Financially Free with Cleo

Moving abroad can be exciting, but also overwhelming when trying to understand all that you need to do before, during and after the move.

Whether if you are moving abroad for short term or long term, you can get all the details you need from the amazing Vanessa M.W., a travel tech professional and the creator of the wealth & wanderlust platform, Wander Onwards.

Vanessa is originally from Los Angeles, California, a proud Chicana, and has been living abroad for the last 7 years. Today, she helps people build better lives inside the US and abroad through her Move Abroad Master Class and financial literacy digital products. She currently lives in Europe with her German Husband and Italian cat, Xiao Huang.

On Episode 25: "Moving Abroad: Increasing Income and Quality of Life", Vanessa shares her experiences living abroad. She has increased her income, elevated her business, met her husband and continues to live the lifestyle she desires.

In this episode, you will learn:

02:24 - How Vanessa grew up and first learned about money

03:29 - Vanessa’s best money decision

09:28 - Vanessa’s biggest money regret

15:48 - What being financially free means to Vanessa

22:35 - Why Vanessa decided to start Wander Onwards

25:12 - What you can learn from the Moving Abroad Masterclass

31:59 - Favorites Round with Vanessa

37:59 - Vanessa’s response to her financial affirmation card

40:08 - Advice Vanessa would give to herself right now

41:43 - How to connect with and support Vanessa M.W.

Connect with Vanessa M.W.

Website: wanderonwards.co/

Instagram: instagram.com/wanderonwards/

TikTok: @wanderonwards

YouTube: youtube.com/wanderonwards

Move Abroad Master Class:

wanderonwards.teachable.com/p/great-escape

Digital Templates:

etsy.com/shop/Wanderonwards

Free Digital Gift:

The Financially Free with Cleo Podcast is on Apple Podcasts, Spotify, Google Podcasts and PodBean: cleoyogafinance.com/podcast

It's also on YouTube at Cleo Yoga Finance. Watch here: bit.ly/33NJYRp

If you enjoyed this episode, please subscribe, share on social media and tag @cleoyogafinance or leave us a review.

We appreciate your support. See you next week!

Let's Stay Connected:

Instagram: 

instagram.com/cleoyogafinance/

Website: 

https://www.cleoyogafinance.com/

YouTube: 

youtube.com/channel/UCORAoCfgBe0QrjHzWHdyydw

Facebook:

facebook.com/CleoYogaFinance

Twitter:

twitter.com/cleoyogafinance

LinkedIn:

linkedin.com/in/cleochildress/

This week we are celebrating Mother's Day, which is Sunday May 9, 2021. We either are a mom or a know a mom somewhere. It could be a mom that is still here on Earth or has passed on to a happier place. Let's celebrate moms this week. 

On Episode 24, I'm sharing a few ways to show love and highlight a mom or a few mothers this week. Nothing is too big or too small. Every genuine thought and gesture counts. 

Also, check out Episode 7: "Motherhood and Money Mindsets" with one of my best friends, Stephanie Holt. Watch here: https://youtu.be/r8wa_0Eawkw

The Financially Free with Cleo Podcast is on Apple Podcasts, Spotify, Google Podcasts and PodBean: https://www.cleoyogafinance.com/podcast

It's also on YouTube at Cleo Yoga Finance. Watch here: https://bit.ly/33NJYRp

If you enjoyed this episode, please subscribe, share on social media and tag @cleoyogafinance or leave us a review.

We appreciate your support. See you next week!

Let's Stay Connected:

Instagram: 

https://www.instagram.com/cleoyogafinance/

Website: 

https://www.cleoyogafinance.com/

YouTube: 

https://www.youtube.com/channel/UCORAoCfgBe0QrjHzWHdyydw

Facebook:

https://www.facebook.com/CleoYogaFinance

Twitter:

https://twitter.com/cleoyogafinance

LinkedIn:

https://www.linkedin.com/in/cleochildress/

On Episode 23, We're talking about pivoting. Sometimes we work a job or career for a period of time then realize we need or want to do something else. 

