Fintech Corner

Despite the variety of tech platforms available to finance professionals, many remain chained to spreadsheets for liquidity management. Manual processes and resource constraints leave treasurers yearning for better solutions, and turning to their bank partners for options. In this episode of Fintech Corner, JD chats with Jon Adams and Brett Healy of National Australia Bank (NAB). Together, they discuss how customer feedback compelled NAB to identify and deliver solutions that help treasurers bridge the gap between tactical and strategic liquidity management. Discover how they developed a corporate treasury agenda focused on addressing the client's need to access advanced liquidity management tools and improve long-term forecasting.

Connect with our speakers:

About Joseph “JD” Drambarean

JD is Trovata’s Chief Product Officer. Previously, he served as a Director of Strategy with the mobile app design firm, Punchkick Interactive. There, he was responsible for developing roadmaps and executing global product launches for brands like Marriott International, Allstate Insurance, and Harley-Davidson. He later served as a Senior Manager in Capital One’s Digital Product Management team. Joseph is a Chicago native, and graduated with a BA in Political Science & Economics from Loyola University of Chicago.

Connect with JD on Linkedin: https://www.linkedin.com/in/jdrambarean 

About Brett Healy

Brett leads NAB’s new Liquidity Management and Treasury Advisory team that works with clients on the design and execution of liquidity optimisation structures and treasury strategies. He has over 15 years of experience in Product Management, Product Development, and Sales covering Trade and Working Capital Management, Liquidity management, and transaction banking.

Before joining NAB, Brett worked at HSBC supporting the liquidity optimisation and treasury transformation agenda for both global multinationals and Australian Corporations.

Connect with Brett on LinkedIn: https://www.linkedin.com/in/brett-healy-18316430/

About Jon Adams

Jonathan has over 20 years of experience in Financial Services, 15 of those being in the ever-evolving and dynamic space of Transaction Banking. Jonathan is a member of the New Payments Platform Australia Operating Committee and was previously on the Board of Directors for BPAY, Australia’s dominant bill payments service.

In his role, Jonathan is responsible for domestic and international payments, deposits, and Liquidity Management and drives the delivery of payments customer experience, and innovation.

Connect with Jon on LinkedIn: https://www.linkedin.com/in/adamsj7/

This episode is brought to you by Trovata.io.

Trovata.io empowers everyone to analyze, report, forecast, move – manage cash like a pro – no matter who your business banks with. Save time, ensure data accuracy, and drive smarter decisions with access to your data across multiple banks and accounts. Learn more about Trovata at https://bit.ly/3JXHbcC. 

Forecasting in finance has always stirred debate, with a plethora of perspectives on its methodologies and criteria for accuracy. The emergence of AI and machine learning has only added more complexity to an already complex subject. Can these technologies be relied upon to produce dependable and insightful forecasts? And if so, how can finance professionals optimize their utilization to maximize value?

In this episode of Fintech Corner JD chats with Yannis Katsaros, Software Engineer at Trovata. Together, they delve into the complexities of uncertainty in forecasting and outline key steps to establish a reliable, balanced approach to leveraging machine learning.

In this episode you’ll learn:

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Trovata.io empowers everyone to analyze, report, forecast, move – manage cash like a pro – no matter who your business banks with. Save time, ensure data accuracy, and drive smarter decisions with access to your data across multiple banks and accounts. Learn more about Trovata at https://bit.ly/3JXHbcC. 

Speakers: 

About Joseph “JD” Drambarean

JD is Trovata’s Chief Product Officer. Previously, he served as a Director of Strategy with the mobile app design firm, Punchkick Interactive. There, he was responsible for developing roadmaps and executing global product launches for brands like Marriott International, Allstate Insurance, and Harley-Davidson. He later served as a Senior Manager in Capital One’s Digital Product Management team. Joseph is a Chicago native, and graduated with a BA in Political Science & Economics from Loyola University of Chicago.

Connect with JD on Linkedin: https://www.linkedin.com/in/jdrambarean 

About Yannis Katsaros

Yannis is a Software Engineer at Trovata, primarily working on data and platform engineering. Before working at Trovata, he worked in software engineering, data engineering, and data science roles for companies across various industries including Finance, Energy, Oil & Gas, and Retail. At Trovata he is part of the team responsible for the data platform and API’s that power Trovata’s application, and is focused on leading efforts to continue improving the scalability, reliability, and speed of the platform. Yannis has a Bachelors of Science in Petroleum Engineering from the University of Tulsa, and. Masters of Science in Data Science from Johns Hopkins University.

