On episode 12 of Financially Savvy Girl Podcast, I sit down to talk to Carlus Harris , Regional Vice President of the largest financial service marketing organization and an expert in insurance policies to discuss how you and I can be prepared for the unexpected by having proper insurance. 

In a world where there are so many insurances providers and policies out there, how do you begin to prepare yourself and family in knowing which coverage you need, what type of insurance meet your needs and tailored to your personal circumstance?

Listen to this episode as we talk about life insurance, how much coverage you need per insurance, what questions you should be asking your insurance agents and more. 

If you want to get a hold of Carlus Harris, you can find him on Facebook under "Carlus Harris" https://www.facebook.com/carlus.harris.9. 

This is Financially Savvy Girl Podcast where we provide financial intelligence for your personal financial growth!

Follow me on instagram @financially_savvygirl; Facebook page: Financially Savvy Girl .  Join the Financially Savvy Girl Circle or read our blog posts by visiting www.financiallysavvygirl.ca.  Let me know as well by email on the website how you are improving your personal finance.

On this episode of the Financially Savvy Girl Podcast, we kick off season 2  with a professional CPA who has over 15 years of experience to help us develop a wealthy management mindset  and know what to do off tax season to adequately prepare ourselves for tax season?   We discuss the importance of proper book keeping and record keeping for your personal finance and your business(es); great questions to ask your accountant so that you can maximize your return, networth and assets building; what to look for in your choice of an accountant?

It is so important to start asking wealthy mindset questions to your accountant and think like the wealthy in your accounting.  CPA Zi Matarirano talks about what are those questions and the type of relationship you should develop with your accountant. 

We further talk about the need to utilize the resources within our own community! 

Mr. Matarirano is passionate to work with small businesses to help them grow from a non profitable to a successful and profitable businesses. IF you need to retain his services, contact him at [email protected]. 

This is the Financially Savvy Girl Podcast, where we provide financial intelligence for your personal financial growth! 

Follow me on instagram a @financially_savvygirl; Facebook page: Financially Savvy Girl .  Join the Financially Savvy Girl Circle by visiting www.financiallysavvygirl.ca and sending me an email on how you would like to improve your personal finance. 

On this episode of the Financially Savvy Girl Podcast , we talk about the importance of using your credit card wisely and share 7 tips on how to do so. your credit card has significant impact on your credit score and it is important to know about these 7 tips as they would greatly increase your credit score if applied. 

This is the Financially Savvy Girl Podcast, where we provide financially intelligence for your personal financial growth!

Join the Financially Savvy Girl circle by visiting  www.financiallysavvygirl.ca

On this episode, I share 10 simple tips that I practice to save money.  Before even considering investment, developing good saving habits are important.  In your saving journey know that money is simply a tool, a powerful one but nonetheless a tool.  Therefore, having money is not the goal, rather it is the tool for you to achieve your goals.   You will then be able to work towards establishing what your saving goals are, achieve them more successfully . Those who plan/set goals are twice more likely to keep up with your savings and be successful in reaching their goals. 

With that in mind, listen to the 10 tips I share on the episode, I know that it will assist in helping you save more consistently, more money and achieve your goals!

If you have more saving tips, please do not hesitate to share them with us by going on www.financiallysavvygirl.ca and send me a message, we will make sure to post them!  Also leave any questions, feedback you have for this episode and what else you would want to hear. 

Follow on instagram @financially_savvygirl;  Facebook page: Financially Savvy Girl; visit the blog at www.financiallysavvygirl.ca where we provide financial intelligence for your personal financial growth. 

On this episode of Financially Savvy Girl podcast, I talk about the impact that my financially savvy husband has had on me and why it is so important for couples to come together, get on the same page financially, set common goals and embark on the journey together. 

Financial problems are the #1 causes of divorce, no sex or even infidelity but FINANCE/MONEY.  And since we all know that your marriage certificate does not come with a manual on how to handle your finances as a couple, in this episode I talk about a few basic tips ..... and later on in the podcast, we will do a couple episode where him and I will answer some Q&A and dive deeper into our journey together as a couple - the growing pains, the early struggles, and how today we are on the same page and walking our journey to financial independence. stay tuned for this future episode. 

For now, listen to this episode where I give you a few nuggets on setting the proper atmosphere so that you and your spouse can be financially naked with one another.  Share this episode with your spouse, a friend, a relative - anyone who can benefit from hearing this message.  After that, go to www.financiallysavvygirl.ca and send me a message on any questions, feedback you have for this episode and what else you would want to hear. 

Follow on instagram @financially_savvygirl;  Facebook page: Financially Savvy Girl; visit the blog at www.financiallysavvygirl.ca

FSG - providing financial intelligence for your personal financial growth. 

Do you know what’s going on with your money?

-The average income for women at retirement is less than Men;

- 50-51% of marriage end in divorce and when it comes to down to it, the majority of women in divorce see a decrease in their standard of living;

Do not sleep on your money!   This episode is a call for action for women of all background redargless of their marital status to please level up their  personal financial game and take control over their finances.  We simply cannot afford not to!

Visit www.financiallysavvygirl.ca and tell me how you are levelling up your money game in 2019!

Follow the PodCast; Instagram @financially_savvygirl ; Facebook page: Financially Savvy Girl 

On this episode of the Financially Savvy Girl Podcast, I talk about the importance of knowing what net worth is and specifically what yours is and tracking it.  How some people believe that their net worth is the accumulation of their assets alone but that is not how you calculate it. It is the sum of your assets minus the sum of all of your liabilities. I share how I am very conservative in my calculation of my net worth and deliberately choose not to add certain asserts and why.  My NW was $680,500.00 just yesterday but $680,900.00 today as a result of an additional $400 transfer that I made into my investment portfolio literally today - my goal is to reach .  I talk about the net worth worksheet I prepared and can send to you if you go on www.financiallysavvygirl.ca and sign up to the email list. Upon receipt of your email, you will receive your FREE net worth worksksheet tracker!

Make sure to follow the podcast for future episodes. Also, follow us on insta @financially_savvygirl, Facebook page: financially savvy girl

www.financiallysavvygirl.ca  :  providing you financial intelligence for your financial freedom!

In this Episode, I talk about how I was able to pay off $68,000 of debt in 3 years when I became financially literate!!! Sharing tips and strategies how you too can pay off your debts and not continue to live pay check to paycheck. 

Debt reduces your net worth  and until you get a handle of it,  your ability to build wealth will be negatively impacted. You do not have to continue swimming in debt, find out in this episode how to effectively pay if off. Share with someone who can benefit from this . Follow the podcast, leave us a review on apple podcast. 

Email [email protected] for help on coming up with a strategy tailored for you to effectively pay off your debts. 

Follow on Insta: financially_savvygirl ; Facebook: Financially Savvy Girl 

Visit www.financiallysavvygirl to read our blog posts and improve your personal finance.