As we grow and evolve, our needs and wants change. Our interests and skills change. What we define as happiness and fulfilling changes. 

If you decide that pivoting is best for YOU, take the first step towards the lifestyle you desire. In this episode, I share two ways to know when it's time for you to pivot.

The Financially Free with Cleo Podcast is on Apple Podcasts, Spotify, Google Podcasts and PodBean: https://www.cleoyogafinance.com/podcast

It's also on YouTube at Cleo Yoga Finance. Watch here: https://bit.ly/33NJYRp

If you enjoyed this episode, please subscribe, share on social media and tag @cleoyogafinance or leave us a review.

We appreciate your support. See you next week!

Let's Stay Connected:

Instagram: 

https://www.instagram.com/cleoyogafinance/

Website: 

https://www.cleoyogafinance.com/

YouTube: 

https://www.youtube.com/channel/UCORAoCfgBe0QrjHzWHdyydw

Facebook:

https://www.facebook.com/CleoYogaFinance

Twitter:

https://twitter.com/cleoyogafinance

LinkedIn:

https://www.linkedin.com/in/cleochildress/

On Episode 22, I had the pleasure of speaking with Becky Mollenkamp, a mindset coach who is on a mission to smash patriarchy by helping women believe in their inherent worth and power.

We discussed the importance of mindset work and self love practices. Two of my favorite statements she mentioned in this episode are: "Love yourself through change" and "Breathe more."

In this episode, you’ll learn: 

01:24 - How Becky grew up and first learned about money

03:35 - Becky’s best money decision thus far

09:05 - One of Beckys biggest money lessons learned 

15:18 - What does being financially free mean to Becky

24:54 - Why mindset work is required. How Becky helps others on their mindset journey. 

30:25 - How to find your mindset coach

34:30 - Favorites round with Becky  

38:09 - Becky’s response to her financial affirmation

39:20 - Advice Becky would give to herself right now

40:57 - How we can support and connect with Becky

Connect with Becky Mollenkamp:

Website:

https://beckymollenkamp.com/

Instagram:

https://www.instagram.com/beckymollenkamp/

TikTok:

https://www.tiktok.com/@beckymollenkamp?

YouTube:

https://www.youtube.com/channel/UC_Xl2gfkFOHlrwgcEnl2BNw

The Financially Free with Cleo Podcast is on Apple Podcasts, Spotify, Google Podcasts and PodBean: https://www.cleoyogafinance.com/podcast

It's also on YouTube at Cleo Yoga Finance. Watch here: https://bit.ly/33NJYRp

If you enjoyed this episode, please subscribe, share on social media and tag @cleoyogafinance or leave us a review.

We appreciate your support. See you next week!

Let's Stay Connected:

Instagram: 

https://www.instagram.com/cleoyogafinance/

Website: 

https://www.cleoyogafinance.com/

YouTube: 

https://www.youtube.com/channel/UCORAoCfgBe0QrjHzWHdyydw

Facebook:

https://www.facebook.com/CleoYogaFinance

Twitter:

https://twitter.com/cleoyogafinance

LinkedIn:

https://www.linkedin.com/in/cleochildress/

On Episode 21, I'm talking about hiring a professional vs DIY. 

When I made the decision to improve my finances, I isolated myself and did it alone. I thought I was saving money by not hiring a financial professional to guide me. Plus, I felt like I was old enough to know better and do it myself.

What I've learned is that EVERYONE needs help at different levels of life. NOBODY knows everything. The most successful and wealthiest people still hire mentors, coaches and advisors. We are better when we do it with help. 

It's very important to start learning on your own first, but in order to have transformational changes in your life, you will need HELP!

In this episode, you’ll learn: 

• The benefits of DIY

• The benefits of hiring a professional

• Why you should choose the best decision for you 

If you would like weekly financial and mindset inspiration, subscribe here: https://www.cleoyogafinance.com/home-subscribe

The Financially Free with Cleo Podcast is on Apple Podcasts, Spotify, Google Podcasts and PodBean: https://www.cleoyogafinance.com/podcast

It's also on YouTube at Cleo Yoga Finance. Watch here: https://bit.ly/33NJYRp

If you enjoyed this episode, please subscribe, share on social media and tag @cleoyogafinance or leave us a review.

