Financially Adjusted

Financially Adjusted

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Financially Adjusted episodes

  • #22: 3 BENEFITS OF ACCURATE BOOKKEEPING

    SEND LESLIE A TEXT MESSAGE

    In this episode of Financially Adjusted, I discuss the three biggest benefits of accurate bookkeeping for small businesses. Whether you're just starting out or are looking to grow, keeping your financial records in order is essential. We cover the importance of financial clarity, being stress-free tax time, and how maintaining professional bookkeeping can open doors to funding and even selling your business. Tune in to find out how accurate bookkeeping can set your business up for long-term success.

    Resources Mentioned:

    • Episode 10: Get in the Flow with the Right Pros
    • Episode 15: How to Stay on Track with Estimated Tax

    Helpful Resource: Free Estimated Tax Guide

    Email us with any questions you’d like answered in future Q&A episodes!

    Recommended payroll software (affiliate link):
     ADP
    GUSTO

    Recommended bank and the one I use in my business (affiliate link):
     RELAY BANK

    QuickBooks Online is my go-to accounting software. Get the best discount possible (30% off for 12 months) when you buy with my affiliate link below, through Complete Business Group. Message me at [email protected] with any questions regarding signing up.
    SIGN UP FOR QUICKBOOKS ONLINE

    My favorite budgeting app w/ an amazing free version:
     EVERY DOLLAR BUDGETING APP

    My preferred business credit card with cash rewards (affiliate link):

    If you have healthy behaviors around spending with a credit card, this is a great one to use and earn cash back. It also links up well with QuickBooks Online. If you have unhealthy spending habits with credit cards, please avoid using one! You need to be able to pay it off monthly and not carry a balance. I use this one for my business and it makes paying bills simple.

    CAPITAL ONE BUSINESS CREDIT CARD 

    Check out all my FREE financial resources in one place

    Follow me on social media:
    Facebook
    Instagram
    LinkedIn
    Pinterest

    Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation.

    12 min
  • #21: 4 OF THE SMARTEST THINGS YOU CAN DO AS AN ENTREPRENEUR

    SEND LESLIE A TEXT MESSAGE

    In this short but impactful episode, I’ll share the 4 smartest financial habits every entrepreneur needs to adopt. Whether you're a seasoned business owner or just starting out, these essential practices will help you organize your finances, protect your assets, and guide your business toward success. 

    Resources Mentioned:

    • Episode 2: Don’t Fudge It Just Budget
    • Episode 11: Understand Your Profit & Loss Like a Boss
    • Episode 12: Understand the Meat of Your Balance Sheet

    Helpful Resource: Free Estimated Tax Guide

    Email us with any questions you’d like answered in future Q&A episodes!

    Recommended payroll software (affiliate link):
    ADP
    GUSTO 

    Recommended bank and the one I use in my business (affiliate link):
    RELAY BANK

    QuickBooks Online is my go-to accounting software. Get the best discount possible (30% off for 12 months) when you buy with my affiliate link below, through Complete Business Group. Message me at [email protected] with any questions regarding signing up.
    SIGN UP FOR QUICKBOOKS ONLINE

    My favorite budgeting app w/ an amazing free version:
    EVERY DOLLAR BUDGETING APP

    My preferred business credit card with cash rewards (affiliate link):
     If you have healthy behaviors around spending with a credit card, this is a great one to use and earn cash back. It also links up well with QuickBooks Online. If you have unhealthy spending habits with credit cards, please avoid using one! You need to be able to pay it off monthly and not carry a balance. I use this one for my business and it makes paying bills simple.
    CAPITAL ONE BUSINESS CREDIT CARD

    Check out all my FREE financial resources in one place

    Follow me on social media:
    Facebook
    Instagram
    LinkedIn
    Pinterest

    Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation.

