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Welcome to Episode 3 of the Young Minds Podcast. This episode is all about investing — explained simply, without jargon, so you can start building wealth early.

You don't need a lot of money, years of experience, or a finance degree to begin. With small consistent steps and the right tools, anyone can start investing.

In this episode we cover:

• What investing really means

• Why you don't need to wait until you're older or richer

• Common types of investments: shares, property, ETFs, crypto and more

• Understanding risk versus reward

• The power of time and compounding

• Simple tools and platforms to get started

• A quick intro to capital gains tax

Whether you're a student, working your first job, or just figuring things out, this episode will help you take the first step toward smarter money decisions.

If you'd like to get in touch with us:

Facebook:

https://www.facebook.com/burkebrittonfp

Instagram:

https://www.instagram.com/burkebrittonfp

TikTok:

https://www.tiktok.com/@burkebrittonfp

Spotify:

https://open.spotify.com/show/5k17gfi5Kw10osJmeONLoU?si=cf8cd688f0bd4d6c

If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, [email protected], visit our website at www.bbfp.com.au or book a 15min call to see how we can help you via

https://app.acuityscheduling.com/schedule/98ed563c. You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.

In Episode 140, we dive into what it really takes to build smarter businesses that last. From embedding accountability and strong systems, to using data and technology more effectively, this conversation is all about moving beyond the mechanics and into the heart of sustainable growth. Jo Hall and Greg Davis share their perspectives on why curiosity matters, how leaders can create clarity for their teams, and why treating every staff member (no matter where they are in the world) like a true part of the business is essential.

👉 If you're a business owner, advisor, or just curious about the drivers of smarter growth, this is a conversation you won't want to miss.

Connect with the team at - https://www.instagram.com/qwrk_au/

If you'd like to get in touch with us: Facebook: / burkebrittonfp Instagram: / burkebrittonfp TikTok: / burkebrittonfp Spotify: https://open.spotify.com/show/5k17gfi... If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, [email protected], visit our website at www.bbfp.com.au or book a 15min call to see how we can help you via Burke Britton Financial Partners app.acuityscheduling.com/schedule/98ed563c . You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.

Choosing your career path straight out of high school can feel overwhelming. Should you follow passion, chase income, or just take the first opportunity that comes your way? In this episode, Daniel & Bridie chat with Delta, a financial advisor at Burke Britton, about:

✅ Finding the right job fit for your personality ✅ Why internships & work experience matter ✅ How to grow in your career (without burning bridges) ✅ Understanding leave, KPIs & workplace culture ✅ Tax basics, HECS debt & super explained

Whether you're at uni, starting your first job, or just figuring life out — this episode will help you make smarter money moves and career decisions.

👉 Don't forget to like, comment, and subscribe for more real talk on money, careers, and confidence.

If you'd like to get in touch with us: Facebook: / burkebrittonfp Instagram: / burkebrittonfp TikTok: / burkebrittonfp Spotify: https://open.spotify.com/show/5k17gfi... If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, [email protected], visit our website at www.bbfp.com.au or book a 15min call to see how we can help you via https://app.acuityscheduling.com/schedule/98ed563c. You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.

In this deeply moving episode of our podcast, Karen Wright opens up about the unexpected loss of her partner and how it reshaped her life, family, and perspective on planning for the future. Karen candidly shares her experiences of being under-insured, navigating financial challenges, and raising a young daughter after a sudden loss. She emphasises the importance of preparing for impact—having conversations about life's "what ifs," securing the right insurance, and ensuring families are protected even in the most difficult circumstances. Karen's story is a powerful reminder that while we hope for the best, planning for the unexpected can make all the difference when life takes an unanticipated turn. This episode is full of heartfelt advice, real-life lessons, and guidance for families facing uncertainty, loss, or the daunting task of thinking ahead. Join us as we explore resilience, financial preparedness, and navigating life's hardest moments with honesty and courage. If you'd like to get in touch with us: Facebook: https://www.facebook.com/burkebrittonfp Instagram: Login • Instagram instagram.com/burkebrittonfp

TikTok: @burkebrittonfp

Spotify: https://open.spotify.com/show/5k17gfi5Kw10osJmeONLoU?si=cf8cd688f0bd4d6c If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, [email protected], visit our website at https://bbfp.com.au/ or book a 15min call to see how we can help you via: https://outlook.office365.com/book/[email protected]/s/Mch8gUZK6U2W9Lmg86-jmg2?ismsaljsauthenabled=true You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of a general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken of the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.

🎙️ Young Minds Podcast – Episode 1 | What's Keeping You Broke? Welcome to the very first episode of the Young Minds Podcast, where we talk money, mindset, and making smart choices for the future. In this pilot episode, hosts Bridee Parker and Daniel Herceg sit down with Jay Burke to ask the big questions young people want answered:

💸 What's really keeping us broke? 📊 How can we build healthy financial habits early? 🎯 What practical steps can we take now to set ourselves up for long-term success? Jay shares insights from decades in financial planning, breaking down simple, actionable advice that young Australians can put into practice today, whether it's budgeting, saving for a first home, or learning the fundamentals of wealth creation. This is just the beginning of a series designed to equip young people with the tools and knowledge to take control of their finances and futures.

If you'd like to get in touch with us:

Facebook: https://www.facebook.com/burkebrittonfp Instagram: https://www.instagram.com/burkebrittonfp TikTok: https://www.tiktok.com/@burkebrittonfp YouTube: https://www.youtube.com/@BurkeBrittonFP

If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, [email protected], visit our website at https://bbfp.com.au/ or book a 15min call to see how we can help you via: https://outlook.office365.com/book/[email protected]/s/Mch8gUZK6U2W9Lmg86-jmg2?ismsaljsauthenabled=true You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of a general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken of the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.