We appreciate your support. See you next week!

Let's Stay Connected:

Instagram: 

https://www.instagram.com/cleoyogafinance/

Website: 

https://www.cleoyogafinance.com/

YouTube: 

https://www.youtube.com/channel/UCORAoCfgBe0QrjHzWHdyydw

Facebook:

https://www.facebook.com/CleoYogaFinance

Twitter:

https://twitter.com/cleoyogafinance

LinkedIn:

https://www.linkedin.com/in/cleochildress/

This week is Episode 20: “Advice I'm Giving To Myself Right Now (Birthday Edition)

I'm filled with gratitude because it's my birthday month. My birthday was on April 5. I'm proud of everything I've done and will do.

When I talk with guests on this show I always ask them this question, "Instead of giving advice to your younger self, what advice would you give to yourself right now?"

This week, I'm sharing advice I'm telling myself right now.

In this episode, you’ll learn: 

0:42 - It's Cleo's Birthday Month

Advice Cleo is telling herself right now

2:27 - Let It Go 

4:17 - Do It Scared 

6:39 - Make The Best Decision For You

9:46 - Keep Investing In Yourself (Time, Money and Energy)

13:00 - Have Fun and Don't Be So Serious

16:28 - Live Your Life 

Check out these Financial Affirmation cards to help you take daily action towards your money goals: https://www.cleoyogafinance.com/cards/financial-affirmations

The Financially Free with Cleo Podcast is on Apple Podcasts, Spotify, Google Podcasts and PodBean: https://www.cleoyogafinance.com/podcast

It's also on YouTube at Cleo Yoga Finance. Watch here: https://bit.ly/33NJYRp

If you enjoyed this episode, please subscribe, share on social media and tag @cleoyogafinance or leave us a review.

We appreciate your support. See you next week!

Let's Stay Connected:

Instagram: 

https://www.instagram.com/cleoyogafinance/

Website: 

https://www.cleoyogafinance.com/

On Episode 19: “Planting Financial Seeds”

We're talking with Shaterial Starnes, owner of the Starnes Group. She is a financial coach, published author, trainer, facilitator and consultant.

She also views herself as a financial farmer, helping individuals and business owners plant financial seeds to reap a harvest for generations to come.

Two of my favorite quotes from Shaterial on this episode are: "Takers do not have boundaries" and "We bootlegging it"

In this episode, you’ll learn: 

1:32 - What is a financial farmer?

1:55 - How Shaterial grew up and first learned about money 

3:20 - Shaterial's best money decision thus far

6:47 - How we deal with shame and embarrassment around money

7:35 - How Shaterial and I met

9:39 - Shaterial's biggest money lesson learned

14:25 - How to say no to family and friends

18:37 - What being financially free means to Shaterial

24:21 - Who is the Starnes Group?

29:54 - Navigating the Credit Repair Maze book and programs to help with personal and business credit

36:31 - Preparing for aging parents

43:46 - Fun Q&A with Shaterial

47:53 - Shaterial's response to her financial affirmation card

49:01 - Advice Shaterial would give to herself right now

51:54 - How to connect with Shaterial Starnes and special offers for the Financially Free with Cleo Community 

Connect with our guest Shaterial Starnes: 

Website:

https://coachstarnes.com/

Instagram: 

https://www.instagram.com/starnesgroup/

Facebook:

https://www.facebook.com/starnesgroup

Special Offers:

(1) Introduction to Business Credit Class (If you need a full scholarship, go to link below and use discount code: pathwaylending) 

https://learn.pathwaylending.org/learn/course/external/view/webinar/39/introduction-to-business-credit

(2) Boosting Your Personal Credit (If you need a full scholarship, go to link below and use discount code: pathwaylending) 

https://learn.pathwaylending.org/learn/course/external/view/webinar/63/boosting-your-personal-credit

The Financially Free with Cleo Podcast is on Apple Podcasts, Spotify, Google Podcasts and PodBean: https://www.cleoyogafinance.com/podcast

It's also on YouTube at Cleo Yoga Finance. Watch here: https://bit.ly/33NJYRp

If you enjoyed this episode, please subscribe, share on social media and tag @cleoyogafinance or leave us a review.