    18 min
  • #20: MOVING IN THE RIGHT DIRECTION INVOLVES COURSE CORRECTION

    SEND LESLIE A TEXT MESSAGE

    In this episode, I discuss the importance of reassessment and course correction in both life and business. Just like a road trip, the path to business success is rarely straightforward. There will be roadblocks, detours, and unexpected turns, but staying flexible and open to change is key. We'll explore how to handle these shifts, whether due to external factors like a global pandemic or internal desires for a new direction. I also elaborate on the importance of understanding your numbers and how a solid financial foundation can guide your decisions when it’s time to pivot. The key word today is pivot! 😉

    Helpful Resource: Free Estimated Tax Guide

    Email us with any questions you’d like answered in future Q&A episodes!

    Recommended payroll software (affiliate link):
    ADP
    GUSTO 

    Recommended bank and the one I use in my business (affiliate link):
    RELAY BANK

    QuickBooks Online is my go-to accounting software. Get the best discount possible (30% off for 12 months) when you buy with my affiliate link below, through Complete Business Group. Message me at [email protected] with any questions regarding signing up.
    SIGN UP FOR QUICKBOOKS ONLINE

    My favorite budgeting app w/ an amazing free version:
    EVERY DOLLAR BUDGETING APP

    My preferred business credit card with cash rewards (affiliate link):
     If you have healthy behaviors around spending with a credit card, this is a great one to use and earn cash back. It also links up well with QuickBooks Online. If you have unhealthy spending habits with credit cards, please avoid using one! You need to be able to pay it off monthly and not carry a balance. I use this one for my business and it makes paying bills simple.
    CAPITAL ONE BUSINESS CREDIT CARD

    Check out all my FREE financial resources in one place

    Follow me on social media:
    Facebook
    Instagram
    LinkedIn
    Pinterest

    Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation.

    15 min
  • #19: QUARTERLY FOCUS IN YOUR BUSINESS

    SEND LESLIE A TEXT MESSAGE

    In today's episode, I’m discussing quarterly focus for your business. I’ll talk about what every business owner needs to focus on each quarter—like taxes, payroll, and goal setting. I'll walk you through the nitty-gritty of estimated and payroll taxes, highlight key tax deadlines, and discuss the importance of quarterly goal-setting and evaluation for sustained business growth. Grab your calendar and get ready to plan each business "season" for maximum impact!

    Mentioned Resource: Free Estimated Tax Guide

       Previous Episodes: 

    • #11: UNDERSTAND YOUR PROFIT & LOSS LIKE A BOSS 
    • #12: UNDERSTAND THE MEAT OF YOUR BALANCE SHEET
    • #15: HOW TO STAY ON TRACK WITH ESTIMATED TAX

     Email us with any questions you’d like answered in future Q&A episodes: 
      [email protected]

    Recommended payroll software (affiliate link):
     ADP
    GUSTO 

    Recommended bank and the one I use in my business (affiliate link):
     RELAY BANK

    QuickBooks Online is my go-to accounting software. Get the best discount possible (30% off for 12 months) when you buy with my affiliate link below, through Complete Business Group. Message me at [email protected] with any questions regarding signing up.
    SIGN UP FOR QUICKBOOKS ONLINE

    My favorite budgeting app w/ an amazing free version:
     EVERY DOLLAR BUDGETING APP

    My preferred business credit card with cash rewards (affiliate link):
     If you have healthy behaviors around spending with a credit card, this is a great one to use and earn cash back. It also links up well with QuickBooks Online. If you have unhealthy spending habits with credit cards, please avoid using one! You need to be able to pay it off monthly and not carry a balance. I use this one for my business and it makes paying bills simple.
     CAPITAL ONE BUSINESS CREDIT CARD


    Check out all my FREE financial resources in one place

    Follow me on social media:
    Facebook
    Instagram
    LinkedIn
    Pinterest

    Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation.

    24 min
  • #18: HOW TO MANAGE MONEY WITH FLUCTUATING REVENUE

    SEND LESLIE A TEXT MESSAGE

    In today’s episode, I’m discussing one of the most common challenges business owners face—fluctuating revenue. Whether you're a seasonal business, a new entrepreneur, or running an established business with variable income, having a solid financial plan is crucial for success. I’ll provide tactical steps for creating a proactive money plan (a budget), understanding your cash flow, and leveraging historical data to navigate unpredictability. I’ll also covers strategies for managing unique expenses, setting up automated payment systems, and exploring additional revenue streams to cushion against variability. Don’t miss out on these essential tips to keep your business and personal finances on track!