Connect with Yannis on Linkedin: https://www.linkedin.com/in/yanniskatsaros/ 

When it comes to FX risk management, what organization doesn’t wish for a solution they can quickly implement, set, and forget? But, let’s face it, FX management just isn’t that simple. The reality is flexible, customizable solutions are essential for effectively navigating the complexities of FX risk but the right fit can be hard to find. In this episode, JD and Scott Bilter, CFO at Atlas Risk Advisory Inc., discuss Trovata’s new partnership with AtlasFX and how it aims to transform liquidity management by providing businesses with a powerful solution tailored to the unique needs of their business - enabling more strategic decision-making that fosters growth.

Listen to this episode to:

This episode is brought to you by Trovata.io. Trovata.io empowers everyone to analyze, report, forecast, move – manage cash like a pro – no matter who your business banks with. Save time, ensure data accuracy, and drive smarter decisions with access to your data across multiple banks and accounts. Learn more about Trovata at https://bit.ly/3JXHbcC.

About Joseph “JD” Drambarean:

JD is Trovata’s Chief Product Officer. Previously, he served as a Director of Strategy with the mobile app design firm, Punchkick Interactive. There, he was responsible for developing roadmaps and executing global product launches for brands like Marriott International, Allstate Insurance, and Harley-Davidson. He later served as a Senior Manager in Capital One’s Digital Product Management team. Joseph is a Chicago native, and graduated with a BA in Political Science & Economics from Loyola University of Chicago.

Connect with JD on LinkedIn: https://www.linkedin.com/in/jdrambarean 

About Scott Bilter:

Scott Bilter is a co-founder of Atlas Risk Advisory Inc. and CFO since 2011.  Prior to co-founding Atlas (known for its signature SaaS solution, “AtlasFX”), Scott held several executive positions at Hewlett Packard including VP of Corporate Finance and Foreign Exchange, and VP of Worldwide FP&A, overseeing a staff of 300. From 2002-2005, he was Vice President of FX Sales at Merrill Lynch. Scott Bilter has over 25 years of expertise in the capital markets sector. Mr. Bilter received his Bachelor of Arts in Quantitative Economics from Stanford University and an MBA in Finance from UCLA’s Anderson School. 

Connect with Scott on LinkedIn: https://www.linkedin.com/in/scott-bilter-63125a1 

APIs have profoundly impacted finance functions, empowering organizations to craft in-house solutions for business-critical systems. This dynamic has brought finance professionals to a fascinating intersection where traditional acumen meets innovative problem-solving. Join JD in an engaging interview with Mark Brogna, Treasury Recon & Analytics Lead at Block, as he unveils the evolution of his distinctive role—fusing a product mindset with finance expertise. Learn how APIs play a central role in enabling treasurers to leverage technology and redefine their skill sets for the challenges of tomorrow.

Listen to this episode to learn:

This episode is brought to you by Trovata.io. Trovata.io empowers everyone to analyze, report, forecast, move – manage cash like a pro – no matter who your business banks with. Save time, ensure data accuracy, and drive smarter decisions with access to your data across multiple banks and accounts. Learn more about Trovata at https://bit.ly/3JXHbcC.

About Joseph “JD” Drambarean

JD is Trovata’s Chief Product Officer. Previously, he served as a Director of Strategy with the mobile app design firm, Punchkick Interactive. He was responsible for developing roadmaps and executing global product launches for brands like Marriott International, Allstate Insurance, and Harley-Davidson. He later served as a Senior Manager in Capital One’s Digital Product Management team. Joseph is a Chicago native and graduated with a BA in Political Science & Economics from Loyola University of Chicago.

Connect with JD on LinkedIn: https://www.linkedin.com/in/jdrambarean 

About Mark Brogna:

Mark leads the Treasury Recon & Analytics Team at Block where he oversees Block's bank data and reconciliation function as well as the Treasury system's function.  Mark has been at Block for 11 years serving in various roles across the Treasury function, typically focusing on the movement of product and customer funds across Block's network of bank accounts.  

Connect with Mark on LinkedIn: https://www.linkedin.com/in/mark-brogna-78613540/

Mid-market companies ($10M - $1B annual revenue), represent 33% of private sector GDP. Despite their crucial role in economic health, these companies commonly go underserved because wholesale banking gravitates to supporting larger enterprises. On the other hand, mid-market companies are too big to fall into the SMB category, which is serviced out of retail banking. Consequently, mid-market companies lack capital and access to the right tools to digitize and automate - impeding their efficiency and growth potential. In this episode of Fintech Corner, Brett chats with Marie Elizabeth Aloisi, EVP of US Commercial Products and Acceptance at Mastercard. They explore Mastercard’s role in providing essential tools and capital to empower the middle market; creating growth and resilience in an increasingly digital landscape.

