Find Your Freedom

#40: Do you want to leave a financial legacy for your family? Generational wealth is something that comes from not only passing down money, but also passing down knowledge about financial topics such as investing, attending college, and purchasing a home. Mrs. Miller is a first-generation college graduate who is on a journey to financial independence and early retirement by 2025. 

Mrs. Miller shares what it was like being a first-generation college graduate and the first homeowner in her family, and how she increased her financial knowledge to attend college, buy a home, earn six figures, and be on the path to retiring in her early 40s.

In this episode, we discuss: 

• How wealth is larger than just managing your money
• Ways you can build generational wealth (even if you don't have kids)
• Talking to your parents about their retirement
• How to align your spending with your values

If you want to learn more about building generational wealth, take a listen to this episode. If you enjoy it, please subscribe and share with a friend. Also, leave us a rating and review on Apple Podcasts, I'd really appreciate it.

Sponsor - Money Coaching with Becky

It's time for you to reach your biggest money goals, like paying off debt, starting to invest, and using your money to create your ideal life! With one-one-one money coaching, Becky will help you gain clarity about what freedom looks like for you, develop a strategy to get there, and overcome your money roadblocks on the path to financial and lifestyle freedom.

Start with a free 15-minute clarity call, where she'll help you develop a vision for your ideal life, and how your finances fit in. Not only are you going to get MASSIVE CLARITY, you're also going to get a FREE budgeting spreadsheet, just for booking a call.  

For more information, visit the show notes at https://www.twentyfree.co/episode40/

#39: Save thousands on your student loans by paying them back quickly. When you make a plan to pay off your student loans, and take advantage of these money-saving tips, you can save thousands of dollars in interest payments! And you'll get the peace of mind that comes with debt freedom. This episode contains a step-by-step guide for new graduates who have student debt or anyone who wants to start paying off their student loans. 

In this episode, we discuss:

• How to reduce your interest rates
• Ways to find extra money to pay your loans
• Different loan types and what they mean
• Whether refinancing can help you save
• How to figure out your timeline to debt freedom

If you want to learn more about paying off student loans, take a listen to this episode. If you enjoy it, please subscribe and share with a friend. Also, leave us a rating and review on Apple Podcasts, I'd really appreciate it.

Sponsor - Money Coaching with Becky

It's time for you to reach your biggest money goals, like paying off debt, starting to invest, and using your money to create your ideal life! With one-one-one money coaching, Becky will help you gain clarity about what freedom looks like for you, develop a strategy to get there, and overcome your money roadblocks on the path to financial and lifestyle freedom.

Start with a free 15-minute clarity call, where she'll help you develop a vision for your ideal life, and how your finances fit in. Not only are you going to get MASSIVE CLARITY, you're also going to get a FREE budgeting spreadsheet, just for booking a call.  

For more information, visit the show notes at https://www.twentyfree.co/episode39/

#38: How do you raise kids to be good with money? Teaching kids about money at a young age is so important. Carol Pittner co-authored the new book "Raising Your Money-Savvy Family For Next Generation Financial Independence" with her father Doug Nordman. In the book, they share how to educate your child about money from both the parent and the child's perspective. In this interview, Carol shares what her early-retiree parents taught her to put her on the path to reaching LeanFIRE at the age of 27. We discuss how old she was when her parents taught different financial concepts, the money mistakes she made as a kid (instead of as an adult), and how her parents created different opportunities for her to gain the money confidence that she brought into adulthood.

In this episode, we discuss: 

• The #1 thing parents can do to teach their kids about money
• How to leverage allowances as learning tools
• What age to start teaching your kids about money
• Allowing kids to learn from their money mistakes
• How to teach about compound interest

If you want to learn more about teaching kids about money, take a listen to this episode. If you enjoy it, please subscribe and share with a friend. Also, leave us a rating and review on Apple Podcasts, I'd really appreciate it.

Sponsor - Money Coaching with Becky

It's time for you to reach your biggest money goals, like paying off debt, starting to invest, and using your money to create your ideal life! With one-one-one money coaching, Becky will help you gain clarity about what freedom looks like for you, develop a strategy to get there, and overcome your money roadblocks on the path to financial and lifestyle freedom.

Start with a free 15-minute clarity call, where she'll help you develop a vision for your ideal life, and how your finances fit in. Not only are you going to get MASSIVE CLARITY, you're also going to get a FREE budgeting spreadsheet, just for booking a call.  

For more information, visit the show notes at https://www.twentyfree.co/episode38/

#37: The easiest way to save the most money is by focusing on your biggest 3 expenses: housing, transportation and food. This goes against conventional advice to cut back on small, everyday purchases that you enjoy, like your daily latte. By focusing on the few budget items that make up most of your spending, it'll be easiest to reduce your overall expenses. 