    Resources Mentioned:

    • Episode 1: Start Smart in Your Business
    • The Start Smart Checklist - A free resource for new entrepreneurs
    • Episode 2: DON'T FUDGE IT, JUST BUDGET

    Don’t forget to follow or subscribe wherever you listen to podcasts, so you don’t miss the chance to gain skills and confidence around small business money topics. 

    Reach out at [email protected] with any questions you’d like answered in future Q&A episodes!

    Recommended payroll software (affiliate link):
     ADP
    GUSTO 

    Recommended bank and the one I use in my business (affiliate link):
     RELAY BANK

    QuickBooks Online is my go-to accounting software. Get the best discount possible (30% off for 12 months) when you buy with my affiliate link below, through Complete Business Group. Message me at [email protected] with any questions regarding signing up.
    SIGN UP FOR QUICKBOOKS ONLINE

    My favorite budgeting app w/ an amazing free version:
     EVERY DOLLAR BUDGETING APP

    My preferred business credit card with cash rewards (affiliate link):
     If you have healthy behaviors around spending with a credit card, this is a great one to use and earn cash back. It also links up well with QuickBooks Online. If you have unhealthy spending habits with credit cards, please avoid using one! You need to be able to pay it off monthly and not carry a balance. I use this one for my business and it makes paying bills simple.
     CAPITAL ONE BUSINESS CREDIT CARD

    Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation.

    Check out all my FREE financial resources in one place

    Follow me on social media:
    Facebook
    Instagram
    LinkedIn
    Pinterest

    Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation.

    20 min
  • #17: IMPERFECT ACTION GIVES YOU TRACTION

    SEND LESLIE A TEXT MESSAGE

    Today’s episode is all about taking imperfect action and what that can look like for you when it comes to managing your business finances. If you’ve ever felt paralyzed by perfectionism or overwhelmed by the numbers in your business, this episode is for you. Progress over perfection is a game-changing mindset shift, and I’ll give you practical steps to start moving forward imperfectly with your money, no matter where you are in your entrepreneurial journey. 

    Key Takeaways: 

    • Why perfectionism can paralyze your financial progress.
    • The importance of taking small, imperfect steps in managing your business finances.
    • How to create a money plan (budget) even if you’re not a “numbers person.”
    • Tips for building financial habits and accountability to stay on track.

    Resources Mentioned: 

    · Episode 1: Start Smart: https://www.buzzsprout.com/2295061/15079510

    · Episode 2: Don’t Fudge It, Just Budget: https://www.buzzsprout.com/2295061/15079641

    · My YouTube budgeting tutorial: https://youtu.be/REhxY79ykHU?si=KH-X0LbgKj48x6QI

    Don’t forget to follow or subscribe wherever you listen to podcasts, so you don’t miss the chance to gain skills and confidence around small business money topics. 

    Reach out at [email protected] with any questions you’d like answered in future Q&A episodes!

    Recommended payroll software (affiliate link): 

    ADP: http://accountantprogram.adp.com/accept/?EID=5453c160-167e-4c6b-aedc-893d78fb3f87&type=ShareUrl

    GUSTO (affiliate link): https://gusto.com/r/leslie4559

    Recommended bank and the one I use in my business (affiliate link):
    https://app.relayfi.com/register?referralcode=leadingledgerbk

    QuickBooks Online is my go-to accounting software. Get the best discount possible (30% off for 12 months) when you buy with my affiliate link below, through Complete Business Group. Message me at [email protected] with any questions regarding signing up.

     https://completebusinessgroup.com/leading-ledger-bookkeeping-llc/

    Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation.

    Check out all my FREE financial resources in one place

    Follow me on social media:
    Facebook
    Instagram
    LinkedIn
    Pinterest

    Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation.

