In this episode, Cecilia Waits talks about the perils of impulse shopping and why more than 90% of Americans buy on a whim (regularly). Meet the 24 Hour Rule where we avoid expensive or unnecessary items on impulse with self-imposed 24-hour rule.  It's a great pro-tip for people of all financial disciplines. 

Powered by Alabama ONE Financial Wellness

Find Us Online

- Website: www.alabamaone.org/fintalk

- Twitter: @alabamaone_cu

- Facebook: Alabama ONE Credit Union

- IG: @alabamaone_cu

- YouTube: Alabama ONE

Credits

- Host(s): Jacquie Johnson and Cecilia Waits

- Executive Producer: Martin Houston

- Producer/Editor: Dantrel Robinson

- Background Music: Todd Kelley and Dantrel Robinson

About Us

FinTALK Academy is a weekly podcast that gives you practical tips and strategies to help educate, empower, and equip you to live a great financial life.

In this episode, Cecilia Waits talks about the peace of mind that comes with having emergency funds stashed away. An emergency fund usually consist of at least $500; off course, the more you save the better, especially for those unexpected expensive items. Listen to Cecilia talk about how you can get ready! 

Powered by Alabama ONE Financial Wellness

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Find Us Online

- Website: www.alabamaone.org/fintalk

- Twitter: @alabamaone_cu

- Facebook: Alabama ONE Credit Union

- IG: @alabamaone_cu

- YouTube: Alabama ONE

Credits

- Host(s): Jacquie Johnson and Cecilia Waits

- Executive Producer: Martin Houston

- Producer/Editor: Dantrel Robinson

- Background Music: Todd Kelley and Dantrel Robinson

About Us

FinTALK Academy is a weekly podcast that gives you practical tips and strategies to help educate, empower, and equip you to live a great financial life.

In this episode, Cecilia Waits talks about how to save money automatically through the power of Direct Deposit into a savings account. A rainy day is going to happen and this habit will help you be prepared aka NO STRESS when (not if) the unexpected happens. 

Powered by Alabama ONE Financial Wellness

Find Us Online

- Website: www.alabamaone.org/fintalk

- Twitter: @alabamaone_cu

- Facebook: Alabama ONE Credit Union

- IG: @alabamaone_cu

- YouTube: Alabama ONE

Credits

- Host(s): Jacquie Johnson and Cecilia Waits

- Executive Producer: Martin Houston

- Producer/Editor: Dantrel Robinson

- Background Music: Todd Kelley and Dantrel Robinson

About Us

FinTALK Academy is a weekly podcast that gives you practical tips and strategies to help educate, empower, and equip you to live a great financial life.

In this episode, Financial Wellness Coordinator Cecilia Waits talks savings goals as a part of our daily finances. It's not just putting change in a piggy bank; you can for emergencies, retirement, a new car, a new home, and investments.

Savings is a great way to help you plan for WHEN (not if) things don't go as planned. 

Powered by Alabama ONE Financial Wellness

Find Us Online

- Website: www.alabamaone.org/fintalk

- Twitter: @alabamaone_cu

- Facebook: Alabama ONE Credit Union

- IG: @alabamaone_cu

- YouTube: Alabama ONE

Credits

- Host(s): Jacquie Johnson and Cecilia Waits

- Executive Producer: Martin Houston

- Producer/Editor: Dantrel Robinson

About Us

FinTALK Academy is the weekly podcast that gives you practical tips and strategies to help educate, empower, and equip you to live a great financial life.

Financial Wellness Manager Jacquie Johnson gives us another budgeting pro-tip. Checking accounts can help you manage your finances. By having a checking account and keeping a log of your deposits and   purchases, you can manage your finances better.

Powered by Alabama ONE Financial Wellness

Find Us Online

- Website: www.alabamaone.org/fintalk

- Twitter: @alabamaone_cu

- Facebook: Alabama ONE Credit Union

- IG: @alabamaone_cu

- YouTube: Alabama ONE

Credits

- Host(s): Jacquie Johnson and Cecilia Waits

- Executive Producer: Martin Houston

- Producer/Editor: Dantrel Robinson

About Us

FinTALK Academy is the weekly podcast that gives you practical tips and strategies to help educate, empower, and equip you to live a great financial life.

In this episode, Jacquie Johnson continues to talk about the power of budgeting and how our checking account is the best kept secret when it comes to building a budget that helps you and your family grow. 

Checking  accounts can help you manage your finances. By having a checking account and keeping a log of your deposits and purchases, you can manage your finances better.

Powered by Alabama ONE Financial Wellness

Find Us Online

- Website: www.alabamaone.org/fintalk

- Twitter: @alabamaone_cu

- Facebook: Alabama ONE Credit Union

- IG: @alabamaone_cu

- YouTube: Alabama ONE

Credits

- Host(s): Jacquie Johnson and Cecilia Waits

- Executive Producer: Martin Houston

- Producer/Editor: Dantrel Robinson

- Background Music: Todd Kelley and Dantrel Robinson

About Us

FinTALK Academy is a weekly podcast that gives you practical tips and strategies to help educate, empower, and equip you to live a great financial life.

Jacquie Johnson continues to share her budgeting tips with the "Five to Survive" strategy for organizing your spending. She also breaks down the power of two words: DISCIPLINE and CONSISTENCY. Keep your budget simple. Start by organizing your monthly bills.

Powered by Alabama ONE Financial Wellness

Find Us Online

- Website: www.alabamaone.org/fintalk

- Twitter: @alabamaone_cu

- Facebook: Alabama ONE Credit Union

- IG: @alabamaone_cu

- YouTube: Alabama ONE

Credits

- Host(s): Jacquie Johnson and Cecilia Waits

- Executive Producer: Martin Houston

- Producer/Editor: Dantrel Robinson

About Us

FinTALK Academy is the weekly podcast that gives you practical tips and strategies to help educate, empower, and equip you to live a great financial life.

In our inaugural episode, Financial Wellness Manager Jacquie Johnson talks budgeting. 

Maintaining a budget is great for tracking your spending, estimating income, and building a financial plan.  Budgeting is the foundation of financial wellness and it's not as hard as you may think. Start where you are and we're here to start with you.

Powered by Alabama ONE Financial Wellness

Find Us Online

- Website: www.alabamaone.org/fintalk

- Twitter: @alabamaone_cu

- Facebook: Alabama ONE Credit Union

- IG: @alabamaone_cu

- YouTube: Alabama ONE

Credits

- Host(s): Jacquie Johnson and Cecilia Waits

- Executive Producer: Martin Houston

- Producer/Editor: Dantrel Robinson

- Background Music: Todd Kelley and Dantrel Robinson

About Us

FinTALK Academy is a weekly podcast that gives you practical tips and strategies to help educate, empower, and equip you to live a great financial life.

The FinTALK Academy Weekly Podcast, powered by Alabama ONE Financial Wellness, is packed with practical tips and strategies to help educate, empower, and equip you to live a great financial life.

Hosted by Jacquie Johnson and Cecilia Waits; together they bring more than 50 years of combined financial wellness experience and have helped thousands of individuals and families overcome financial hurdles and build a better future.

Our mission is to explore real-world situations and deliver real-world solutions that can help pave the road to greater financial success.

Be sure to rate, review, and subscribe to the show and visit alabamaone.org/fintalk for more financial resources.