FinTalk by VERMEG

Welcome to FinTalk, the leading podcast in the financial services industry that addresses the most pressing topics in the finance and regulatory technology sectors.

In this episode, our host Jawad Akhtar is joined by renowned industry expert Karishma Galaiya, Senior Manager at Thistle Initiatives. Together, they delve into the evolving regulatory landscape for investment firms, covering key areas such as the Senior Managers Certification Regime (SMCR), Consumer Duty, sustainability regulations, and diversity & inclusion expectations.

This episode of FinTalk covers:

- The positive impact of the SMCR on accountability and culture within the finance industry
 - The significant challenges posed by the Consumer Duty, particularly for firms unaccustomed to regulatory change
- The complexities surrounding sustainability regulations, including anti-greenwashing rules, ESG fund labelling, and data availability challenges
- The forthcoming diversity and inclusion expectations, proposed targets, and potential links to the SMCR

Welcome to FinTalk, the leading podcast in the financial services industry that addresses the most pressing topics in the regulatory and compliance landscape.

In this episode, our host Jawad Akhtar is joined by renowned industry expert Samir Jamal from WTS Hansuke. Together, they delve into the complexities of regulatory reporting and explore practical strategies for financial institutions to enhance their compliance efforts.

This episode of FinTalk covers:

- Navigating Section 166 Skilled Persons Reviews
- Interpreting Proportionality in Implementing Banking Regulations
- Regulatory Change Management for Competitiveness
- Upcoming Challenges: Basel 3.1 and ESG Reporting Requirements

Welcome to FinTalk by Vermeg, the leading podcast in Financial Services that addresses the most pressing topics in the regulatory reporting industry.

In this episode, our host Jawad Akhtar is joined by regulatory experts Steve Nagle (Regulatory SME) and Andrew Sylvester (Regulatory Product Analyst). Together, they unpack the significant changes in Basel 3.1 implementation, credit risk frameworks, and the new SDDT regime.

This episode of FinTalk covers:

• The shift to 2027 implementation timeline and interim capital regime arrangements
• Comprehensive changes to credit risk frameworks and property exposure classifications
• Introduction of the SDDT banking framework and its operational implications
• Technical updates to regulatory reporting taxonomy and validation rules

Episode Highlights:
 Steve Nagle: "The SDDT doesn't kick in till January 27th. So it is that year interim capital regime option... if companies want to opt into the SDDT regime, then for that year, they can also opt to go into the interim capital regime as well."

Andrew Sylvester: "The PRA have removed the 100 percent risk weight floor for regulatory commercial real estate exposures to corporates, including SMEs, where repayment is not materially dependent on cash flows from the property."

Listen to the full episode now on your favourite podcast platform and stay informed about the latest trends and regulations affecting your business.

Welcome to FinTalk, the leading podcast in financial services that addresses the most pressing topics in the finance industry.

In this episode, our host Jawad Akhtar is joined by renowned industry expert Joli Riley, a former software engineer turned COO and business coach. Together, they explore the evolving landscape of leadership in financial services, discussing regulatory changes, workplace dynamics, and strategies for navigating crises.

This episode of FinTalk covers:

• Adapting to regulatory changes in the financial sector
• Addressing mental health and post-COVID workplace dynamics
• Implementing diversity and inclusivity strategies in finance
• Navigating technological change and digital transformation
• Applying crisis management tactics in financial services

Welcome to FinTalk by Vermeg, the leading podcast in financial services that addresses the most pressing topics in the banking and regulatory reporting industry.

In this episode, our host Jawad Akhtar is joined by renowned industry expert Navin Rauniar. Together, they explore the intricate world of ESG reporting, the challenges of greenwashing, and the role of financial institutions in driving corporate sustainability.

This episode of FinTalk by Vermeg covers:

1. The importance of aligning ESG reporting frameworks to avoid greenwashing
2. How climate risk scenarios can inform sustainability strategies
3. The evolving regulatory landscape for sustainable finance across the UK, US, and EU
4. The impact of geopolitical events on global sustainability efforts and net zero strategies

Welcome to FinTalk by Vermeg, the leading podcast in the fintech industry that addresses the most pressing topics in the financial services industry.