    15 min
  • #16: HOW TO BE THE BOSS OF YOUR OWN MONEY

    SEND LESLIE A TEXT MESSAGE

    In this short but impactful episode, I’ll share a powerful acronym that will help you take control of your money—whether it’s for your personal finances or your business. The BOSS acronym stands for Budgeting, Organization, Spending carefully, and Saving intentionally. I’ll dive into each step, offering practical tips and encouraging you to be proactive rather than reactive with your money. By following these steps, you'll not only gain control but also set yourself up for long-term success. Tune in to learn how you can be the boss of your own money!

    Don’t forget to follow or subscribe wherever you listen to podcasts, so you don’t miss the chance to gain skills and confidence around small business money topics. 

    Reach out at [email protected] with any questions you’d like answered in future Q&A episodes!

    Recommended payroll software (affiliate link): 

    ADP:
    http://accountantprogram.adp.com/accept/?EID=5453c160-167e-4c6b-aedc-893d78fb3f87&type=ShareUrl

    GUSTO (affiliate link):
    https://gusto.com/r/leslie4559

    Recommended bank and the one I use in my business (affiliate link): 
    https://app.relayfi.com/register?referralcode=leadingledgerbk

    QuickBooks Online is my go-to accounting software. Get the best discount possible (30% off for 12 months) when you buy with my affiliate link below, through Complete Business Group. Message me at [email protected] with any questions regarding signing up. https://completebusinessgroup.com/leading-ledger-bookkeeping-llc/

    My favorite budgeting app w/ an amazing free version: https://www.ramseysolutions.com/ramseyplus/everydollar

    My preferred business credit card with cash rewards (affiliate link):
    If you have healthy behaviors around spending with a credit card, this is a great one to use and earn cash back. It also links up well with QuickBooks Online. If you have unhealthy spending habits with credit cards, please avoid using one! You need to be able to pay it off monthly and not carry a balance. I use this one for my business and it makes paying bills simple.
     https://i.capitalone.com/Jnub3fUEX

    Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation.

    Check out all my FREE financial resources in one place

    Follow me on social media:
    Facebook
    Instagram
    LinkedIn
    Pinterest

    Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation.

    8 min
  • #15: HOW TO STAY ON TRACK WITH ESTIMATED TAX

    SEND LESLIE A TEXT MESSAGE

    In this episode of Financially Adjusted, I dive into the world of estimated taxes for small business owners. Everyone’s favorite topic. 😉 Learn how to avoid the dreaded surprise tax bill and implement a foolproof system to track and save for taxes throughout the year. We’ll break down what you need to know about saving for estimated taxes based on your net profit, how quarterly estimated tax payments work, when they’re due, and tips for setting up an efficient tracking system. Don’t forget to grab our free estimated tax tracking guide and if you want the done-for-you approach, you can purchase my tax tracking template. See the links below!

    FREE GUIDE: www.financiallyadjusted.com/estimatedtaxguide

    IRS link referenced in today’s episode: https://www.irs.gov/businesses/small-businesses-self-employed/estimated-taxes

    Reach out at [email protected] with any questions you’d like answered in future Q&A episodes!

    Recommended payroll software (affiliate link): 

    ADP: http://accountantprogram.adp.com/accept/?EID=5453c160-167e-4c6b-aedc-893d78fb3f87&type=ShareUrl

    GUSTO (affiliate link): https://gusto.com/r/leslie4559

    Recommended bank and the one I use in my business (affiliate link):
    https://app.relayfi.com/register?referralcode=leadingledgerbk

    QuickBooks Online is my go-to accounting software. Get the best discount possible (30% off for 12 months) when you buy with my affiliate link below, through Complete Business Group. Message me at [email protected] with any questions regarding signing up.
    https://completebusinessgroup.com/leading-ledger-bookkeeping-llc/

    My preferred business credit card with cash rewards (affiliate link):
    If you have healthy behaviors around spending with a credit card, this is a great one to use and earn cash back. If you have unhealthy spending habits with credit cards, please avoid using one!
     https://i.capitalone.com/Jnub3fUEX


    Check out all my FREE financial resources in one place

    Follow me on social media:
    Facebook
    Instagram
    LinkedIn
    Pinterest

    Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation.

