This episode dives into the business policy everyone needs it they have employees, Workers Compensations. Beth Carballo the Senior Commercial Lines Manager and Office Manager talks about what you need to start a policy.

Beth gives details about payroll and explains Class Codes when putting together your policy. We then talk about why it is important to not only complete your end of the term audit, but how important it could be financially if you don't.   

If you have any questions about your home, auto or business insurance, please reach out to anyone on the Finck & Perras Team!

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Second time guest Tanya Costigan (Claims Coordinator & Marketing) and Pat Brough talk about whether your Massachusetts Auto Insurance Policy will cover you, your spouse,  your kid, or any household member while using your personal auto to work for one of the dozens of APP BASED SERVICES (DoorDash, Lyft, Instacart, Uber, GrubHub, AmazonFlex, USPS, FedEx, and UPS, etc.).

We talk about why you should let your insurance agent know if you are doing this type of work to make sure you have the proper coverage.

We touch on what a business owner should have for coverage if they are hiring people and letting them use their car to make deliveries as hired employees. 

If you have any questions about your home, auto or business insurance, please reach out to anyone on the Finck & Perras Team!

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In this episode, Sam Mason (Personal Lines Account Manager)  and Pat Brough talk about the rising rates of your home and auto insurance policies. Sam give you facts about why the rates are up and things you can do to help you save some money on premiums.

We talk about how you can save by looking at your deductible, discounts for being a loyal customer and of course bundling your polices.   Why it is important to stay current on your insurance bills. 

We talk about how underwriting by carriers is making it harder and what you should be aware of. 

If you have any questions about your home, auto or business insurance, please reach out to anyone on the Finck & Perras Team!

You can find Finck & Perras on our social media platforms listed below:
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You read that title correct.

In this episode, Gen Brough the owner of Finck and Perras Insurance Agency and Pat Brough talk about the rising rates of your home and auto insurance policies. Gen gives you facts, not myths, about why the rates are on the rise in 2023.

We talk about how you can save by looking at your deductible, discounts for being a loyal customer and of course bundling your polices.   

If you have any questions about your home, auto or business insurance, please reach out to anyone on the Finck & Perras Team!

You can find Finck & Perras on our social media platforms listed below:
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Welcome to 2022!!

We are happy to be back with new episodes of our fun podcast about things local with some insurance talk mixed in.

In this episode you will hear from  Jennifer Ewers, Business Development Specialist, from our Florence office.

Pat Brough, Sales and Marketing  and Jen will talk about what is happening with the podcast and will answer questions about when and if you need Workers Compensation insurance.

Have you hired a nanny or home health aid directly to work for you? If so this is the episode for you.

*We mention in the podcast that we would be showing this one on YouTube. However, due to a technical issue we will be holding off until our next episode. Head to our YouTube channel and subscribe and you will get a notification when it is up and running.*

If you have any questions about insurance please reach out to anyone on the Finck & Perras Team!

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With Spring in the air, it is almost flood season here in New England.

In this episode you will meet Jennifer Ewers, Business Development Specialist, from our Florence office. 

We dig into what Flood Insurance is and how the National Flood Insurance Program (NFIP) started in 1968. Learn if you need a flood policy and how established flood zones determine what you will be paying.

We also discuss the available coverage limits from NFIP, the introduction of private insurance companies and when banks require flood insurance.

Hear what an Elevation Certificate is and how it can help save some money on the price for the policy.

If you need a quote or have questions about Flood Polices please reach out to Jen or anyone on the Finck & Perras Team!

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Registering a car in Massachusetts is not all that complicated and Ryan and Pat explain how it is done in this episode of Local & Mighty.

In this episode you will meet Ryan Coopee from our Florence office. 

We go through the forms you need like an RTA (Registration Title Application) and the correct way to fill out a Title to transfer ownership of a vehicle. Hear how you can get your Registry transactions done by us so you don't have to wait in line.
 
Hear why your insurance policy premium for the exact same car as your friend is not the same.

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With the holidays fast approaching it is the perfect to talk about fire safety in the house.

This episodes features Easthampton Fire Chief Chris Norris.

We will talk about the things you should be doing when it comes to protecting your home as you string up the lights for this holiday season.

We will also learn what smoke detectors to not buy like Pat did, when replacing them in your house. Did you know you should replace then at least every ten years?

Chief Norris gives us a wrap up of everything from what to buy and where they should go in your home.

We also talk about renters insurance and why you should have it!

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Who is ready for winter? This episode features a chat about getting your home ready for winter and why you need a home inspection before you buy a house.

Jamie Brough the owner of Pillar to Post Home Inspectors The Brough Team, based out of Wasilla, Alaska is our guest. We talk about why you should get a home inspection before buying a home, what is included in a inspection and what you can learn from an inspection.

We also talk about getting your home ready for winter. Things you should be doing before the snow falls.

To Find -  Pillar to Protest Home Inspectors here - https://jamiebrough.pillartopost.com and on Facebook - https://www.facebook.com/JamieBroughPillartoPostHomeInspectors

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2020 has been a little crazy. Tell us something you don't know.

This episode features our owner Gen Brough and what we have been doing since the start of the Covid 19 shut down.

Hear about how we managed to continue to serve our customers while most of the staff worked from home. Listen to how we worked to give back to businesses in need and health care workers that are on the front lines.

Find out what we are doing for Halloween to support the Easthampton Parks and Rec and the Florence Civic and Business Association Rag Shag Parades in 2021.

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