In this episode, our host Jawad Akhtar is joined by renowned industry expert Zahra Shah. Together, they delve into the intricacies of digital transformation in banking, focusing on legacy banking systems and the driving forces behind this transformation.

This episode of FinTalk by Vermeg covers:

• Impact of Digital Transformation on Legacy Systems
• Regulatory Compliance in Fintech
• Current Trends in Technology
• Board-Level Digital Strategy
• Cultural Change in Transformation Programs

Episode Highlights:

• Zahra Shah's insight on Legacy Systems: "The best way to get value using digital transformation is to use add-ons or APIs so you don't have to start from scratch."
• Zahra Shah on Regulatory Compliance: "Regulatory compliance is the biggest driver because of potential loss of reputation, loss of business, and fines."
• Zahra Shah on Cultural Change: "If you haven't incorporated a cultural change with the digital transformation, then it will not succeed."

Listen to the full episode now on your favourite podcast platform and stay informed about the latest trends and regulations affecting your business.

Welcome to FinTalk by Vermeg, the leading podcast in the financial services industry that addresses the most pressing topics in the regulatory reporting and RegTech space.

In this episode, our host Jawad Akhtar is joined by renowned industry expert Gabriele Sabato, Co-Founder and CEO of Wiserfunding. Together, they explore the challenges and solutions in SME lending, regulatory impacts, government support, and the transformative role of technology.

This episode of FinTalk by Vermeg covers:

1. SME Lending Challenges: Understanding the inherent risks and economic pressures faced by SMEs.
2. Regulatory Impact: The effects of Basel regulations and the removal of the SME supporting factor in the UK.
3. Government Policies and Support: A comparison of SME support measures in the UK and Europe.
4. Technology as a Solution: How digitalisation and financial technology can improve capital allocation and financial literacy for SMEs.

Welcome to FinTalk by Vermeg, the leading podcast in the financial services industry that addresses the most pressing topics in the regulatory reporting and regtech sectors.

In this episode, our host Jawad Akhtar is joined by renowned industry experts Andrew and Steve. Together, they delve into the intricacies of Basel 3.1 regulations and their significant impact on the financial services sector.

This episode of FinTalk by Vermeg covers:

• Navigating Basel 3.1: Insights into the anticipated updates on market risk management, Credit Valuation Adjustment (CVA), and operational risk.
• Transitional Provisions: What the shortened timeframe means for compliance and how firms should prepare.
• Data Requirements: Identifying new client data fields and understanding their importance for regulatory reporting.
• Strong and Simple Regulations: Exploring the expected minor changes and their implications for financial services compliance.
• Due Diligence: Addressing the upcoming challenges around standardised credit risk assessment (SCRA) and the need for robust internal processes.
• Industry Advice: Practical steps for firms to gear up for these extensive regulatory changes.

Welcome to FinTalk by Vermeg, the leading podcast in financial services that addresses the most pressing topics in the financial services industry.

In this episode, our host Jawad Akhtar is joined by renowned RegTech expert James Phillips. Together, they delve into how technological innovations and regulatory changes are reshaping the financial services landscape.

This episode of FinTalk by Vermeg covers:

• The Role of Technological Innovations: How new technologies are essential for staying competitive in the financial market.
• The Importance of Data Quality: Discussing why high-quality data is crucial for operational success and compliance.
• Proactive Governance, Risk, and Compliance (GRC): Exploring the benefits of adopting a forward-thinking approach to GRC.
• The Impact and Integration of AI in Compliance: How AI is revolutionising compliance processes in financial services.

Welcome to FinTalk, the leading podcast in regulatory compliance and financial services that addresses the most pressing topics in the industry. In this episode, our host Jawad Akhtar is joined by Jessica Cath from Thistle Initiatives. Together, they talk about the world of financial crime prevention, regulatory compliance, and the evolving regulatory landscape.

This episode of FinTalk covers:

• Unpacking the implications of the FCA's Dear CEO letter for financial crime prevention
• Insights into the UK government's strategic focus on countering fraud and money laundering
• Challenges faced by firms, particularly smaller players, in implementing regulatory changes

Episode Highlights:

• Jessica Cath emphasises the importance of robust risk assessments for financial firms
• The UK government's strategic goals in countering fraud and money laundering
• Practical tips for firms to navigate the evolving regulatory landscape