We appreciate your support. See you next week!

Let's Stay Connected:

Instagram: 

https://www.instagram.com/cleoyogafinance/

Website: 

https://www.cleoyogafinance.com/

On Episode 18: “Balancing Fitness, Nutrition and Money Goals”

We're talking with Ashley Smith, owner of Kelli Fierce Fitness Inc. and founder of the online Fierce, Fit, and Flex Method. She is also a NASM Certified Personal Trainer and Precision Nutrition Coach who specializes in helping career-focused women loose fat and gain strength. 

Ashley explains how we can achieve our fitness and nutrition goals without eliminating all the foods we love.

It's so important for us to understand the connection between our fitness lifestyles and financial lifestyles. When our fitness and nutrition habits are on point (not perfect), that leads to healthier financial habits. 

In this episode, you’ll learn: 

1:40 - How Ashley grew up and first learned about money 

6:42 - Ashley's best money decision thus far

20:02 - Biggest money lesson learned

23:40 - What being financially free means to Ashley

30:33 - Who is Kelli Fierce Fitness and what is the Fierce, Fit and Flex Method

43:05 - What you can start doing today to reach fitness goals 

53:45 - Fun QA with Ashley

1:05:11 - Ashley's response to her financial affirmation card

1:11:25 - Advice Ashley would give to herself right now

1:12:33 - How to connect with Ashley Smith or join the Fierce, Fit, and Flex Method experience

Connect with Ashley Smith: 

Website:

https://www.kellifierce.com/coaching

Instagram: 

https://www.instagram.com/kellifierce/

Twitter:

https://twitter.com/KelliFierce

Facebook:

https://www.facebook.com/profile.php?id=64500990

The Financially Free with Cleo Podcast is on Apple Podcasts, Spotify, Google Podcasts and PodBean: https://www.cleoyogafinance.com/podcast

It's also on YouTube at Cleo Yoga Finance. Watch here: https://bit.ly/33NJYRp

If you enjoyed this episode, please subscribe, share on social media and tag @cleoyogafinance or leave us a review.

We appreciate your support. See you next week!

Let's Stay Connected:

Instagram: 

https://www.instagram.com/cleoyogafinance/

Website: 

https://www.cleoyogafinance.com/

On Episode 17: “Homeownership and Healthy Money Habits”

We're talking with Ron Hodges. He is the co-owner of The Barkley and Hodges Group, a real estate company in Nashville, TN. Ron is also a long time friend of mine from high school. I am grateful for Ron's friendship. 

Ron shared lessons learned from college life, career transitions and how he's making an impact in the real estate industry today.

My top favorite quotes from Ron in this episode: 

"Don't wait on other people to make a move."

"Vet your friends and the people you invest with."

"Connect with the right people to help you get to where you need to be."

"Work your connections."

"A BUT is a WHAT IF. You can WHAT IF and BUT yourself out of what's really meant for you."

"Just because something feels safe doesn't mean that's what you need to stick with."

"Never stop learning or asking questions."

In this episode, you’ll learn: 

2:10 - How Ron grew up and first learned about money 

4:37 - One of the major keys Ron has learned thus far 

6:45 - Credit experiences

8:20 - Biggest money lessons learned and another major key

21:30 - What being financially free means to Ron 

28:33 - How Ron transitioned from Accountant to Real Estate Agent

44:01 - How to prepare for buying or selling a home

1:05:13 - Fun QA with Ron

1:20:12 - Ron's response to his financial affirmation card

1:25:50 - Advice Ron would give to himself right now

1:28:29 - How to connect with Ron Hodges or start your next home buying or selling experience 