In this episode, we discuss:

• Why it's easier to reduce the big 3 than cut lattes
• Unconventional ways to save money on housing
• Ideas to save money on transportation
• Easy ways to lower your grocery bills

If you want to learn more about saving money on your biggest expenses, take a listen to this episode. If you enjoy it, please subscribe and share with a friend. Also, leave us a rating and review on Apple Podcasts, I'd really appreciate it.

Sponsor - Money Coaching with Becky

It's time for you to reach your biggest money goals, like paying off debt, starting to invest, and using your money to create your ideal life! With one-one-one money coaching, Becky will help you gain clarity about what freedom looks like for you, develop a strategy to get there, and overcome your money roadblocks on the path to financial and lifestyle freedom.

Start with a free 15-minute clarity call, where she'll help you develop a vision for your ideal life, and how your finances fit in. Not only are you going to get MASSIVE CLARITY, you're also going to get a FREE budgeting spreadsheet, just for booking a call.  

For more information, visit the show notes at https://www.twentyfree.co/episode37/

#36: Do you want to start your own business? Find out what becoming an online business owner is really like.  Melody Johnson shares her experience transitioning into online business from full-time employment, preparing financially to become an entrepreneur, and pivoting her business during its first year. Melody is the founder of The Course Consultant, an online elearning agency, that helps small to mid-size businesses scale their services with online training and courses. We talk about how her business grew and changed from financial consulting to course creation, and we dive into the specifics of how an online business owner can create their very own course. If you're looking to pivot from traditionally employed to self-employed, or from one-on-one services to one-to-many products, this episode is for you!

In this episode, we discuss: 

• How to financially prepare for entrepreneurship
• When to pivot inside your business
• What types of businesses should sell a course
• Steps to validate your course idea
• How to market your course and how much to charge

If you want to learn more about course creation, take a listen to this episode. If you enjoy it, please subscribe and share with a friend. Also, leave us a rating and review on Apple Podcasts, I'd really appreciate it.

Sponsor - Money Coaching with Becky

It's time for you to reach your biggest money goals, like paying off debt, starting to invest, and using your money to create your ideal life! With one-one-one money coaching, Becky will help you gain clarity about what freedom looks like for you, develop a strategy to get there, and overcome your money roadblocks on the path to financial and lifestyle freedom.

Start with a free 15-minute coaching call, where she'll help you develop a vision for your ideal life, and how your finances fit in. Not only are you going to get MASSIVE CLARITY, you're also going to get a FREE budgeting spreadsheet, just for booking a call.  

For more information, visit the show notes at https://www.twentyfree.co/episode36/

#35: Are you spending too much time managing your money? Do you forget to save, invest or pay your bills on time? Financial automation can change your life. Automating your finances will save you time, save you money, and save you stress! You can automate expense tracking, net worth and investment tracking, saving money for different goals, paying your debts, credit cards and bills, and investing for retirement.

In this episode, we discuss:

• How to track your expenses automatically
• My favorite apps for money management
• Where you should be direct-depositing your paycheck
• How to never miss paying a bill again
• Zero-effort investing tips

If you want to learn more about easy ways to manage your money, take a listen to this episode. If you enjoy it, please subscribe and share with a friend. Also, leave us a rating and review on Apple Podcasts, I'd really appreciate it.

Sponsor - Money Coaching with Becky

It's time for you to reach your biggest money goals, like paying off debt, starting to invest, and using your money to create your ideal life! With one-one-one money coaching, Becky will help you gain clarity about what freedom looks like for you, develop a strategy to get there, and overcome your money roadblocks on the path to financial and lifestyle freedom.

Start with a free 15-minute coaching call, where she'll help you develop a vision for your ideal life, and how your finances fit in. Not only are you going to get MASSIVE CLARITY, you're also going to get a FREE budgeting spreadsheet, just for booking a call.  

For more information, visit the show notes at https://www.twentyfree.co/episode35/

#34: Do you want to become a freelancer? Whether you want to start freelance writing, designing or virtual assisting (or something else), this episode covers what you need to know before you go freelance. Laura Gariepy is the owner of Every Day by the Lake, a written content creation company, and she coaches aspiring freelancers. Laura shares her personal journey to freelancing, her best tips for freelancers, and some juicy details about freelance writing that you won't want to miss. She talks about how she replaced her full-time income in less than a year, how freelancing gave her flexibility when she really needed it, and how she earns a consistent income without constantly pitching clients. 

In this episode, we discuss: 

• Where to find clients (without cold pitching)
• How to use social media in your business
• The art of asking for referrals
• Getting paid & dealing with variable income
• How to determine if a client is a good fit

If you want to learn more about becoming a freelancer, take a listen to this episode. If you enjoy it, please subscribe and share with a friend. Also, leave us a rating and review on Apple Podcasts, I'd really appreciate it.