Highlights:

This episode is brought to you by Trovata.io. Trovata.io empowers everyone to analyze, report, forecast, move – manage cash like a pro – no matter who your business banks with. Save time, ensure data accuracy, and drive smarter decisions with access to your data across multiple banks and accounts. Learn more about Trovata at https://bit.ly/3JXHbcC.

About Brett Turner: 

After starting his career as a CPA with the Deloitte audit practice, Brett gained progressive experience in corporate finance and accounting managing SEC reporting for Amazon and then becoming VP of Finance for Worldwide Packets (sold for $300M+ in 2008). Across his last three roles as a startup Co-Founder / CFO, Brett has raised over $100M in equity and venture debt financing while helping create over $500M in shareholder value. Today, he is the founder and CEO of the cash management platform, Trovata. Brett is a Seattle native, with a BA in Finance from Seattle Pacific University.

Connect with Brett on Linkedin: https://www.linkedin.com/in/brett-turner/  

About Marie Elizabeth Aloisi:

Marie is responsible for growing Mastercard’s commercial business, focused on modernizing B2B payments. She leads commercial acceptance, business development, product development, product management, and partnerships in pursuit of capturing more than ~$20T+ worth of B2B payments made every year in the US.

Additionally, Marie leads Mastercard Healthcare Solutions; a business dedicated to helping healthcare partners by bringing the scale and advanced technology of Mastercard to solve significant pain points across the healthcare eco-system. She also leads the team responsible for the Fuel/Auto industry’s most strategic partners readying the payment technology for the energy transition of fuel to electric vehicles. Marie has also taken on a new business focused on addressing the data and insight needs of the Consumer-Packaged Goods (CPG) industry.

Connect with Marie on LinkedIn: https://www.linkedin.com/in/marie-elizabeth-aloisi-5161507/ 

Every executive dreams of having a finance-themed crystal ball to tackle the burning question: Are we headed back to the era of zero interest rates? Sadly, no mystical orbs are up for grabs. But, in this episode Brett chats with Morgan Money’s Paul Przybylski and Joe Vittoria, as they offer valuable insights about the potential fluctuations of interest rates in the short-term future, and how finance teams can strategically respond - regardless of the direction interest rates take.

Highlights:

This episode is brought to you by Trovata.io. Trovata.io empowers everyone to analyze, report, forecast, move – manage cash like a pro – no matter who your business banks with. Save time, ensure data accuracy, and drive smarter decisions with access to your data across multiple banks and accounts.

Learn more about Trovata at https://bit.ly/3JXHbcC.

About Brett Turner: 

After starting his career as a CPA with the Deloitte audit practice, Brett gained progressive experience in corporate finance and accounting managing SEC reporting for Amazon and then becoming VP of Finance for Worldwide Packets (sold for $300M+ in 2008). Across his last three roles as a startup Co-Founder / CFO, Brett has raised over $100M in equity and venture debt financing while helping create over $500M in shareholder value. Today, he is the founder and CEO of the cash management platform, Trovata. Brett is a Seattle native, with a BA in Finance from Seattle Pacific University.

Connect with Brett on Linkedin: https://www.linkedin.com/in/brett-turner/  

About Paul Przybylski:

Paul Przybylski, Managing Director, is Global Head of Product Strategy and Morgan Money. In this role, he is responsible for the definition and creation of money market funds, ultra-short fixed income funds, ETFs across multiple currencies, and business strategic initiatives. He is also the head of J.P. Morgan Asset Management's trading and analytics platform, Morgan Money. Paul is a member of the Global Cash Investment Policy Committee, Managed Reserve Investment Policy Committee, Global Liquidity Operating Committee, and the Client Service Americas Management Team. He is also a member of the ICI Institutional MMF Committee. Previously, he was CFO with the Global Fixed Income and Liquidity business with additional COO responsibilities for Global Liquidity. Przybylski joined J.P. Morgan in 2009 with seven years of industry experience.

