A highlight clip from the September 30th episode, "How house sitting with alpacas turned into a digital nomad dream", with Sarah Kelsey from the OneUp Project.

Links

Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.

Hosted on Acast. See acast.com/privacy for more information.

Kellie Dawson, financial freedom seeker and mum, shares how her family were able to quit work and hit the road in Australia, for a year of nomad life in a van.

There’s a tension when we talk about money. 

Often creating financial security for the future can mean giving things up now… but life is also for living, and you could get hit by a bus tomorrow. 

So how do you balance it? 

By setting goals, and a strategy, but being willing to change them along the way. 

That’s exactly what today’s guest did. 

They wanted to create financial freedom, setting the ambitious goal to not need to work by the time they hit forty. 

But then, as they had kids, and those kids started to grow up, they wanted to change those goals. 

Specifically, to be able to take a year off, travel around Australia, and spend quality time with the kids before the kids were too old to want to do it anymore. 

So that’s exactly what they’re going to do, with the plane tickets booked for later this year. 

Has it changed the strategy? A little bit. 

Links

Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money. 

This week we’ve partnered up with Kiwibank, which has kindly leant us their expert MJ Vergara, senior economist, and we're talking the economy. Is it good, is it bad, and what does all of this mean for your wallet? Can you expect a pay rise in 2025, and what's going to happen with house prices?

Links

Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.

Hosted on Acast. See acast.com/privacy for more information.

Dr Brad Klontz, co-author of the new book Start Thinking Rich: 21 Harsh Truths to Take You from Broke to Financial Freedom, shares how money beliefs can hold you back.

Most of us have been there - you know what you should be doing with money, but you’re not doing it. 

Why? 

Well there’s a whole bunch of wiring deep in our brains that can trip us up and sabotage us. 

That doesn’t mean it’s all a lost cause … it means that you need to take control of your mind, before you truly take control of your money. 

Links

Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money.

This week I’ve partnered up with realestate.co.nz, who has kindly leant us their expert Vanessa Williams, and we’re talking about house versus apartment.

There are some key differences between these property types, and it can seriously impact your money.

Links

Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.

Hosted on Acast. See acast.com/privacy for more information.

Pepper Raccoon, artist and merch designer, shares her tactics for creating a proper living out of being an artist.

There’s a common belief that when you’re making career choices, you have to choose between doing what you love, or making money.

While that’s sometimes true, it’s doesn’t have to be true.

Even creatives, the ones most famous for becoming starving artists, can find systems to make a living without selling out to the man.

It does, however, take a strategy. After all, if it was easy, everyone would do it.

Well one such creative was nice enough to take time out of her day to walk me through exactly how she makes a good living as an artist.

Wellingtonian Pepper Raccoon has been going for seven years now, working as a fine artist who makes pins, t-shirts, and other merchandise.

It’s going so well that she’s even had to upgrade from being a sole trader, to a registered company, a big milestone.

Here’s how she makes it work.

Links

Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.

Hosted on Acast. See acast.com/privacy for more information.

Frances Cook shares listener tips for being money smart over Christmas, for everything from presents, to food, and bringing in extra cash to fund it all.

Links

Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.

Hosted on Acast. See acast.com/privacy for more information.

Nick Carr, financial analyst from Your Money Blueprint, shares why he regrets paying off his mortgage early, and the numbers behind why he would have invested into shares instead.

Paying off the mortgage early is a good thing… right? 

Well, one New Zealander worked hard to do that, and then decided, he’d actually shot himself in the foot. 

When a big accident happened, the money he’d sunk into the mortgage wasn’t available, when he could have done with some cash savings to get through a tough time. 

Meanwhile, he later discovered investing into shares, and on looking back wished he’d put more money into those investments instead. 

So when is paying off the mortgage early a good idea, when is it not, and how do you balance it all? 

Here’s how he would handle it now if he had his time over again. 

Links

Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money.

This week we’ve partnered up with AMP, which has kindly leant us their expert, client adviser Devon Walen, and we’re talking about if there are times when putting more into your KiwiSaver can actually be a bad idea.

Links

Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.

Hosted on Acast. See acast.com/privacy for more information.

Frances Cook talks kids and money with Chris Chang, on TVNZ's Breakfast.

Last week I was on TVNZ’s Breakfast, talking to Chris Chang about some strategies to talk to your kids about money.

Particularly with Christmas coming up, can it be a present? What’s the best way to go about it?

I get these questions in my inbox all the time, and the Breakfast team were nice enough to say I could put the audio up here as well, for you to listen to. Enjoy.

Links

Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.

Hosted on Acast. See acast.com/privacy for more information.