Henderson,also known as The Happy Saver, proves it’s possible.

She’s never been on a huge salary, didn’t get an inheritance, and never flipped property.

Instead, through smart saving, simple investing into the sharemarket, and relentless consistency, they built enough wealth to become work-optional in just over a decade.

And Ruth’s ready to share exactly how they did it.

In this episode, we cover:

• How to reach financial independence in New Zealand (without earning six figures)
• The power of tracking net worth and using KiwiSaver wisely
• How index funds and compounding growth create true passive income
• Why “work optional” freedom is more achievable than most Kiwis think

If you’ve ever wondered how ordinary New Zealanders can retire early (or just get financially free, faster) this episode is your blueprint.

Links

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This podcast was filmed and produced by Fanaticals

Video editing & content production by Lana Byrne 

Audio engineering by Tash Chittock

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