Connect with Paul on LinkedIn: https://www.linkedin.com/in/paul-przybylski-89674bb3/ 

About Joseph Vittoria:

Joseph Vittoria is the Investment Platform Specialist, Executive Director, with Morgan Money. In this role, he manages client communication, innovation, and strategic direction for Morgan Money across global regions with a focus on the US and EMEA. He is a CFA Charter holder and is Series 7 and 63 FINRA licensed.

Connect with Joseph on LinkedIn: https://www.linkedin.com/in/josephvittoria/ 

Amid changing economic conditions, banks have been faced with unprecedented demand from clients for transformative treasury solutions. In this episode of Fintech Corner, PNC's Tom Lang and Howard Forman join Brett to discuss how clients are embracing innovation and how PNC is leveraging emerging tech, such as APIs, to deliver flexible, efficient solutions tailored to client needs.

Episode Highlights

This episode is brought to you by Trovata.io. Trovata.io empowers everyone to analyze, report, forecast, move – manage cash like a pro – no matter who your business banks with. Save time, ensure data accuracy, and drive smarter decisions with access to your data across multiple banks and accounts. Learn more about Trovata at https://bit.ly/3JXHbcC.

About Brett Turner: 

After starting his career as a CPA with the Deloitte audit practice, Brett gained progressive experience in corporate finance and accounting managing SEC reporting for Amazon and then becoming VP of Finance for Worldwide Packets (sold for $300M+ in 2008). Across his last three roles as a startup Co-Founder / CFO, Brett has raised over $100M in equity and venture debt financing while helping create over $500M in shareholder value. Today, he is the founder and CEO of the cash management platform, Trovata. Brett is a Seattle native, with a BA in Finance from Seattle Pacific University.

Connect with Brett on Linkedin: https://www.linkedin.com/in/brett-turner/  

About Tom Lang: 

Tom Lang is the Head of Treasury Management Product and Operations for PNC. With a focus on the client, Lang is responsible for driving product development and execution across PNC’s Treasury Management platform. Prior to this role, Lang held multiple roles within Treasury Management including Chief Operating Officer and Head of Product Innovation. In both of these roles, Lang was focused on strategic growth initiatives across Treasury Management’s payables, receivables, liquidity, and healthcare products. Lang is active with TM’s M&A and FinTech investing and served as PNC’s board member on the Transactis investment. 

Connect with Thomas Lang on LinkedIn: https://www.linkedin.com/in/tlang/ 

About Howard Forman:

Howard Forman supports PNC’s treasury management team as the Head of Commercial Digital Channels at PNC. His responsibilities include product management, product development, and user security/authentication functions for PINACLE®, PNC’s commercial online and mobile banking platform, as well as similar responsibilities for PNC’s API and embedded finance programs. He is a frequent speaker on a variety of topics relating to treasury management, payments, and cyber security. He has held leadership positions with national industry associations, including NACHA and the AFP.

Connect with Howard Forman: https://www.linkedin.com/in/howard-forman-0103904/ 

If you’ve ever stared down an Excel sheet filled with thousands of transactions and felt overwhelmed, you’re not alone. Spreadsheets have long been the center of the finance team’s world, a struggle many treasury professionals are all too familiar with. In this episode, JD chats with McKenzie Knudson, Senior Treasury Analyst at Sealaska, about her team’s transition from spreadsheets to the almost magical experience of API-based treasury tech, and how it helped to centralize data, streamline reporting, and foster collaboration.

This episode is brought to you by Trovata.io. Trovata.io empowers everyone to analyze, report, forecast, move – manage cash like a pro – no matter who your business banks with. Save time, ensure data accuracy, and drive smarter decisions with access to your data across multiple banks and accounts. Learn more about Trovata at https://bit.ly/3JXHbcC.

About Joseph “JD” Drambarean:

JD is Trovata’s Chief Product Officer. Previously, he served as a Director of Strategy with the mobile app design firm, Punchkick Interactive. There, he was responsible for developing roadmaps and executing global product launches for brands like Marriott International, Allstate Insurance, and Harley-Davidson. He later served as a Senior Manager in Capital One’s Digital Product Management team. Joseph is a Chicago native and graduated with a BA in Political Science & Economics from Loyola University of Chicago.

Connect with JD on Linkedin: https://www.linkedin.com/in/jdrambarean 

About McKenzie Knudson: 

McKenzie, a Senior Treasury Analyst at Sealaska Corporation, holds a CPA and CTP designation, backed by a Bachelor of Science degree from the University of Wisconsin – La Crosse with majors in Accountancy and Finance, along with a minor in Economics. With a strong foundation in accounting, McKenzie brings a valuable accounting perspective to her role in treasury. In her current position at Sealaska, McKenzie actively collaborates with finance teams across the organization, seeking to understand their existing cash resource management practices. Her central objective is to establish a unified treasury framework.

