In this episode of the Build Better Homes Podcast, Royal sits down with Jeff Chisum, one of the nation’s top STR financing experts, to break down the real strategies behind acquiring, scaling, and protecting short-term rental investments.

Jeff shares his personal journey, from getting into the mortgage industry during the 2008 crash to becoming a top 1% loan originator and STR financing specialist. He walks through the 10% second-home loan, DSCR loans, self-directed IRA investing, and the powerful All-In-One mortgage, explaining how each tool works and when investors should consider using them.

Packed with real stories, actionable advice, and insights most investors never hear, this episode is essential for anyone looking to grow a rental portfolio or understand the financing side of real estate deeper.

• How Jeff got started in lending during the 2008 crash
• Why STRs thrive in places people don’t expect
• The truth about 10% down second-home loans
• DSCR loans: what they are — and what lenders get wrong
• How to use a self-directed IRA to buy real estate
• The All-In-One mortgage and why Jeff calls it “the biggest wealth-building tool in America”
• How investors choose the right market, lake towns, and year-round STR locations
• Why lifestyle investing often outperforms “math-only” investing

You don’t scale a real estate portfolio by guessing, but by using the right financing tools at the right time. Whether you're buying your first STR or planning a long-term portfolio, this episode gives you the roadmap.

Jeff Chisum – STR Home Financing

Website: https://strhomefinancing.com

Website: pliris.co

Podcast: Build Better Homes