Sponsor - Money Coaching with Becky

It's time for you to reach your biggest money goals, like paying off debt, starting to invest, and using your money to create your ideal life! With one-one-one money coaching, Becky will help you gain clarity about what freedom looks like for you, develop a strategy to get there, and overcome your money roadblocks on the path to financial and lifestyle freedom.

Start with a free 15-minute coaching call, where she'll help you develop a vision for your ideal life, and how your finances fit in. Not only are you going to get MASSIVE CLARITY, you're also going to get a FREE budgeting spreadsheet, just for booking a call.  

For more information, visit the show notes at https://www.twentyfree.co/episode34/

#33: Do you buy things on impulse or out of convenience? Spending habits can cost you a lot of money, and they might not even be helping you achieve your goals or live in alignment with your values. To break your automatic spending habits and start purchasing mindfully again, try a no-spend challenge. As a bonus, you'll also save money so you can afford a big purchase, stop living paycheck to paycheck, or increase your savings.

In this episode, we discuss:

• How a no-spend challenge can save you money
• The benefits of doing a no-spend challenge
• How to do a no-spend challenge step-by-step
• Top five tips for a successful no-spend challenge

If you want to learn more about saving money with a no-spend challenge, take a listen to this episode. If you enjoy it, please subscribe and share with a friend. Also, leave us a rating and review on Apple Podcasts, I'd really appreciate it.

Sponsor - Money Coaching with Becky

It's time for you to reach your biggest money goals, like paying off debt, starting to invest, and using your money to create your ideal life! With one-one-one money coaching, Becky will help you gain clarity about what freedom looks like for you, develop a strategy to get there, and overcome your money roadblocks on the path to financial and lifestyle freedom.

Start with a free 15-minute coaching call, where she'll help you develop a vision for your ideal life, and how your finances fit in. Not only are you going to get MASSIVE CLARITY, you're also going to get a FREE budgeting spreadsheet, just for booking a call.  

For more information, visit the show notes at https://www.twentyfree.co/episode31/

 

 

#32: Why do you make money mistakes? Our attitudes about and actions with money are influenced by our ancestry, our past, and our money story. Your money story isn't just how you feel about money, it's informed by the unconscious feelings your parents, grandparents and culture have about money. Eugenie´ George MBA, CFEI uses her 10+ years of experience in tech, education, and finances to lead high-achieving women and women of color to understand their money habits. In this episode, we discuss:

• Talking about money with family & friends
• Uncovering the source of your money habits
• Unlearning money habits that don't serve you
• How your background affects your money story

If you want to learn more about uncovering the source of your money habits, take a listen to this episode. If you enjoy it, please subscribe and share with a friend. Also, leave us a rating and review on Apple Podcasts, I'd really appreciate it. Sponsor - Money Coaching with Becky It's time for you to reach your biggest money goals, like paying off debt, starting to invest, and using your money to create your ideal life! With one-one-one money coaching, Becky will help you gain clarity about what freedom looks like for you, develop a strategy to get there, and overcome your money roadblocks on the path to financial and lifestyle freedom. Start with a free 15-minute coaching call, where she'll help you develop a vision for your ideal life, and how your finances fit in. Not only are you going to get MASSIVE CLARITY, you're also going to get a FREE budgeting spreadsheet, just for booking a call.   For more information, visit the show notes at https://www.twentyfree.co/episode32/

#31: Want to achieve your goals without having to budget? It's possible, with a spending plan.  Money is meant to help you achieve your goals and live your life the way you want. So don't waste time on a budget that makes you feel deprived of everything you enjoy. A spending plan gives you a framework for how and where to spend your money in order to achieve your goals and live your life in alignment with your values.

In this episode, we discuss:

• Why a spending plan is better than a budget
• Reasons to follow a spending plan
• Six simple steps to create a spending plan
• Tips for using your spending plan successfully

If you want to learn more about achieving your goals without budgeting, take a listen to this episode. If you enjoy it, please subscribe and share with a friend. Also, leave us a rating and review on Apple Podcasts, I'd really appreciate it.

Sponsor - Money Coaching with Becky

It's time for you to reach your biggest money goals, like paying off debt, starting to invest, and using your money to create your ideal life! With one-one-one money coaching, Becky will help you gain clarity about what freedom looks like for you, develop a strategy to get there, and overcome your money roadblocks on the path to financial and lifestyle freedom.

Start with a free 15-minute coaching call, where she'll help you develop a vision for your ideal life, and how your finances fit in. Not only are you going to get MASSIVE CLARITY, you're also going to get a FREE budgeting spreadsheet, just for booking a call.  

For more information, visit the show notes at https://www.twentyfree.co/episode31/