Connect with McKenzie: https://www.linkedin.com/in/mckenzie-knudson-cpa-ctp-41638820/ 

Treasurers have access to fantastic applications and tech experiences in their personal life, powered by companies like Google and Amazon. Yet, at work, treasurers find themselves using outdated TMS platforms that are 20-30 years old. So how can you bridge the gap? In this episode, Brett engages in a captivating conversation with Lisa Davis and Ray Nazloomian from J.P. Morgan, delving into how emerging tech, like APIs and generative AI, is revolutionizing TMS capabilities and ushering in a new era of flexibility, agility, and strategic insight for finance teams.

Highlights:

This episode is brought to you by Trovata.io. Trovata.io empowers everyone to analyze, report, forecast, move – manage cash like a pro – no matter who your business banks with. Save time, ensure data accuracy, and drive smarter decisions with access to your data across multiple banks and accounts.Learn more about Trovata at https://bit.ly/3JXHbcC.

About Brett Turner: 

After starting his career as a CPA with the Deloitte audit practice, Brett gained progressive experience in corporate finance and accounting managing SEC reporting for Amazon and then becoming VP of Finance for Worldwide Packets (sold for $300M+ in 2008). Across his last three roles as a startup Co-Founder / CFO, Brett has raised over $100M in equity and venture debt financing while helping create over $500M in shareholder value. Today, he is the founder and CEO of the cash management platform, Trovata. Brett is a Seattle native, with a BA in Finance from Seattle Pacific University.

Connect with Brett on Linkedin: https://www.linkedin.com/in/brett-turner/  

About Lisa Davis:

Lisa Davis is the Global Head of Digital Channels & Connectivity for J.P. Morgan Payments responsible for enhancing the digital experience and delivering market-leading solutions. She leads the global team that owns the digital suite of solutions offered to Commercial Bank and Corporate & Investment Bank clients in online and mobile banking, clients’ I.T. systems, application program interface (API) and SWIFT.

Connect with Lisa on Linkedin: https://www.linkedin.com/in/lisa-davis-53a83a7/ 

About Raymond Nazloomian:

Ray Nazloomian is Executive Director of Corporate Development & Partnerships at J.P. Morgan Payments where he leads the bank’s charge to reimagine, recreate, and disrupt payments and treasury services. He is also responsible for fintech partnerships, strategic fintech venture investing, and oversees the J.P. Morgan Payments Partner Network.

Connect with Ray on Linkedin: https://www.linkedin.com/in/raymond-nazloomian-aa139116/ 

If you had to pick between a VCR or a streaming platform, you'd likely pick the streaming platform (who doesn’t enjoy a good binge-watching session?). We often opt for new tech to be more efficient. When evaluating treasury systems, like a TMS, the goal should be to choose a modern platform that levels up your efficiency. In this episode, JD and Brett interview John Bolden, the Treasury Director at City Storage Systems, to discuss how APIs are revolutionizing treasury operations and how this cutting-edge technology is creating a wave of new possibilities in finance.

Highlights:

This episode is brought to you by Trovata.io. Trovata.io empowers everyone to analyze, report, forecast, move – manage cash like a pro – no matter who your business banks with. Save time, ensure data accuracy, and drive smarter decisions with access to your data across multiple banks and accounts. Learn more about Trovata at https://bit.ly/3JXHbcC.

Connect with our hosts:

About Joseph “JD” Drambarean:

JD is Trovata’s Chief Product Officer. Previously, he served as a Director of Strategy with the mobile app design firm, Punchkick Interactive. There, he was responsible for developing roadmaps and executing global product launches for brands like Marriott International, Allstate Insurance, and Harley-Davidson. He later served as a Senior Manager in Capital One’s Digital Product Management team. Joseph is a Chicago native, and graduated with a BA in Political Science & Economics from Loyola University of Chicago.

Connect with JD on LinkedIn: https://www.linkedin.com/in/jdrambarean 

About John Bolden:

John Bolden is a finance professional with 20 years in all sectors of finance at both public and private companies. He has supported multiple IPO transactions and led multiple finance transformation projects. He is an avid supporter of technological advancements to improve the speed and accuracy of strategic financial decisions.

Connect with John on LinkedIn: https://www.linkedin.com/in/john-e-bolden/