Connect with Ron Hodges: 

Ron's Instagram: 

https://www.instagram.com/mrexekutive/

Barkley and Hodges Group Instagram:

https://www.instagram.com/barkleyhodgesgroup/

Website: 

https://barkleyhodgesgroup.com/

Facebook:

https://www.facebook.com/BarkleyHodgesGroup

The Financially Free with Cleo Podcast is on Apple Podcasts, Spotify, Google Podcasts and PodBean: https://www.cleoyogafinance.com/podcast

It's also on YouTube at Cleo Yoga Finance. Watch here: https://bit.ly/33NJYRp

If you enjoyed this episode, please subscribe, share on social media and tag @cleoyogafinance or leave us a review.

We appreciate your support. See you next week!

Stay Connected with Cleo:

Instagram: 

https://www.instagram.com/cleoyogafinance/

Website: 

https://www.cleoyogafinance.com/

On Episode 16: “Saving While Living Abroad”

We're talking with Mi'esha and Christian Reynolds, a married couple based in Atlanta, GA who's making amazing moves together and individually in their businesses. 

Mi'esha is an international school counselor, spiritual coach and advocate for black women and families. Christian is the Founder of Pixel Estates, a video marketing agency for real estate professionals.

They decided to relocate to Egypt. During their time living abroad, they were able to save way more money than they would have saved here in the states.

The cost of living was cheaper in Egypt compared to Atlanta, GA. They were also able to pay off a significant amount of debt while living abroad and vacationing in multiple countries.

In this episode, you’ll learn: 

2:02 - How they grew up and first learned about money 

4:48 - Money conversations with family

11:15 - Their best money decision

20:10 - Money lessons learned

26:36 - Working 9-5's and running business living abroad vs in the states

35:52 - How Christian began a real estate career with Pixel Estates

44:30 - What does being financially free mean to Mi'esha and Christian 

51:16 - Response to their financial affirmation card 

59:11 - Fun QA with Mi'esha and Christian

1:05:29 - Advice they would give to themselves right now

1:08:24 - First 3 things they would do with $500,000

1:09:42 - How to connect with Mi'esha and Christian Reynolds

Connect with Mi'esha Reynolds:

Instagram: 

https://www.instagram.com/miesha.gabriella/

Website: 

https://www.mieshagabriella.com/

Connect with Christian Reynolds:

Instagram: 

https://www.instagram.com/pixel.estates/

Website: 

https://www.pixelestates.com/

Download your FREE Guide "Sale" to SOLD: 5 Videos Real Estate Agents Can Use to Sell More Listings in 2021: https://https://www.pixelestates.com/freeguide

The budgeting app mentioned in this episode is YNAB (You Need A Budget): 

https://www.youneedabudget.com/

The phrase "Trust The Process" was mentioned a couple of times during this episode. It's very important for us to appreciate the journey and trust the process as we navigate through life.

What better way to remind yourself to trust the process than to wear it. Get 15% off these comfy shirts and hoodies at Conrad's Apparel with the message "Life's A Journey...Trust The Process"

Shirts (15% Off Promo Code: TRUST)

https://conradsapparel.com/collections/t-shirts/products/trust-the-process-t-shirt

Hoodies (15% Off Promo Code: TRUST)

https://conradsapparel.com/collections/hoodies/products/trust-the-process-hoodie

Check out my conversation with the owner of Conrad's Apparel "Eric Cloy" on Episode 2 - Watch Here: https://youtu.be/OqdMCTBMd6k

The Financially Free with Cleo Podcast is available on Apple Podcasts, Spotify, Google Podcasts and PodBean: https://www.cleoyogafinance.com/podcast

It's also on YouTube at Cleo Yoga Finance. Watch here: https://bit.ly/33NJYRp

If you enjoyed this episode, please subscribe, share on social media and tag @cleoyogafinance or leave us a review.

We appreciate your support. See you next week!

Stay Connected with Cleo:

Instagram: 

https://www.instagram.com/cleoyogafinance/

Website: 

https://www.cleoyogafinance.com/