In this episode, we sit down with Daniel Herceg to chat about his journey into finance and how he's found his place here at Burke Britton. From starting out fresh in the industry to becoming a trusted part of our team, Daniel shares what drew him to financial planning and why helping clients goes far beyond just numbers.

You'll hear his perspective on what long-term success really means — not just in wealth, but in life. With a genuine passion for supporting people and making a difference, Daniel opens up about the lessons that shaped him and the values that guide his work today.

Whether you're building a career, chasing financial security, or simply looking for inspiration, this conversation will leave you with practical takeaways and a reminder of the power of patience, care, and putting people first.

If you'd like to get in touch with us:

Facebook: https://www.facebook.com/burkebrittonfp Instagram: https://www.instagram.com/burkebrittonfp TikTok: https://www.tiktok.com/@burkebrittonfp YouTube: https://www.youtube.com/@BurkeBrittonFP

If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, [email protected], visit our website at https://bbfp.com.au/ or book a 15min call to see how we can help you via: https://outlook.office365.com/book/[email protected]/s/Mch8gUZK6U2W9Lmg86-jmg2?ismsaljsauthenabled=true You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.

In this episode of the Burke Britton Podcast, we sit down with Taylah Neil and Sarina McLean to explore what it's like to take a leap into a completely new career path. Both Taylah and Sarinaa made bold moves, stepping away from their previous industries to pursue a future in financial planning. Just months into their journey with Burke Britton, they share openly about the challenges, the steep learning curves, and the rewarding parts of helping people navigate their finances with clarity and care. From adapting to structure and process, to discovering how transferable skills can open new doors, their story is one of resilience, growth, and backing yourself when opportunity comes knocking. If you've ever thought about starting fresh or you're curious about the people behind the team, this conversation offers honest insights and encouragement to embrace change with confidence.

If you'd like to get in touch with us: Facebook: https://www.facebook.com/burkebrittonfp Instagram: https://www.instagram.com/burkebrittonfp TikTok: https://www.tiktok.com/@burkebrittonfp Youtube: https://youtu.be/TgmPgES3zXg?si=rsBTFm9ACNpaIyFa If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, [email protected], visit our website at www.bbfp.com.au or book a 15min call to see how we can help you via https://outlook.office365.com/book/BB... You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.

In this special client spotlight episode, we sit down with Lee Ganino, who spent the majority of his working life with SPC (Shepparton Preserving Company). Over decades in the workforce, Lee has experienced industry shifts, leadership challenges, and moments that have shaped not only his career but his outlook on life.

From starting out on the factory floor to leading teams, Lee shares stories of resilience, adaptability, and the value of learning from the people around you. You'll hear the unforgettable advice from a boss named Mr Burns, reflections on navigating change, and why relationships at work often matter as much as the work itself.

It's a candid, down-to-earth conversation filled with insight and perspective, whether you're just starting your career or reflecting on your own lifetime of work.

🎙 Presented by Burke Britton Financial Partners – Nurturing your wealth, growing your dreams. 🏡💸🧡 Boutique Geelong financial planning firm. ------- If you'd like to get in touch with us: Facebook: / burkebrittonfp Instagram: / burkebrittonfp TikTok: / burkebrittonfp Spotify: https://open.spotify.com/show/5k17gfi... If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, [email protected], visit our website at www.bbfp.com.au or book a 15min call to see how we can help you via https://outlook.office365.com/book/BB... You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.

In this episode with Georgia Agar, we explore some of the biggest changes to family law in Australia. From the recognition of support animals in separations to the impact of family violence on property settlements.

She breaks down what binding financial agreements actually are, and why they're not just for the rich and famous.

It's an eye-opening look at how the law is finally catching up with real-life relationships.

----- If you'd like to get in touch with us: Facebook: / burkebrittonfp Instagram: / burkebrittonfp TikTok: / burkebrittonfp Spotify: https://open.spotify.com/show/5k17gfi...

If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, [email protected], visit our website at www.bbfp.com.au or book a 15min call to see how we can help you via https://app.acuityscheduling.com/schedule/98ed563c.

You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.

In this episode, we sit down with Steven Gray—Director at Utilitise IT and Land On Heart—to unpack the real tech challenges small to medium businesses face. From cybersecurity risks to the overuse of AI, we explore how businesses can avoid common tech traps and use smarter digital strategies to support growth. Steven shares his journey from corporate IT leadership to founding two purpose-driven tech businesses, including his work in remote Indigenous communities through Landon Hart. We also dive into how AI and data can either be game changers—or dangerous distractions—without the right strategy and support. Whether you're scaling your business or simply tired of tech headaches, this conversation will help you take control and future-proof your systems.

🔐 Topics Covered:

• Top tech mistakes killing business efficiency
• Cybersecurity and compliance must-knows for SMEs
• Smart use of AI tools like Copilot & ChatGPT
• Using data with an "inquiring mind"
• Building tech access in remote Indigenous communities
• Why outsourcing IT is often the smartest business move

If you'd like to get in touch with us: Facebook: https://www.facebook.com/burkebrittonfp Instagram: https://www.instagram.com/burkebrittonfp/ TikTok: https://www.tiktok.com/@burkebrittonfp Youtube: https://www.youtube.com/@BurkeBrittonFP If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, [email protected], visit our website at www.bbfp.com.au or book a 15min call to see how we can help you via https://outlook.office365.com/book/[email protected]/s/Mch8gUZK6U2W9Lmg86-jmg2?ismsaljsauthenabled=true

You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.