    23 min
  • #14: CUT COSTS LIKE A BOSS

    SEND LESLIE A TEXT MESSAGE

    In this episode of Financially Adjusted, I discuss essential strategies for evaluating costs effectively. I talk about creating a master list of recurring expenses, utilizing accounting software to evaluate expenses, and how to regularly evaluate costs to cut unnecessary expenses. Whether you’re just starting out or have been in business for a while, these tips will help you maintain control over your finances and boost your bottom line. 

    Don’t forget to follow or subscribe wherever you listen to podcasts, so you don’t miss the chance to gain skills and confidence around small business money topics. 

    Reach out at [email protected] with any questions you’d like answered in future Q&A episodes!

    Recommended payroll software (affiliate link):
    ADP: http://accountantprogram.adp.com/accept/?EID=5453c160-167e-4c6b-aedc-893d78fb3f87&type=ShareUrl

    GUSTO (affiliate link): https://gusto.com/r/leslie4559

    QuickBooks Online is my go-to accounting software. Get the best discount possible (30% off for 12 months) when you buy with my affiliate link below, through Complete Business Group. Message me at [email protected] with any questions regarding signing up.
    https://completebusinessgroup.com/leading-ledger-bookkeeping-llc/

    My favorite budgeting app w/ an amazing free version: https://www.ramseysolutions.com/ramseyplus/everydollar

    My preferred business credit card with cash rewards (affiliate link):
    If you have healthy behaviors around spending with a credit card, this is a great one to use and earn cash back. It also links up well with QuickBooks Online. If you have unhealthy spending habits with credit cards, please avoid using one! You need to be able to pay it off monthly and not carry a balance. I use this one for my business and it makes paying bills simple. https://i.capitalone.com/Jnub3fUEX

    Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation. 

    Check out all my FREE financial resources in one place

    Follow me on social media:
    Facebook
    Instagram
    LinkedIn
    Pinterest

    Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation.

    20 min
  • #13: ORGANIZATION IS THE BASE OF YOUR FINANCIAL FOUNDATION

    SEND LESLIE A TEXT MESSAGE

    In this episode of Financially Adjusted, I dive into the importance of getting your financial house in order for your small business. I'll provide practical steps and tools for setting up electronic and paper filing systems, managing passwords, tracking financial data, and using accounting software. I’ll get into the benefits of staying organized, including easier collaboration with professional and smoother operations. Be sure to grab the free pdf guide that goes along with today’s episode, “The Entrepreneur’s Guide to Financial Organization” with the link below. 

    Downloadable free pdf guide:
    https://www.financiallyadjusted.com/financialorganization

     Last Pass:
    https://www.lastpass.com/?utm_source=google&utm_medium=cpc&utm_campaign=19546987156&utm_term=lastpas...

    MONDAY.COM:
    https://try.monday.com/ngihpvgdh7xo

     DocScan app link:
    https://itunes.apple.com/app/id453312964?mt=8

    Dropbox:
    https://www.dropbox.com/referrals/AACEgoCcNhTQsFR-M452g7A3OCCUTNxNrsM?src=app9-1

    Recommended payroll software (affiliate link):
    ADP:
    http://accountantprogram.adp.com/accept/?EID=5453c160-167e-4c6b-aedc-893d78fb3f87&type=ShareUrl

    GUSTO (affiliate link):
    https://gusto.com/r/leslie4559

    QuickBooks Online is my go-to accounting software. Get the best discount possible (30% off for 12 months) when you buy with my affiliate link below, through Complete Business Group. Message me at [email protected] with any questions regarding signing up.
    https://completebusinessgroup.com/leading-ledger-bookkeeping-llc/

    My favorite budgeting app w/ an amazing free version: https://www.ramseysolutions.com/ramseyplus/everydollar

    Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation.

    Check out all my FREE financial resources in one place

    Follow me on social media:
    Facebook
    Instagram
    LinkedIn
    Pinterest

    Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation.

    33 min

About Financially Adjusted

From the publisher's feed

The Financially Adjusted podcast is for all the chiropractic business owners out there. I'm Leslie Roth - a virtual bookkeeping business owner & educator-  and I'm excited to share my…